Scotiabank vs DryPowder

Complete your everyday transactions with more ease, accessibility, and security — for banking that’s as flexible as it is fast. Key features include: Budgeting, insights, and advice Create a budget and reach your financial goals faster with personalized insights and advice from Scotia Smart Money by Advice+. Rewards your way View your Scene+ points balance and redeem your rewards right in the app. Mobile cheque deposit Take a photo of a cheque and deposit money quickly and easily into your account. TransUnion credit score and report Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score. Barrier-free banking With features such as dynamic font sizing and VoiceOver compatibility, the app was designed with accessibility top of mind. Advisor access Book an appointment to meet with a Scotiabank advisor on the phone or in-person. Next-level security Data encryption keeps financial information safer, 2-step verification confirms your identity, and notifications help you stay on top of what’s happening in your accounts. Switch between Scotiabank apps Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app. Personalized support Find quick answers with the Scotiabank chatbot, and connect with a live chat advisor. Important disclosures By pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below. The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone. When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer. When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information. We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting. Please note that this app gives you access to Scotiabank accounts held in Canada. For information about our services in other countries, visit scotiabank.com. Have questions about the app? Visit scotiabank.com/app or give us a call at 1-877-277-9303 (Canada/USA) so we can help. The Bank of Nova Scotia 44 King St. West Toronto, ON M5H 1H1

Dry Powder is a free stock-market simulator built for Canada. Start with C$50,000 in simulated capital and practise investing in Canadian and United States stocks and ETFs. Nothing here involves real money: you cannot deposit, withdraw, or trade real funds, and simulated balances have no value. MADE FOR CANADA Canadian dollars by default. TSX and TSX Venture listings alongside NYSE and Nasdaq, each labelled with its exchange and currency, so a Canadian listing is never confused with its U.S. counterpart. HONEST ABOUT PRICES Every price shows its currency, exchange, timestamp, and how fresh it is, plus whether the market is open. This version uses simulated data, labelled as such on every price. REAL ORDER TYPES Market, limit, stop, and stop-limit orders. Buy by share count or dollar amount. Review every order before it is placed, with the simulated commission, slippage, and currency conversion shown up front. UNDERSTAND YOUR PORTFOLIO Allocation by sector and currency, concentration, how evenly your holdings are spread, and your largest recorded decline — described plainly, never as advice. A JOURNAL THAT MAKES TRADES WORTH REVIEWING Every trade creates an entry. Write down what you expected and how long you planned to wait, then read it back later. SHORT LESSONS Stocks and ETFs, bid-ask spread, order types, diversification, currency risk, fees and slippage — and an honest lesson about what a simulator cannot teach. FREE, WITH NO CATCH Every feature is free. No advertisements, no subscriptions, no in-app purchases, and no third-party tracking. Works without an account. Dry Powder is educational software. It is not a broker, gives no investment or tax advice, and recommends no security. Simulated results do not predict real ones.