Comparison

永豐金證券愛利得 vs Pennyworth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

永豐金證券愛利得

This finance app offers a streamlined platform for stock trading and market analysis. It encourages users to download a separate, more advanced application for enhanced trading experiences.

Highlights
  • Streamlined trading platform
  • Market analysis tools
  • Stock transaction capabilities
  • User-friendly interface
Features
Read full description

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About

Pennyworth

This personal finance app helps you understand your spending, plan budgets, and manage various financial aspects in one place. Log income and expenses, track assets, and share financial books with trusted individuals.

Highlights
  • Fast expense tracking
  • Multiple financial books
  • iCloud sync and sharing
  • Budgeting and planning tools
  • Asset and stock portfolio tracking
  • Credit card management
  • Receipt and invoice capture
Features
Read full description

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

Screenshots

永豐金證券愛利得3 screens
Pennyworth4 screens

Verdict

The call

The clearest difference is review sentiment: Pennyworth at 92% against 永豐金證券愛利得's 24%. Pennyworth also leads on rating (4.8 vs 1.3) and update cadence (weekly vs every 2 months). 永豐金證券愛利得's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pennyworth sells 3 one-off in-app purchases. 永豐金證券愛利得 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pennyworth holds the better App Store score, 4.8 against 1.3. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 24% of 永豐金證券愛利得's written reviews are positive against 92% of Pennyworth's.

UpkeepUpdate frequency

永豐金證券愛利得 ships an update every 2 months, Pennyworth weekly. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

Scorecard8 real differences · 2 level
永豐金證券愛利得 versus Pennyworth: the parameters behind the verdict, then further details
Parameter永豐金證券愛利得Pennyworth
PriceFreeFree
Rating1.3 (8 ratings)4.8 (1.3K ratings) — better
Positive reviews23.6% of reviews92.0% of reviews — better
Number of ratings81.3K — better
Update frequencyEvery 2 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.015.0
Further details — not scored
Size70 MB74 MB
Age rating4+9+
Developer永豐金證券Jack Xuan

Customer experience

永豐金證券愛利得

All ratings8 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews55 reviews
Positive23.6%
Neutral20.0%
Negative56.4%

Pennyworth

All ratings1,301 ratings
Positive96.8%
Neutral1.9%
Negative1.3%
Written reviews373 reviews
Positive92.0%
Neutral4.6%
Negative3.5%

Bugs and requests

永豐金證券愛利得

Not enough reviews yet to summarise bugs or requests.

Pennyworth

Reported bugs

3 issues
  • Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
  • Inability to add account balances
  • Disappearance of user data after app updates

Requested features

6 requests
  • Add custom repeat option for recurring payments
  • Implement a 'Are you sure?' prompt before deleting transactions
  • Improve image quality and restoration for uploaded receipts
  • Introduce a 'Paid' mark for scheduled transactions
  • Expand budgeting features with more granular controls
Show 1 more
  • Add support for more bank/financial institution icons

In-app purchases

None

永豐金證券愛利得

No in-app purchases

3 purchases

Pennyworth

One-time3
  • cloud book - sync and share$2.99
  • Stock Management$2.99
  • remove ads$3.99

Questions

Is 永豐金證券愛利得 free?
永豐金證券愛利得 is free to download, with no in-app purchases.
Is Pennyworth free?
Pennyworth is free to download, with in-app purchases available.
Which has better reviews, 永豐金證券愛利得 or Pennyworth?
Pennyworth is rated higher. 永豐金證券愛利得 averages 1.3 out of 5 from 8 ratings, while Pennyworth averages 4.8 from 1.3K ratings.
Do 永豐金證券愛利得 or Pennyworth have ads?
Pennyworth shows ads; 永豐金證券愛利得 does not.
Which is updated more often, 永豐金證券愛利得 or Pennyworth?
永豐金證券愛利得 ships an update every 2 months, and Pennyworth weekly. Most recently, 永豐金證券愛利得 was updated on November 6, 2026 and Pennyworth on November 11, 2026.

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