PAYware Mobile vs FacilePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PAYware Mobile
This app provides a secure and simple way for small businesses to process credit card transactions on an iPhone. It works with a special card reader and gateway to encrypt data end-to-end, ensuring transaction safety and expanding business reach.
- Process credit card transactions
- Secure end-to-end encryption
- Card swipe and tone confirmation
- Signature capture
- Email receipts
- Transaction history and summaries
- Web-based transaction management
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For iPhone 3GS, iPhone 4, iPhone 4S, iPad, and iPod touch. PAYware Mobile from VeriFone is a complete payment solution for the iPhone that provides small businesses with a simple and secure way to process credit card transactions. IMPORTANT NOTICE: HOW TO START USING PAYWARE MOBILE - Register at http://paywaremobile.com/ and fill out our quick and easy sign-up form - Shortly after you register, a VeriFone representative will contact you to get started and send you your card encryption sleeve - PAYware Mobile is designed to work with VeriFone’s card reader and secure payment gateway, PAYware Connect ACCEPT CARD PAYMENTS WHEREVER YOUR BUSINESS TAKES YOU - Expand your customer base, reduce transaction fees, and break down barriers to business growth - Pocket a chunk of change with more “card present” sales using the VeriFone reader and app - Keep transactions safe with our patented end-to-end encryption – no other manufacturer offers this level of safety & security - Our mobile card encryption sleeve is designed to survive in your business’s rough-and-tumble world, and perform flawlessly THE APP THAT’S ALL THAT - Remarkably easy to use - Swipe a card and a tone tells you the fully encrypted data was accepted - Push a button to capture the signature - Push another to add a tip to the bill - Push one more to finalize the sale - Want to email the receipt? Click. Done. - At any time, review previous transactions, check daily summaries, even view a map showing where transactions took place - Designed to meet PA-DSS V1.2 requirements for application security THE READER THAT’S RUGGED AND CAN KEEP A SECRET - Being tough is important in card readers, and this unit certainly is - But these days, cardholder data security is critical too - The PAYware Mobile card encryption sleeve is the only mobile product with patented end-to-end encryption - The moment the card is swiped, data is encrypted and stays that way until its processed by our gateway - The phone never sees, nor does it store, any sensitive data - The Gen I reader fits any iPhone 3G or 3GS model and the Gen 1.5 reader fits iPhone 4, 3G, and 3GS - And because it’s portable, you’ll reduce costs by making more “card present” sales - The design is sturdy and compact, so it’s not only built to survive, but to perform flawlessly - Comes with a built-in stylus for signature capture - Secures customer data and significantly reduces liability risks for your business INTRODUCING THE MOST HASSLE-FREE WAY TO PROCESS CARD PAYMENTS - With PAYware Connect, all it takes to manage your business’s card payments is access to the web - No hardware or software to buy … No payment engine … No electronic engineering degree - You get complete, easy to access transaction data and a reliable gateway service that’s ideal for small businesses - Whether you have one iPhone or ten, PAYware Connect can consolidate all your payments into a single portal - Details of all iPhone transactions are available in real-time MORE INFORMATION / NEED HELP? - Please visit http://www.paywaremobile.com for more information, FAQs, and additional support
FacilePay
Accept credit and debit card payments on the go using your smartphone. This app simplifies on-the-spot transactions for small businesses, eliminating late payments and offering a user-friendly interface for managing finances.
- Accept major credit/debit cards
- Support for 135+ currencies
- Capture card details via photo or manual entry
- Track payments and transactions
- Issue refunds from device
- Secure and PCI-compliant processing
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FacilePay is the simple way to get paid with Stripe — right from your phone. Accept card payments in person, tap to pay with no card reader, send a payment link to get paid anywhere, and send invoices — all connected to your own Stripe account. No monthly fees, no minimums, no extra hardware. Connect your Stripe account and start charging customers in under 30 seconds. GET PAID, ANY WAY • Tap to Pay — turn your phone into a card reader for contactless cards and wallets • Card payments — accept Visa, Mastercard, Amex and more, in 135+ currencies • Payment links — send a link by text or email and get paid remotely • Invoices — bill customers and get paid straight to your Stripe account BUILT FOR SMALL BUSINESS Save your customers for faster repeat charges, keep every payment organized in a clean dashboard, issue refunds, and set tax rates — all from your phone. Perfect for tradespeople, freelancers, and anyone who needs to get paid. NO MONTHLY FEES Just a low per-transaction fee on top of Stripe's standard rates. No minimums, no lock-in. Say goodbye to late payments. SECURE We never store card details on our servers. For security and PCI compliance, see Stripe.com. Trusted by businesses in 170+ countries to handle millions in transactions. Download FacilePay and start getting paid today. EULA: https://faq.facilepay.ca/main/articles/1607942283945 Privacy Policy: https://faq.facilepay.ca/main/articles/1607943194991
Screenshots
Verdict
The clearest difference is rating: FacilePay at 4.5 against PAYware Mobile's 2.2. FacilePay also leads on review sentiment (71% vs 38%) and ratings volume (215 vs 22). PAYware Mobile's advantage is in-app purchases (none vs 2) and iOS requirement (9.1 vs 15.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FacilePay sells 2 in-app purchases, starting at $4.99 per 7 days. PAYware Mobile asks for nothing beyond the download.
FacilePay holds the better App Store score, 4.5 against 2.2. That said, the two scores are not equally well evidenced: FacilePay has 215 ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 38% of PAYware Mobile's written reviews are positive against 71% of FacilePay's.
PAYware Mobile ships an update every 2 months, FacilePay every 3 months. The most recent releases landed on October 22, 2026 and November 2, 2026 respectively.
| Parameter | PAYware Mobile | FacilePay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (22 ratings) | 4.5 (215 ratings) — better |
| Positive reviews | 38.4% of reviews | 70.9% of reviews — better |
| Number of ratings | 22 | 215 — better |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 29 MB | 136 MB |
| Age rating | 4+ | 4+ |
| Developer | VeriFone Inc. | vBridge Technologies Inc. |
Customer experience
PAYware Mobile
FacilePay
User reviews
PAYware Mobile
From 22 App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Works well for business
- 👍 Good customer service (sometimes)
- 👍 Instant email receipts
- 👍 Saves money on mobile processing
Room to improve
- 🐛 App crashes frequently
- 🐛 App opens then closes
- 🐛 Card reader not working
- 🐛 Not working with iOS updates
- 🐛 Hidden fees
FacilePay
From 215 App Store ratingsWhat we love
- 👍 Easy to use and intuitive interface
- 💰 Low fees compared to traditional payment methods
- 🚀 Fast and efficient payment processing
- 🔒 Safe and secure transactions
- 📱 Smooth integration with existing apps
Room to improve
- 😤 Excessive rating prompts interrupting transactions
- ⏳ Slow payout times
- 🚫 Account suspension without warning
- 💳 Missing gratuity/tip adjustment options
- 🌍 Currency defaults to USD repeatedly
Bugs and requests
PAYware Mobile
Reported bugs
21 issues- App crashes on startup
- App crashes when opening
- App opens then immediately closes
- Card reader not working
- Card reader won't accept firmware update
Show 16 moreShow fewer
- App doesn't work with new Apple updates
- App verging on useless
- App crashes on start up
- Endless support wormhole loop
- App crashes on iPhone with iOS 8
- App doesn't work with OS8
- App locks up
- App crashes on iPad in landscape mode
- Cannot get last transaction, summary between dates, or daily summary
- App gives hard time reading cards
- App goes crazy with swiper
- Bugs since last update
- App crashes when call or text comes in
- App closes when call or text comes in
- App crashes when processing card
- App crashes when swiping card
Requested features
13 requests- Update app for iOS compatibility
- Improve tip option placement
- Add customer email database
- Add tip input before signature
- Block incoming calls/texts during transactions
Show 8 moreShow fewer
- Copy and paste from contacts
- More customizable receipts
- Support for PIN Debit
- Improve UI polish
- Allow copy and paste into app
- Improve signature sensitivity
- Fix app restart issue after transactions
- Make app work in landscape mode on iPad
FacilePay
Reported bugs
7 issues- App crashes when enabling Touch ID/Face ID
- Frequent forced logout after account switching
- Currency reverts to USD despite selection
- Location detection not working properly
- Persistent rating prompt popup blocking transactions
Show 2 moreShow fewer
- Payment amounts displayed in wrong currency on receipts
- App connection issues with purchase verification
Requested features
4 requests- Tip adjustment option after charge
- Persistent currency selection memory
- Lower subscription fees or minimal annual costs
- Gratuity/tip options for service payments
In-app purchases
PAYware Mobile
No in-app purchases
FacilePay
- Weekly Subscription3 Days trial$4.997 Days
- Monthly Subscription$9.991 Month
Questions
Is PAYware Mobile free?
Is FacilePay free?
Which has better reviews, PAYware Mobile or FacilePay?
Do PAYware Mobile or FacilePay have ads?
Which is updated more often, PAYware Mobile or FacilePay?
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