Comparison

iTHINK Financial Banking App vs SpirePoint PC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iTHINK Financial Banking App

Manage your finances with a user-friendly digital banking app. Access accounts, transfer funds, deposit checks, and get support from an AI assistant. Securely handle your money anytime, anywhere.

Highlights
  • Access multiple accounts
  • Check balances with Sneak Peek
  • Monitor transactions
  • Chat with AI assistant
  • Transfer money
  • Deposit checks
Read full description

Banking that fits your life. The new iTHINK Financial Digital Banking app gives you a simpler, more convenient way to manage your money—whenever and wherever you need it. With a fresh, modern design and enhanced features, you can securely access your eligible iTHINK Financial accounts, move money, make payments, deposit checks and more—all under one convenient login. Everything you need, right at your fingertips: • Access all of your memberships under one login • Check your balance quickly with Sneak Peek • Monitor transactions and activity • Chat with Bree AI • Transfer money • And more! Experience the new iTHINK Financial Digital Banking App today. Federally insured by NCUA.

About

SpirePoint PC

Features
Read full description

Private Portal Access to SpirePoint Private Client. This will allow you to view account information and balances

Screenshots

iTHINK Financial Banking App4 screens
SpirePoint PC4 screens

Verdict

The call

iTHINK Financial Banking App and SpirePoint PC are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
iTHINK Financial Banking App versus SpirePoint PC: the parameters behind the verdict, then further details
ParameteriTHINK Financial Banking AppSpirePoint PC
PriceFreeFree
Rating3.3 (8 ratings) — better—
Positive reviews35.1% of reviews—
Number of ratings8 — better—
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size218 MB62 MB
Age rating4+4+
DeveloperiTHINK Financial Credit UnionSpirePoint Private Client, LLC

Bugs and requests

iTHINK Financial Banking App

Reported bugs

22 issues
  • App freezes after login
  • Online deposit function is awful, checks rejected
  • Zelle fails to send money with no explanation
  • Blank screen when opening app (iOS 16.5)
  • Face ID and registration must be re-enabled often
Show 17 more
  • Face ID not working on iPhone 13 Pro iOS since update
  • App no longer returns to sign-on screen at logout
  • App won't close on iPhone 13 Pro Max
  • App crashes when trying to eDeposit a check
  • App logs out after taking check picture
  • Bill pay date selection is tedious
  • Cannot download statements, only view PDF
  • App is slow to log in and sign out doesn't work
  • App requires security questions every time
  • App not working on iPhone 11
  • App looks like a desktop page, not a legit mobile app
  • App takes you to Safari to log in
  • Check deposit goes to a blank screen
  • App loops at username entry screen
  • ATM locator doesn't work
  • App crashes when opening to look up something
  • App not loading, requires exiting and returning

Requested features

10 requests
  • Add alerts for card usage
  • Add a physical check register online
  • Improve bill pay date selection (calendar)
  • Add ability to download statements
  • Add fingerprint/Face ID login
Show 5 more
  • Improve transaction history display (more than 5)
  • Add available vs actual funds display
  • Add check deposit via camera
  • Modernize the app's look and feel
  • Improve ATM locator functionality

SpirePoint PC

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

iTHINK Financial Banking App

No in-app purchases

None

SpirePoint PC

No in-app purchases

Questions

Is iTHINK Financial Banking App free?
iTHINK Financial Banking App is free to download, with no in-app purchases.
Is SpirePoint PC free?
SpirePoint PC is free to download, with no in-app purchases.
Do iTHINK Financial Banking App or SpirePoint PC have ads?
Neither iTHINK Financial Banking App nor SpirePoint PC shows ads.

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