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iTHINK Financial Banking App

iTHINK Financial Banking App

by iTHINK Financial Credit Union

8 ratings
74 reviews
🌟 Lifestyle
💰 Finance
Free

Details

Released
February 2, 2010
Updated
October 29, 2026

Developer

iTHINK Financial Credit Union
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iTHINK Financial Banking App screenshot #1 for iPhone
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iTHINK Financial Banking App screenshot #6 for iPhone
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About

Manage your finances with a user-friendly digital banking app. Access accounts, transfer funds, deposit checks, and get support from an AI assistant. Securely handle your money anytime, anywhere.

✓Access multiple accounts
✓Check balances with Sneak Peek
✓Monitor transactions
✓Chat with AI assistant
✓Transfer money
✓Deposit checks
Show original description

What users say about iTHINK Financial Banking App

Reviews of iTHINK Financial Banking App are mixed: the Finance app is rated 3.3/5 from 8 App Store ratings. What users like most: easy to use, user-friendly interface. Top complaints: app crashes frequently, login issues. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 👍User-friendly interface
  • 💳Card control feature
  • 💸E-deposit functionality
  • 🔒Secure app
  • biometriclogin
  • 💸Fund transfers
  • 💳Card freeze option
  • 🚀Fast performance (some users)
  • 📱Mobile banking convenience

Negative things

  • 🐛App crashes frequently
  • 🐛Login issues
  • 🐛App freezes
  • 🐛Online deposit issues
  • 🐛Zelle not working
  • 🐛Face ID not working
  • 🐛App not closing properly
  • 🐛Security questions required repeatedly
  • 🐛Bill pay issues
  • 🐛Slow performance
  • 🐛Outdated interface
  • 🐛Inconsistent functionality
  • 🐛App not working on new iPhones
  • 🐛Does not retain sign-in info
  • 🐛Blank screen on opening
  • 🐛Poorly designed layout
  • 🐛App redirects to mobile website
See all reviews

What's New in iTHINK Financial Banking App

43.3.19

October 29, 2026

A New Digital Banking Experience Is Here! We’ve upgraded your iTHINK Financial Digital Banking experience with a fresh, modern look and new features designed to make everyday banking easier. What’s new: • Fresh, Modern Design: Enjoy a cleaner, more intuitive experience across your devices. • One Login: Access your eligible personal and business accounts with one convenient login. • Light & Dark Mode: Choose the appearance that works best for you. • Enhanced Features: Enjoy improved navigation and new tools to help you manage your money with greater ease.

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User reviews

Most RecentHighest RatedLowest Rated

Zelle never works

There is constantly an issue where Im not able to zelle through the app. It always says this feature is unavailable.
WWhale@807

The Lowest interest I could found

After researching different banks and credit unions to find the lowest possible interest rate, this one offered me the best rate. I also really like that everything is now digital, which makes the entire process much easier, faster, and more convenient!
OOverlyline

Horrible App Update!

I hate the new app so much I think I’m going to switch to a different bank. I can’t stand it.
CCC_GA

New App Is Horrible

The new update to the entire banking UI is clunky, not user friendly, feels like it’s complete AI slop. It’s just a total mess.

Feels like 100 steps backwards.
LLgerada

Do not bank with them

I’ve been with iTHINK for a decade now and as soon as I got a car loan with them, they completely switched up on me. They don’t communicate with me, 10k was taken out of my account and I’m about to take them to court for it. They had no explanation. This app is trash as well. Everytime you use the chat it just gives you a service number because they can’t help you. This whole bank is just fraud. 10/10 do not recommend banking with them. If I could put the screen shots up I would.
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Mmiagracer33
See 69 more reviews

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User experience

🐞

Reported Bugs

22 issues

App freezes after login

Bug

Online deposit function is awful, checks rejected

Bug

Zelle fails to send money with no explanation

Bug

Blank screen when opening app (iOS 16.5)

Bug

Face ID and registration must be re-enabled often

Bug

Face ID not working on iPhone 13 Pro iOS since update

Bug

App no longer returns to sign-on screen at logout

Bug

App won't close on iPhone 13 Pro Max

Bug

App crashes when trying to eDeposit a check

Bug

App logs out after taking check picture

Bug

Bill pay date selection is tedious

Bug

Cannot download statements, only view PDF

Bug

App is slow to log in and sign out doesn't work

Bug

App requires security questions every time

Bug

App not working on iPhone 11

Bug

App looks like a desktop page, not a legit mobile app

Bug

App takes you to Safari to log in

Bug

Check deposit goes to a blank screen

Bug

App loops at username entry screen

Bug

ATM locator doesn't work

Bug

App crashes when opening to look up something

Bug

App not loading, requires exiting and returning

Bug
✨

Requested Features

10 requests

Add alerts for card usage

Feature

Add a physical check register online

Feature

Improve bill pay date selection (calendar)

Feature

Add ability to download statements

Feature

Add fingerprint/Face ID login

Feature

Improve transaction history display (more than 5)

Feature

Add available vs actual funds display

Feature

Add check deposit via camera

Feature

Modernize the app's look and feel

Feature

Improve ATM locator functionality

Feature

FAQ

What are the main features of the iTHINK Financial Banking App?

The app allows users to access all their memberships under one login, check balances with Sneak Peek, monitor transactions, chat with Bree AI, and transfer money. It also supports check deposits and offers card control features like freezing.

Is the iTHINK Financial Banking App secure?

Yes, the app is described as secure and offers biometric login options. It is federally insured by NCUA, indicating a level of regulatory oversight for financial security.

What devices does the iTHINK Financial Banking App support?

The iTHINK Financial Banking App is available for both iPhone and iPad devices, offering mobile banking convenience across Apple's ecosystem.

How often is the iTHINK Financial Banking App updated?

The latest version is 43.3.19, and the app was last updated on October 29, 2026. This suggests a relatively recent update, though the exact frequency of updates is not specified.

What is the user sentiment for the iTHINK Financial Banking App?

User reviews indicate a mixed overall sentiment. While users appreciate its ease of use, user-friendly interface, and features like card control and e-deposit, many report issues with app crashes, login problems, and freezes.

Does the iTHINK Financial Banking App have ads?

No, the iTHINK Financial Banking App does not contain advertisements. It is a free application focused solely on providing banking services.

What is the age rating for the iTHINK Financial Banking App?

The iTHINK Financial Banking App has an age rating of 4+, making it suitable for users of all ages who require mobile banking services.

Where can I find information about iTHINK Financial's supported institutions?

The app allows access to all eligible iTHINK Financial accounts under one login. For specific details on which institutions are supported for external transfers or integrations, users should consult the app's help section or contact iTHINK Financial directly.