Comparison

CIBC Mobile Banking vs ACB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIBC Mobile Banking

Manage your finances securely and conveniently on the go. Access accounts, make payments, deposit checks, and get instant money transfers. Features include a virtual assistant, credit score monitoring, and travel tools.

Highlights
  • Secure account access with biometrics
  • Apply for accounts and credit cards
  • Instant and scheduled payments
  • Mobile check deposit
  • Interac e-Transfer
  • Free credit score monitoring
  • Virtual Assistant for banking queries
Features
Read full description

FIND IMPORTANT DISCLOSURES BELOW The CIBC Mobile Banking App has received the highest ranking in customer satisfaction in Canada, according to a 2025 study from J.D. Power. We’re always striving to make our app do more for you. FEATURES - Securely access your accounts with your fingerprint, face ID or password. - Receive one-time verification codes and push notifications securely. - Apply for bank accounts or credit cards and view your application status in real time. - Get a snapshot of all your accounts in the same place, anytime. - Use Apple Pay at payment terminals. - Set up instant, post-dated or recurring payments. - Deposit cheques in a flash — all you need is to take a picture with your phone. - Send and receive money instantly with Interac e-Transfer. - Quickly search for branches, banking hours, bank machines and mortgage advisors near you. - Receive your free TransUnion credit score directly in the app, without affecting your score. - Our Travel Tools feature a currency converter, helpful tips and emergency numbers for while you’re away. - Our Virtual Assistant is available 24/7 to answer your banking questions and is able to perform everyday banking transactions on your behalf. LANGUAGES Supports English and French PRIVACY Your privacy and security comes first. For more information, please review our privacy policy, which is available at any banking centre or online at https://www.cibc.com/privacy and tells you more about your privacy rights and choices. LEGAL By downloading the CIBC Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system’s default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) collect, use and disclose personal information as set out in our Privacy Policy; and (iii) affect preferences or data stored on your device. You can withdraw your consent at any time by uninstalling this App. For assistance, contact CIBC at the mailing address below. CONTACT For your banking questions, please visit: https://www.cibc.com/en/contact-us.html. Telephone Banking: 1-800-465-2422 Address: CIBC Head Office, 81 Bay Street, CIBC Square, Toronto, Ontario, Canada M5J 0E7 Website: https://www.cibc.com

About

ACB Mobile

Manage your bank accounts on the go with this mobile banking app. Check balances, view activity, transfer funds between accounts, and locate branches. Security is a top priority, with data transmissions safeguarded by TLS 1.2.

Highlights
  • Check account balances
  • View account activity
  • Transfer funds
  • Locate branches
  • Secure data transmission
Features
Read full description

With the Mobile Banking app from Antigua Commercial Bank (ACB), you can easily take your bank with you, *check your balances, view account activity, transfer money, and locate our branch. Our Mobile Banking app is convenient, fast, and free! It is available to all Antigua Commercial Bank (ACB). This app is optimized for the iPhone and iPod touch. Download today and enjoy the convenience of: CHECK ACCOUNT BALANCES – Staying on top of your finances has never been so easy. View up-to-date account balances for your accounts. TRANSFER FUNDS – Move money between your eligible accounts from the comfort of your iPhone or iPod. BRANCH LOCATOR – Find our branches by address and map. Security is our Top Priority! Antigua Commercial Bank (ACB) uses a mobile banking solution with your security in mind. Mobile data transmissions are safeguarded by TLS 1.2 to prevent unauthorized access. We’ll never transmit your account number, and no private data is ever stored on your phone. Please note: You must first contact Antigua Commercial Bank (ACB) to obtain a user ID and password to access mobile banking. Without a user ID and password, you will be unable to sign in with this application. Stop by or call Antigua Commercial Bank (ACB) today to sign up! *There is no charge from Antigua Commercial Bank (ACB). Your mobile carrier’s text messaging and web access charges may apply.

Screenshots

CIBC Mobile Banking4 screens
ACB Mobile4 screens

Verdict

The call

The clearest difference is rating: CIBC Mobile Banking at 3.7 against ACB Mobile's 2.8. CIBC Mobile Banking also leads on update cadence (every 3 weeks vs every 11 months) and ratings volume (372 vs 9). ACB Mobile's advantage is review sentiment (50% vs 18%) and iOS requirement (12.2 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CIBC Mobile Banking holds the better App Store score, 3.7 against 2.8. That said, the two scores are not equally well evidenced: CIBC Mobile Banking has 372 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 18% of CIBC Mobile Banking's written reviews are positive against 50% of ACB Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CIBC Mobile Banking ships an update every 3 weeks, ACB Mobile every 11 months. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
CIBC Mobile Banking versus ACB Mobile: the parameters behind the verdict, then further details
ParameterCIBC Mobile BankingACB Mobile
PriceFreeFree
Rating3.7 (372 ratings) — better2.8 (9 ratings)
Positive reviews18.1% of reviews50.0% of reviews — better
Number of ratings372 — better9
Update frequencyEvery 3 weeks — betterEvery 11 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.012.2 — better
Further details — not scored
Size205 MB271 MB
Age rating4+4+
DeveloperCIBCAntigua Commercial Bank Ltd.

Customer experience

CIBC Mobile Banking

All ratings372 ratings
Positive68.5%
Neutral4.3%
Negative27.2%
Written reviews719 reviews
Positive18.1%
Neutral9.6%
Negative72.3%

ACB Mobile

All ratings9 ratings
Positive33.3%
Neutral11.1%
Negative55.6%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

CIBC Mobile Banking

Reported bugs

4 issues
  • Login issues and password reset problems
  • Inability to access e-statements and credit card details
  • Inconsistent transaction tracking and balance display
  • Camera not working for mobile cheque deposits

Requested features

4 requests
  • Add dark mode option
  • Improve transaction history and details
  • Allow password manager integration
  • Provide better budgeting and financial insights

ACB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CIBC Mobile Banking

No in-app purchases

None

ACB Mobile

No in-app purchases

Questions

Is CIBC Mobile Banking free?
CIBC Mobile Banking is free to download, with no in-app purchases.
Is ACB Mobile free?
ACB Mobile is free to download, with no in-app purchases.
Which has better reviews, CIBC Mobile Banking or ACB Mobile?
CIBC Mobile Banking is rated higher. CIBC Mobile Banking averages 3.7 out of 5 from 372 ratings, while ACB Mobile averages 2.8 from 9 ratings.
Do CIBC Mobile Banking or ACB Mobile have ads?
Neither CIBC Mobile Banking nor ACB Mobile shows ads.
Which is updated more often, CIBC Mobile Banking or ACB Mobile?
CIBC Mobile Banking ships an update every 3 weeks, and ACB Mobile every 11 months. Most recently, CIBC Mobile Banking was updated on October 24, 2026 and ACB Mobile on October 24, 2026.

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