CIBC Mobile Banking vs SegMaster

FIND IMPORTANT DISCLOSURES BELOW The CIBC Mobile Banking App has received the highest ranking in customer satisfaction in Canada, according to a 2025 study from J.D. Power. We’re always striving to make our app do more for you. FEATURES - Securely access your accounts with your fingerprint, face ID or password. - Receive one-time verification codes and push notifications securely. - Apply for bank accounts or credit cards and view your application status in real time. - Get a snapshot of all your accounts in the same place, anytime. - Use Apple Pay at payment terminals. - Set up instant, post-dated or recurring payments. - Deposit cheques in a flash — all you need is to take a picture with your phone. - Send and receive money instantly with Interac e-Transfer. - Quickly search for branches, banking hours, bank machines and mortgage advisors near you. - Receive your free TransUnion credit score directly in the app, without affecting your score. - Our Travel Tools feature a currency converter, helpful tips and emergency numbers for while you’re away. - Our Virtual Assistant is available 24/7 to answer your banking questions and is able to perform everyday banking transactions on your behalf. LANGUAGES Supports English and French PRIVACY Your privacy and security comes first. For more information, please review our privacy policy, which is available at any banking centre or online at https://www.cibc.com/privacy and tells you more about your privacy rights and choices. LEGAL By downloading the CIBC Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system’s default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) collect, use and disclose personal information as set out in our Privacy Policy; and (iii) affect preferences or data stored on your device. You can withdraw your consent at any time by uninstalling this App. For assistance, contact CIBC at the mailing address below. CONTACT For your banking questions, please visit: https://www.cibc.com/en/contact-us.html. Telephone Banking: 1-800-465-2422 Address: CIBC Head Office, 81 Bay Street, CIBC Square, Toronto, Ontario, Canada M5J 0E7 Website: https://www.cibc.com

SegMaster is your all-in-one app for discovering, comparing, and confidently investing in Canada’s segregated funds. Explore a broad universe of Canadian segregated funds and identify strong options without relying on hype or one-dimensional rankings. SegMaster uses a proprietary evaluation model that balances performance and risk—not just raw returns—so you can see which funds have delivered consistent results with appropriate volatility. Not sure which funds fit your needs? SegMaster includes a simple investment suitability questionnaire designed to understand your risk tolerance and investment profile. Based on your responses, the app provides personalized fund recommendations aligned with your goals. Over time, SegMaster adapts to your preferences, helping refine your shortlist as your investment needs evolve. Keep everything organized in one place. Track your holdings, monitor performance, and gain clearer insights to support disciplined, informed decision-making. SegMaster is a product of Wealthsigma (12599431 Canada Inc.), an Ontario-registered life insurance agency broker.