CIBC Mobile Banking vs Trudget

FIND IMPORTANT DISCLOSURES BELOW The CIBC Mobile Banking App has received the highest ranking in customer satisfaction in Canada, according to a 2025 study from J.D. Power. We’re always striving to make our app do more for you. FEATURES - Securely access your accounts with your fingerprint, face ID or password. - Receive one-time verification codes and push notifications securely. - Apply for bank accounts or credit cards and view your application status in real time. - Get a snapshot of all your accounts in the same place, anytime. - Use Apple Pay at payment terminals. - Set up instant, post-dated or recurring payments. - Deposit cheques in a flash — all you need is to take a picture with your phone. - Send and receive money instantly with Interac e-Transfer. - Quickly search for branches, banking hours, bank machines and mortgage advisors near you. - Receive your free TransUnion credit score directly in the app, without affecting your score. - Our Travel Tools feature a currency converter, helpful tips and emergency numbers for while you’re away. - Our Virtual Assistant is available 24/7 to answer your banking questions and is able to perform everyday banking transactions on your behalf. LANGUAGES Supports English and French PRIVACY Your privacy and security comes first. For more information, please review our privacy policy, which is available at any banking centre or online at https://www.cibc.com/privacy and tells you more about your privacy rights and choices. LEGAL By downloading the CIBC Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system’s default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) collect, use and disclose personal information as set out in our Privacy Policy; and (iii) affect preferences or data stored on your device. You can withdraw your consent at any time by uninstalling this App. For assistance, contact CIBC at the mailing address below. CONTACT For your banking questions, please visit: https://www.cibc.com/en/contact-us.html. Telephone Banking: 1-800-465-2422 Address: CIBC Head Office, 81 Bay Street, CIBC Square, Toronto, Ontario, Canada M5J 0E7 Website: https://www.cibc.com

Trudget is a thoughtful, private budget and spending tracker for iPhone and iPad. Understand where your money goes, make a practical plan, and follow your progress without connecting a bank account or sending your financial history to a server. SEE THE WHOLE PICTURE Review income, spending, cash flow, and savings rate from a clear dashboard. Choose a week, month, quarter, year, custom range, or all-time view, then compare results with the previous period. CAPTURE RECEIPTS, PRIVATELY Scan a paper receipt or choose photos from your library. Trudget recognizes the merchant, date, total, and line items on device, lets you review everything, and keeps the original receipt with its transaction. Nothing is uploaded for recognition. PLAN A BUDGET THAT FITS Create a flexible category budget, see how much has been spent, and quickly identify what remains or has gone over plan. Open any category to explore its trends and contributing transactions. BUILD SAVINGS GOALS Connect goals to the accounts funding them, record allocations, and follow progress over time. KEEP ACTIVITY ORGANIZED Add expenses, income, and linked transfers with fast everyday entry. Search, filter, group, and bulk-edit your history. Create recurring transactions and receive optional reminders before they are due. UNDERSTAND EVERY ACCOUNT Track chequing, savings, credit cards, cash, and other accounts in one place. Review account history, make balance adjustments, and reconcile credit-card statements against your ledger. MAKE TRUDGET YOURS Choose an optional theme and matching Home Screen icon. Supporter membership offers access to every current and future appearance plus exclusive icons. Purchases are cosmetic: every budgeting tool remains available without paying. MOVE BEYOND THE SPREADSHEET Import UTF-8 CSV files with guided account and category mapping. Export your ledger whenever you want a portable copy or spreadsheet-ready backup. PRIVATE BY DESIGN Your budgeting data and receipt images stay on your device. Trudget has no account registration, advertising, analytics SDK, or bank connection. StoreKit purchases are handled by Apple. Trudget supports light and dark appearance, iPhone and iPad layouts, Dynamic Type, VoiceOver, Reduce Motion, and optional haptic feedback. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/