CU SoCal Mobile Banking vs Rize Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CU SoCal Mobile Banking
Manage your finances conveniently from your mobile device. Check account balances, view transaction history, transfer funds, deposit checks, and pay bills. Easily locate nearby branches and ATMs for in-person services.
- Check account balances
- View transaction history
- Transfer money
- Deposit checks
- Pay bills
- Find branches and ATMs
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BANK ANYTIME, ANYWHERE Check balances on checking, savings, certificates, loans, and credit cards. View history. Transfer money. Deposit checks. Pay bills. Manage services.* FIND A BRANCH OR ATM Locate the nearest CU SoCal branch, CO-OP shared branch, or deposit-taking fee-free ATM. COMMITMENT TO SECURITY Your security is our top priority. We take every precaution to ensure that your Mobile Banking transactions will be secure.* *All information transmitted via Mobile Banking is protected with highly secure encryption methods that mask sensitive information. A password or fingerprint authentication is required every time you log on to Mobile Banking. Data and text charges may apply - check with your mobile provider. Eligibility requirements apply. Federally insured by NCUA
Rize Mobile
Manage your finances on the go with this mobile banking app. Track accounts, deposit checks, pay bills, and find ATMs. Securely send and receive money, manage cards, and access statements.
- Check balances and transaction history
- Pay bills and transfer funds
- Deposit checks
- Find ATMs and branches
- Send and receive money with Zelle®
- Manage cards and alerts
- Apply for loans
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It’s time to Rize Beyond Banking. Rize Credit Union empowers you to manage your finances effortlessly, wherever life takes you. You can track your accounts, deposit checks, pay bills, find ATMs and more! Features: • Check balances and transaction history • Pay bills and transfer funds • Deposit checks • Find the nearest branches and surcharge-free ATMs • Send and receive money with Zelle® • Manage your cards and alerts • Apply for a loan • View statements and tax forms • Securely chat and message us To use Rize Mobile Banking, you must be a Rize Credit Union member and enrolled in digital banking.
Screenshots
Verdict
CU SoCal Mobile Banking and Rize Mobile both sit at 4.9 stars, but that hides the real split: 85% of CU SoCal Mobile Banking's written reviews are positive against 64% of Rize Mobile's. CU SoCal Mobile Banking also leads on ratings volume (36K vs 7.1K). Rize Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for CU SoCal Mobile Banking against 4.8 for Rize Mobile. That said, the two scores are not equally well evidenced: CU SoCal Mobile Banking has 36K ratings behind it against 7.1K, so its average is the more settled of the two. Written reviews are what separate them: 85% of CU SoCal Mobile Banking's written reviews are positive against 64% of Rize Mobile's.
CU SoCal Mobile Banking ships an update every 4 months, Rize Mobile every 3 months. Both last shipped on October 26, 2026.
| Parameter | CU SoCal Mobile Banking | Rize Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (36K ratings) — better | 4.8 (7.1K ratings) |
| Positive reviews | 85.0% of reviews — better | 64.4% of reviews |
| Number of ratings | 36K — better | 7.1K |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 183 MB | 154 MB |
| Age rating | 4+ | 4+ |
| Developer | Credit Union of Southern California | Rize Federal Credit Union |
Customer experience
CU SoCal Mobile Banking
Rize Mobile
User reviews
CU SoCal Mobile Banking
From 36K App Store ratingsWhat we love
- 🤝 Excellent customer service
- 👍 User-friendly mobile app
- 💳 Great banking products and services
- 🏆 Reliable and trustworthy credit union
- 🚀 Efficient account management
Room to improve
- 🐛 Recurring mobile deposit issues
- 🔧 Buggy app updates
- ⏱️ Slow transaction posting
- 🤔 Confusing feature changes
- 🔍 Difficulty finding Zelle transfer option
Rize Mobile
From 7.1K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Fast and responsive
- 💳 Useful features like mobile check deposit
- 🔒 Secure login options
Room to improve
- 🐛 Frequent crashes and bugs
- 🔍 Inconsistent user experience (e.g., login flow, check deposit)
- ⏱️ Delayed transaction updates and availability
- 🔧 Unreliable customer support
Bugs and requests
CU SoCal Mobile Banking
Reported bugs
5 issues- Mobile deposit not working
- Zelle transfers not functioning
- Frequent app crashes and freezes
- Account information not syncing properly
- Login issues and device recognition problems
Requested features
5 requests- Restore previous mobile deposit functionality
- Improve app stability and reliability
- Enhance Zelle integration and visibility
- Add more customization options
- Expand historical transaction visibility
Rize Mobile
Reported bugs
4 issues- Mobile check deposit not working
- App freezes when using certain features
- Incorrect time/date causing login issues
- Notifications and alerts not working as expected
Requested features
4 requests- Seamless Zelle integration
- Improved transaction history and account management
- Ability to reset password in-app
- Dark mode option
In-app purchases
CU SoCal Mobile Banking
No in-app purchases
Rize Mobile
No in-app purchases
Questions
Is CU SoCal Mobile Banking free?
Is Rize Mobile free?
Which has better reviews, CU SoCal Mobile Banking or Rize Mobile?
Do CU SoCal Mobile Banking or Rize Mobile have ads?
Which is updated more often, CU SoCal Mobile Banking or Rize Mobile?
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