Comparison

CCU Mobile Banking vs Rize Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CCU Mobile Banking

Manage your accounts, pay bills, and deposit checks conveniently from your mobile device. Enjoy benefits like cash back rewards and easy access to branches and ATMs. This app provides secure banking 24/7 for members.

Highlights
  • Manage accounts
  • Pay bills and credit cards
  • Deposit checks remotely
  • Transfer money
  • Find branches and ATMs
  • Send messages to staff
Features
Read full description

By downloading and using this app you are agreeing to the terms listed in our Digital Banking disclosure: https://www.ccu.com/sites/default/files/pdf/online_banking_disclosure.pdf California Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad, manage your accounts, pay bills, view statements, and receive the benefits of cash back rewards when you use your debit card. Remote check deposit allows you to easily deposit checks from your mobile device. CCU Mobile Banking is provided free-of-charge to members of California Credit Union and North Island Credit Union as a service to our membership. Bank with confidence – CCU’s mobile app allows you to manage accounts from your mobile device...anytime, anywhere. It’s easy to do banking 24/7, from your iPhone or iPad, or other mobile phone or tablet. It’s fast, secure, and free. With CCU Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit checks • Transfer money between accounts at the credit AND at other financial institutions • Find the nearest credit union branch or ATM • Send a message to our Contact Center staff To use CCU Mobile Banking, you must be a California Credit Union or North Island Credit Union member and be enrolled in our Digital Banking service. To sign up, visit: www.ccu.com or www.northisland.ccu.com

About

Rize Mobile

Manage your finances on the go with this mobile banking app. Track accounts, deposit checks, pay bills, and find ATMs. Securely send and receive money, manage cards, and access statements.

Highlights
  • Check balances and transaction history
  • Pay bills and transfer funds
  • Deposit checks
  • Find ATMs and branches
  • Send and receive money with Zelle®
  • Manage cards and alerts
  • Apply for loans
Features
Read full description

It’s time to Rize Beyond Banking. Rize Credit Union empowers you to manage your finances effortlessly, wherever life takes you. You can track your accounts, deposit checks, pay bills, find ATMs and more! Features: • Check balances and transaction history • Pay bills and transfer funds • Deposit checks • Find the nearest branches and surcharge-free ATMs • Send and receive money with Zelle® • Manage your cards and alerts • Apply for a loan • View statements and tax forms • Securely chat and message us To use Rize Mobile Banking, you must be a Rize Credit Union member and enrolled in digital banking.

Screenshots

CCU Mobile Banking4 screens
Rize Mobile4 screens

Verdict

The call

The clearest difference is monetization model: CCU Mobile Banking at free against Rize Mobile's ad-supported. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for CCU Mobile Banking against 4.8 for Rize Mobile. Both are backed by a comparable volume of ratings — 19K and 7.1K respectively. Written reviews are what separate them: 71% of CCU Mobile Banking's written reviews are positive against 64% of Rize Mobile's.

UpkeepUpdate frequency

CCU Mobile Banking ships an update every 2 months, Rize Mobile every 3 months. The most recent releases landed on November 3, 2026 and November 1, 2026 respectively.

Scorecard1 real difference · 9 level
CCU Mobile Banking versus Rize Mobile: the parameters behind the verdict, then further details
ParameterCCU Mobile BankingRize Mobile
PriceFreeFree
Rating4.9 (19K ratings) — better4.8 (7.1K ratings)
Positive reviews71.4% of reviews — better64.4% of reviews
Number of ratings19K — better7.1K
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS17.017.0
Further details — not scored
Size138 MB154 MB
Age rating4+4+
DeveloperNorth Island Financial Credit UnionRize Federal Credit Union

Customer experience

CCU Mobile Banking

All ratings18,538 ratings
Positive97.0%
Neutral1.2%
Negative1.8%
Written reviews147 reviews
Positive71.4%
Neutral4.8%
Negative23.8%

Rize Mobile

All ratings6,751 ratings
Positive96.0%
Neutral1.4%
Negative2.7%
Written reviews87 reviews
Positive64.4%
Neutral9.2%
Negative26.4%

User reviews

CCU Mobile Banking

From 19K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Convenient and easy to use
  • 🔒 Secure login options
  • 💡 Helpful features like Zelle and mobile check deposit
  • 🌟 Great customer service at branches

Room to improve

  • 🐛 Mobile check deposit issues (camera not working, blurry screens)
  • 🐛 Login process changes causing inconvenience
  • 🐛 Glitches and bugs in the app
  • 🔍 Lack of specific transaction details (e.g., which debit card was used)

Rize Mobile

From 7.1K App Store ratings

What we love

  • 👍 Convenient and easy to use
  • 🚀 Fast and responsive
  • 💳 Useful features like mobile check deposit
  • 🔒 Secure login options

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Inconsistent user experience (e.g., login flow, check deposit)
  • ⏱️ Delayed transaction updates and availability
  • 🔧 Unreliable customer support

Bugs and requests

CCU Mobile Banking

Reported bugs

3 issues
  • Mobile check deposit not working after recent updates
  • Quick balance feature not functioning properly
  • Zelle integration issues with pop-up screens

Requested features

4 requests
  • Add push notifications for purchases
  • Dedicated Zelle button in the app
  • Ability to transfer funds between checking and credit card
  • Option to order checks online

Rize Mobile

Reported bugs

4 issues
  • Mobile check deposit not working
  • App freezes when using certain features
  • Incorrect time/date causing login issues
  • Notifications and alerts not working as expected

Requested features

4 requests
  • Seamless Zelle integration
  • Improved transaction history and account management
  • Ability to reset password in-app
  • Dark mode option

In-app purchases

None

CCU Mobile Banking

No in-app purchases

None

Rize Mobile

No in-app purchases

Questions

Is CCU Mobile Banking free?
CCU Mobile Banking is free to download, with no in-app purchases.
Is Rize Mobile free?
Rize Mobile is free to download, with no in-app purchases.
Which has better reviews, CCU Mobile Banking or Rize Mobile?
CCU Mobile Banking is rated higher. CCU Mobile Banking averages 4.9 out of 5 from 19K ratings, while Rize Mobile averages 4.8 from 7.1K ratings.
Do CCU Mobile Banking or Rize Mobile have ads?
Neither CCU Mobile Banking nor Rize Mobile shows ads.
Which is updated more often, CCU Mobile Banking or Rize Mobile?
CCU Mobile Banking ships an update every 2 months, and Rize Mobile every 3 months. Most recently, CCU Mobile Banking was updated on November 3, 2026 and Rize Mobile on November 1, 2026.

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