Comparison

Venmo vs InstaPay Egypt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Venmo

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Highlights
  • Send and receive money
  • Split payments among friends
  • Buy, hold, and sell cryptocurrency
  • Venmo credit and debit cards
  • Teen accounts
  • Business profiles
  • Instant transfers and direct deposit
Features
Read full description

Venmo is the fast, safe, social way to pay and get paid. Join over 90+ million people who use the Venmo app today   SEND AND RECEIVE MONEY Pay and get paid for anything from your share of rent to a gift. Add a note to each payment to share and connect with friends SPLIT A REQUEST AMONG MULTIPLE VENMO FRIENDS You can now send a payment request to multiple Venmo friends at once and customize the amount each person owes   GET REWARDED WITH THE VENMO CREDIT CARD Earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with Venmo friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide² BUY CRYPTO WITH AS LITTLE AS $1 Buy, hold, and sell cryptocurrency right on the Venmo app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with³ SHOP WITH THE VENMO DEBIT CARD Spend your money in Venmo everywhere Mastercard® is accepted around the globe — and earn cashback from some of your favorite spots. Terms apply: venmo.me/rewards⁴ VENMO TEEN ACCOUNTS A debit card of their very own and a Venmo account to send money to trusted friends and family⁵. All with no minimum balance or monthly fee   DO BUSINESS ON VENMO Create a business profile for your side gig, small business, or anything in between—all under your same Venmo account MANAGE YOUR MONEY Get your Venmo money in the bank within minutes using Instant Transfer⁶. Want your paycheck up to two days earlier* than your normal payday? Try Direct Deposit   ¹Use of cash back is subject to the terms of the Venmo account. See Rewards Program Terms: https://www.synchronycredit.com/gecrbterms/html/RewardsTerms.htm ²Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license ³Terms apply. Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risk and may result in significant losses. Venmo does not make any recommendation regarding buying or selling cryptocurrency. Consider seeking advice from your financial or tax adviser ⁴The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo ⁵ The Venmo Teen Debit Card is available for eligible users 13-17 years old with parent or legal guardian sign up. Terms apply ⁶ Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account. * The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday. Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account. Emoji artwork is provided by emojitwo.github.io/, originally released as emojione.com/ by Ranks.com with contributions from the Emojitwo community and is licensed under creativecommons.org/licenses/by/4.0/legalcode Venmo 2211 N. First St., San Jose, CA 95131

About

InstaPay Egypt

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

Highlights
  • Instant money sending and receiving
  • Link bank accounts and Meeza cards
  • Send via mobile number or Instant Payment Address
  • Balance inquiry and mini-statement
  • Bill payment service
  • Secure transactions via Instant Payment Network
Read full description

Welcome to InstaPay! InstaPay enables you to send and receive money instantly 24x7 in a fast, secure and easy way through your mobile phone. How does it work? - Onboard your Bank Accounts & Meeza Prepaid Cards The first step is to ensure that your mobile number is linked and registered to your account at your bank. The second step is to ensure having a valid debit card for your bank accounts. To onboard Meeza Prepaid cards you can use the prepaid card number. Select your bank and follow the registration process from the app. For step by step registration guide please visit our website https://www.instapay.eg For Supported banks please visit our website https://www.instapay.eg - Send and Receive Money Instantly Send & Receive money using mobile number or Instant Payment Address in seconds safely and securely. Send money to your friends and family from your accounts to any Bank account, Mobile wallet or electronic Cards. For more information please visit our website https://www.instapay.eg - Balance Inquiry and Mini-statement Check your account balance and view the last 10 transactions on your linked accounts. - Bill Payment Service Pay all your bills from different billers. - Your Safety and Security All your transaction is done through the secured Instant Payment Network, and all your information and data are handled by licensed banks under the Central Bank of Egypt Regulations.

Screenshots

Venmo4 screens
InstaPay Egypt4 screens

Verdict

The call

The clearest difference is rating: Venmo at 4.8 against InstaPay Egypt's 4.0. Venmo also leads on ratings volume (15M vs 687) and update cadence (every 11 days vs monthly). InstaPay Egypt's advantage is monetization model (free vs free with in-app purchases) and review sentiment (32% vs 15%). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Venmo holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Venmo has 15M ratings behind it against 687, so its average is the more settled of the two. Written reviews complicate that: 15% of Venmo's written reviews are positive against 32% of InstaPay Egypt's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Venmo ships an update every 11 days, InstaPay Egypt monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard7 real differences · 4 level
Venmo versus InstaPay Egypt: the parameters behind the verdict, then further details
ParameterVenmoInstaPay Egypt
PriceFreeFree
Rating4.8 (15M ratings) — better4.0 (687 ratings)
Positive reviews14.6% of reviews32.0% of reviews — better
Number of ratings15M — better687
Update frequencyEvery 11 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
Best chart rank#5 — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.013.0 — better
Further details — not scored
Size701 MB103 MB
Age rating12+4+
DeveloperVenmoEGYPTIAN BANKS FOR TECHNOLOGICAL ADVANCEMENT

Customer experience

Venmo

All ratings15,470,759 ratings
Positive97.0%
Neutral1.4%
Negative1.7%
Written reviews7,168 reviews
Positive14.6%
Neutral3.9%
Negative81.5%

InstaPay Egypt

All ratings683 ratings
Positive74.2%
Neutral4.0%
Negative21.8%
Written reviews244 reviews
Positive32.0%
Neutral8.2%
Negative59.8%

User reviews

Venmo

From 15M App Store ratings

What we love

  • 🚀 Reliable, user-friendly, and convenient
  • 🔒 Robust security features
  • 👍 Untrustworthy vendor protection
  • 💡 Investing feature built-in

Room to improve

  • 🐛 Buggy and glitchy app
  • 🔒 Weak account security
  • 🔒 Unreliable customer support
  • 💰 Holds funds without explanation
  • 💰 Freezes accounts without notice

InstaPay Egypt

From 687 App Store ratings

What we love

  • 🚀 Fast and efficient
  • 👍 User-friendly
  • 💡 Innovative idea
  • 🇪🇬 Great for Egyptians

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security and accessibility issues
  • 🌐 Doesn't work outside Egypt
  • 💸 Expensive fees and charges

Bugs and requests

Venmo

Reported bugs

4 issues
  • Payments getting declined without reason
  • Accounts being frozen or deleted unexpectedly
  • Delays in fund transfers and withdrawals
  • Inability to access own money in account

Requested features

4 requests
  • Ability to cancel transactions
  • Faster money transfers
  • Better account management tools
  • Improved customer service

InstaPay Egypt

Reported bugs

4 issues
  • Login and account management problems
  • Compatibility issues with newer iOS versions
  • Transactions not working or getting stuck
  • Device binding and verification failures

Requested features

4 requests
  • Add more banks and payment options
  • Improve customer support and communication
  • Allow usage outside Egypt
  • Enhance accessibility for disabled users

In-app purchases

None

Venmo

No in-app purchases

None

InstaPay Egypt

No in-app purchases

Questions

Is Venmo free?
Venmo is free to download, with no in-app purchases.
Is InstaPay Egypt free?
InstaPay Egypt is free to download, with no in-app purchases.
Which has better reviews, Venmo or InstaPay Egypt?
Venmo is rated higher. Venmo averages 4.8 out of 5 from 15M ratings, while InstaPay Egypt averages 4.0 from 687 ratings.
Do Venmo or InstaPay Egypt have ads?
Neither Venmo nor InstaPay Egypt shows ads.
Which is updated more often, Venmo or InstaPay Egypt?
Venmo ships an update every 11 days, and InstaPay Egypt monthly. Most recently, Venmo was updated on September 24, 2026 and InstaPay Egypt on September 22, 2026.

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