美聯置業貸款計算機 vs BoC Pay+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
美聯置業貸款計算機
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This app provides you with 3 calculators that help you to calculate mortgage expenses, affordable property price and cash-out amount after refinancing. Mortgage calculator Input mortgage amount, repayment period and interest rate to calculate the monthly repayment amount, interest expenses and stamp duty values. Affordability calculator Input mortgage amount and LTV ratio to calculate the affordable property price, income requirement and stress test requirement. Refinance calculator Input existing mortgage plan and new mortgage plan details to calculate cash-out amount and change in monthly repayment amount.
BoC Pay+
Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.
- Top up with BOC Credit Cards
- Manage credit cards
- Apply for installments
- Earn and redeem points
- Check gift points balance
- Small amount payment without password
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072
Screenshots
Verdict
The clearest difference is rating: 美聯置業貸款計算機 at 5.0 against BoC Pay+'s 3.5. BoC Pay+'s advantage is update cadence (every 4 weeks vs every 3 months) and review sentiment (43% vs 29%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
美聯置業貸款計算機 holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: BoC Pay+ has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 29% of 美聯置業貸款計算機's written reviews are positive against 43% of BoC Pay+'s, so the app with the better star average is not the one people write more warmly about.
美聯置業貸款計算機 ships an update every 3 months, BoC Pay+ every 4 weeks. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.
| Parameter | 美聯置業貸款計算機 | BoC Pay+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.5 (12 ratings) |
| Positive reviews | 28.6% of reviews | 43.0% of reviews — better |
| Number of ratings | 1 | 12 — better |
| Update frequency | Every 3 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 243 MB |
| Age rating | 4+ | 4+ |
| Developer | Midland Realty | Bank of China (Hong Kong) Limited |
Customer experience
美聯置業貸款計算機
BoC Pay+
In-app purchases
美聯置業貸款計算機
No in-app purchases
BoC Pay+
No in-app purchases
