Comparison

K PLUS vs Apple Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

K PLUS

This digital banking platform offers a comprehensive suite of financial services for online lifestyles. Manage accounts, make payments, access loans, and invest with ease. It also provides a loyalty points system and integration with various partner services.

Highlights
  • Mobile number and QR code transfers
  • Bill payments with reminders
  • Cardless cash withdrawals
  • Credit card and loan management
  • Investment account opening
  • Loyalty points for rewards and shopping
  • Digital membership card integration
Read full description

K PLUS ผู้นำด้านดิจิตอล แบงก์กิ้ง จากธนาคารกสิกรไทย แพลตฟอร์มที่ให้มากกว่าบริการทางการเงิน สำหรับออนไลน์ไลฟ์สไตล์ ใช้ง่าย ปลอดภัย พร้อมให้บริการสำหรับผู้ใช้อายุ 12 ปีขึ้นไป สามารถเปิด K-eSavings ผ่านแอปได้ด้วยตัวเอง หรือเข้าใช้งาน K PLUS Lobby ได้แม้ไม่มีบัญชีหรือบัตรธนาคารกสิกรไทย ง่ายทุกธุรกรรม - โอนผ่านเบอร์มือถือ พร้อมเพย์หรือ สแกน QR - จ่ายบิล ตั้งชำระล่วงหน้า หรือตั้งเตือนก็ได้ - เติมเงินได้ทุกที่ - ธุรกรรมรวดเร็วจบจากหน้าแรก แค่ตั้งรายการโปรด - ถอนเงินไม่ใช้บัตรผ่านตู้ K-ATM หรือ เคแบงก์เซอร์วิสใกล้คุณ - ดูสรุปภาพรวมบัญชี รู้ทันทุกรายรับ รายจ่าย - รับ Statement ผ่านทางอีเมลล์ ย้อนหลังสูงสุด 12 เดือน จัดการบัตรเครดิตกสิกรไทย และสินเชื่อง่ายๆด้วยตัวเอง - เปลี่ยนวงเงินบัตรกสิกรไทยเป็นเงินสดเข้าบัญชี ผ่านบริการ K-Smart Cash แบ่งชำระสูงสุด 10 เดือน - เลือกแบ่งชำระรายการใช้จ่ายบัตรกสิกรไทยแบบรายเดือนผ่านบริการ K-Smart Pay - ล็อคและปลดล็อคบัตรเครดิตได้เองยามฉุกเฉิน - สมัครสินเชื่อเงินด่วน Xpress Loan และบัตรเงินด่วน Xpress Cash รู้ผลเร็วกว่า มั่นใจทุกการลงทุน - เปิดบัญชีซื้อ-ขายกองทุน พร้อมดูรายการเคลื่อนไหว - ดูสรุปภาพรวมสินทรัพย์ในหน้าเดียว - ลงทุนให้ถึงเป้าหมายด้วย Wealth PLUS ที่พร้อมช่วยเริ่มต้นวางแผนและดูแลปรับเปลี่ยนพอร์ทตลอดระยะเวลาลงทุน K Point พ้อยท์พันธ์ใหม่ ใช้เติมเงิน จ่ายบิล ช้อปปิ้งแทนเงินสด - สะสมได้ง่ายๆ แม้ไม่มีบัตรกสิกรไทยผ่านการร่วมภารกิจบน K PLUS - จ่ายบิล/เติมเงิน แลกของรางวัล หรือแลกเครดิตเงินคืน - ช้อปปิ้งสินค้าและดีลหลากหลายบน K+ market - โอน K Point ไปเป็นคะแนนสะสม The 1, AIS Points, Blue Point หรือ TruePoint เชื่อมต่อหลากแพลตฟอร์ม - บริการครบวงจร สะดวกทุกที่ ยืนยันตัวตน ฝาก-ถอน ได้ที่ร้านค้าพันธมิตรเคแบงก์เซอร์วิสทั่วประเทศ - เพิ่มบัตรสมาชิกแบรนด์ชั้นนำ พร้อมตรวจสอบคะแนนได้ทุกที่ เติม จ่าย สะดวกครบ ไม่ต้องกรอกเลข เพียงเลือกจ่ายด้วย K PLUS K PLUS – the leading digital banking from KASIKORNBANK. The platform that offers variety services to enhance your online lifestyle. Ready to use for all users age 12 and above. Open K-savings by yourself on the application or simply join K PLUS Lobby, no need to be a KBank account or card holders. Make your daily banking transactions easy. - Faster transfer via mobile number, Prompt Pay, or scan QR code. - Pay your bills conveniently. Schedule payments in advance or create payment reminders. - Top up your daily use services on the go. - Make faster transactions from home page, just set up your favorite list. - Cardless cash withdrawal from K-ATM or KBank Service nearby - Display income and expenses summaries of all your accounts. - Request your statement up to previous 12 months and receive it instantly in your mailbox. Conveniently manage your KBank Credit Cards and Loans. - Transfer your KBank Credit Card limit to your deposit account via KBank Smart Cash service. Repay in installments of up to 10 months. - Turn any unbilled KBank Credit Card or Xpress Cash spending into monthly installments via K-Smart Pay service. - Instantly block and unblock your credit card anytime. for your own safety. - Apply for Xpress Loan and Xpress Cash on K PLUS. Get faster results. Secure your investments. - Open an account, purchase mutual funds, and monitor portfolio movements. - See the overview of your assets in one stop. - Optimize your investment towards selected goals with Wealth PLUS. Help building your plan and automatically manage your portfolio. K Point—the new reward points—redeemable for top up, bill payments, or shopping. - Enjoy fun missions on K PLUS to collect your points. No need to be a credit card holder. - Make bill payments, top ups, or simply get cash rebates. - Redeem your favorite items and deals on K+ market. - Transfer K Point to partnered membership program—The 1, AIS Points, Blue Point or TruePoint Connected across platforms, enhance every lifestyles. - Conveniently verify your identity, make deposits or withdraw money from KBank Service partners. - Add member cards and check your points on the go. - Seamlessly top up or pay bills just select K PLUS as your payment option.

About

Apple Wallet

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Highlights
  • Store credit/debit cards
  • Digital driver's license/state ID
  • Transit and event tickets
  • Digital keys for car, home, hotel
  • Secure contactless payments
  • Send and receive money
Features
Read full description

The Wallet app lives right on your iPhone. It’s where you securely keep your credit and debit cards, eligible driver’s license or state ID, transit cards, keys, event tickets, and more — all in one place. And it all works with iPhone or Apple Watch, so you can take less with you but always bring more. Apple Pay Apple Pay is an easy, secure way to pay in stores or online.1 Pay for a ride, a pizza, or even a new sofa — with Touch ID or Face ID. Apple Card Apple Card is the credit card created by Apple. You earn up to 3% unlimited Daily Cash back on every purchase every day, and it’s designed with all the privacy and security you’d expect from Apple. You can apply in as little as minute with no impact to your credit score.2 Apple Cash Apple Cash is an easy and secure way to send and receive money in Messages or Wallet.3 And because it’s a digital card that lives in Wallet, you can use it to make purchases in stores, online, or in apps with Apple Pay. With Tap to Cash, you can send and receive Apple Cash simply by holding your iPhone near someone else’s iPhone — without having to share phone numbers. Driver’s License and State ID Add your eligible driver’s license or state ID to Wallet, and with just a tap of your iPhone or Apple Watch you can present your ID without handing over your device.4 The security of Face ID and Touch ID means only you can present your ID. Boarding Passes After you add your airline passes to Wallet, just show up at your gate and easily present your pass directly from your lock screen. And receive timely flight information and notifications along the way.5 Transit Set your card to Express Mode, then just tap and hop on to ride the next train or bus.5 Breeze through the turnstiles by holding your iPhone or Apple Watch to the reader. Sports & Live Events With Wallet, your tickets are always at the ready. Enter a concert venue, sports stadium or festival with just your iPhone or Apple Watch.5 Tickets in Apple Wallet now bring fans a richer experience including venue maps, recommended Apple Music playlists, and more. Keys Store keys to your car, home, workplace, and hotel room in Wallet.5 Unlock doors with just a tap of your iPhone or Apple Watch, and securely share keys in Wallet through messaging apps, including Messages, Mail, and more. Loyalty and Rewards Add your favorite coffee shop, drugstore, or retail rewards cards to Wallet, and next time you’re at checkout, just tap and pay to receive and redeem rewards.5 1 Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer. 2 Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score. To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch. 3 Apple Cash services are provided by Green Dot Bank. Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. To learn more about the  Terms and Conditions visit https://applecash.greendot.com/termsconditions. Only available in the U.S. on eligible devices. 4 ID cards in Wallet are currently available for use in select states at select TSA checkpoints. ID verifier is available at select merchants. Requires eligible device and OS version. See apple.com/wallet for details. 5 Only available with select partners and locations, and requires eligible device and OS version. See apple.com/wallet for details.

Screenshots

K PLUS4 screens
Apple Wallet4 screens

Verdict

The call

The clearest difference is review sentiment: Apple Wallet at 54% against K PLUS's 7%. Apple Wallet also leads on rating (4.8 vs 2.9) and monetization model (free vs free with in-app purchases). K PLUS's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Apple Wallet holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: Apple Wallet has 7.4M ratings behind it against 312, so its average is the more settled of the two. Written reviews point the same way: 7% of K PLUS's written reviews are positive against 54% of Apple Wallet's.

UpkeepUpdate frequency

K PLUS ships an update every 3 weeks, Apple Wallet every 3 months. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.

Scorecard6 real differences · 4 level
K PLUS versus Apple Wallet: the parameters behind the verdict, then further details
ParameterK PLUSApple Wallet
PriceFreeFree
Rating2.9 (312 ratings)4.8 (7.4M ratings) — better
Positive reviews7.2% of reviews53.5% of reviews — better
Number of ratings3127.4M — better
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS15.010.0 — better
Further details — not scored
Size336 MB9 MB
Age rating4+4+
DeveloperKASIKORNBANK PUBLIC COMPANY LIMITEDApple

Customer experience

K PLUS

All ratings312 ratings
Positive46.8%
Neutral4.5%
Negative48.7%
Written reviews166 reviews
Positive7.2%
Neutral7.8%
Negative84.9%

Apple Wallet

All ratings7,410,534 ratings
Positive94.3%
Neutral1.5%
Negative4.2%
Written reviews9,084 reviews
Positive53.5%
Neutral5.5%
Negative40.9%

User reviews

K PLUS

From 312 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast processing
  • 🔒 Reliable security
  • 💡 Convenient for overseas travelers

Room to improve

  • 🐛 Facial recognition doesn't work
  • 🐛 App crashes and freezes frequently
  • 🐛 Doesn't work on WiFi or overseas networks
  • 🚫 Useless for international users
  • 🚫 Restrictive and inconvenient for travelers

Apple Wallet

From 7.4M App Store ratings

What we love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes
  • 🏠 Stores digital keys and IDs

Room to improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
  • 🔍 Lack of customization options (nicknames, images)
  • 🇨🇦 Limited support for Canadian features

Bugs and requests

K PLUS

Reported bugs

3 issues
  • Frequent crashes and freezes
  • Inability to log in or access account
  • Incompatibility with newer devices and iOS versions

Requested features

4 requests
  • Support for WiFi and international networks
  • Improved facial recognition
  • Seamless user experience across devices
  • Better customer support and communication

Apple Wallet

Reported bugs

4 issues
  • Card adding/removal issues
  • Transactions not properly recorded
  • Face ID/Touch ID failures
  • Wallet app freezing or not responding

Requested features

5 requests
  • Add ability to add loyalty/membership cards
  • Improve card detection and adding process
  • Provide better transaction history and categorization
  • Allow customization of card names and images
  • Expand support for international features (e.g. Presto card)

In-app purchases

None

K PLUS

No in-app purchases

None

Apple Wallet

No in-app purchases

Questions

Is K PLUS free?
K PLUS is free to download, with no in-app purchases.
Is Apple Wallet free?
Apple Wallet is free to download, with no in-app purchases.
Which has better reviews, K PLUS or Apple Wallet?
Apple Wallet is rated higher. K PLUS averages 2.9 out of 5 from 312 ratings, while Apple Wallet averages 4.8 from 7.4M ratings.
Do K PLUS or Apple Wallet have ads?
Neither K PLUS nor Apple Wallet shows ads.
Which is updated more often, K PLUS or Apple Wallet?
K PLUS ships an update every 3 weeks, and Apple Wallet every 3 months. Most recently, K PLUS was updated on September 23, 2026 and Apple Wallet on September 26, 2026.

Other comparisons