Commerzbank Banking vs PSD Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commerzbank Banking
Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.
- Financial overview
- Quick login (biometric)
- Card management (PIN change, block)
- Faster transfers (photoTAN, Instant Payment)
- Standing orders management
- Real-time account alarms
- ATM and branch finder
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All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".
PSD Banking
Manage your finances on the go with this mobile banking application. Check account balances, review transactions, make urgent transfers, and manage standing orders. It offers a secure and convenient way to stay in control of your money from anywhere.
- Account overview
- Transaction display with notifications
- Multibanking support
- Perform transfers
- Manage standing orders
- Voice assistant
- Electronic inbox
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Die neue App Ihrer PSD Bank – Banking in der Hosentasche Unterwegs mal eben den Kontostand abrufen, kurz die letzten Umsätze prüfen oder noch schnell die dringende Überweisung erledigen? Kein Problem mit der neuen PSD Banking App. So haben Sie auch unterwegs oder auf Reisen stets die Kontrolle über Ihre Finanzen und behalten Alles im Blick. Einfach, komfortabel, in neuem Design. Ob bereits Kunde oder neu dabei – starten Sie jetzt digital durch: Onlinezugang beantragen oder in wenigen Minuten Ihr Konto eröffnen Funktionen - Kontenübersicht - Umsatzanzeige (inkl. Benachrichtigungsservice) - Multibanking - Überweisungen durchführen (inkl. Autocomplete) - Daueraufträge verwalten - Elektronisches Postfach (inkl. Benachrichtigungsservice) - Limitänderung (bei teilnehmenden Banken) - Brokerage - "Handel & Depot; Börse & Märkte" (bei teilnehmenden Banken) - Handy laden (bei teilnehmenden Banken) - Apple Pay (bei teilnehmenden Banken) - Serviceaufträge - Freistellungsauftrag anlegen/ändern/löschen - Ausländische Währung (Reisegeld) und/oder Edelmetalle bestellen (bei teilnehmenden Banken) Sicherheit Ihre Daten in der PSD Banking App sind ebenso optimal gesichert wie bei Ihrer browserbasierten Onlinebanking-Anwendung. ------- Herstellerin im Sinne des Cyber Resilience Act (CRA): Atruvia AG Fiduciastraße 20, 76227 Karlsruhe / GAD-Straße 2–6, 48163 Münster HRB 102381, Amtsgericht Frankfurt am Main Schwachstellen melden: Hinweise auf Sicherheitslücken oder Schwachstellen senden Sie bitte an: security-contact@atruvia.de Bitte beachten Sie: Diese Kontaktadresse dient ausschließlich der Meldung von Schwachstellen gemäß den CRA-Vorgaben. Für Fragen zum Produkt oder sonstigen Support nutzen Sie bitte die bekannten Support-Kanäle.
Screenshots
Verdict
Commerzbank Banking and PSD Banking both sit at 4.7 stars, but that hides the real split: 98% of PSD Banking's written reviews are positive against 53% of Commerzbank Banking's. Commerzbank Banking's advantage is ratings volume (2.8K vs 11). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Commerzbank Banking against 4.8 for PSD Banking. That said, the two scores are not equally well evidenced: Commerzbank Banking has 2.8K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 53% of Commerzbank Banking's written reviews are positive against 98% of PSD Banking's.
Commerzbank Banking ships an update every 3 weeks, PSD Banking monthly. Both last shipped on October 23, 2026.
| Parameter | Commerzbank Banking | PSD Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.8K ratings) | 4.8 (11 ratings) — better |
| Positive reviews | 52.8% of reviews | 98.4% of reviews — better |
| Number of ratings | 2.8K — better | 11 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 410 MB | 162 MB |
| Age rating | 4+ | 4+ |
| Developer | Commerzbank AG | Verband der PSD Banken e. V. |
Customer experience
Commerzbank Banking
PSD Banking
Bugs and requests
Commerzbank Banking
Reported bugs
4 issues- App freezes or crashes after updates
- Face ID/fingerprint login not working
- Inconsistent transaction reporting
- Inability to change credit card limits
Requested features
4 requests- Improve transaction history and balance display
- Add more language options beyond German and English
- Streamline authentication process
- Integrate stock trading functionality
PSD Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Commerzbank Banking
No in-app purchases
PSD Banking
No in-app purchases
Questions
Is Commerzbank Banking free?
Is PSD Banking free?
Which has better reviews, Commerzbank Banking or PSD Banking?
Do Commerzbank Banking or PSD Banking have ads?
Which is updated more often, Commerzbank Banking or PSD Banking?
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