Comparison

Commerzbank Banking vs MoneyGrid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commerzbank Banking

Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.

Highlights
  • Financial overview
  • Quick login (biometric)
  • Card management (PIN change, block)
  • Faster transfers (photoTAN, Instant Payment)
  • Standing orders management
  • Real-time account alarms
  • ATM and branch finder
Features
Read full description

All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".

About

MoneyGrid

Features
Read full description

MoneyGrid is your simple budget tracker for everyday life – no bank connection, no account, no cloud. Instead of cluttered spreadsheets, the spending grid shows your finances the way you know from contribution calendars: every day is coloured by how much you spent. You see at a glance on which days and in which weeks you spend more – without doing the maths. QUICK ENTRY • Log income and expenses in seconds • Categories with icons and colours • A clear list of all entries, editable any time SPENDING AS A PATTERN • The grid colours every day by how much you spent • Spot habits instead of crunching numbers • Statistics with monthly overview and trend chart RECURRING ENTRIES ON AUTOPILOT • Set up rent, salary or subscriptions once • MoneyGrid books recurring items for you automatically • Weekly, monthly, quarterly or yearly YOUR DATA STAYS WITH YOU • All data is stored only on your device • No account, no cloud, no bank connection • Multiple currencies; app in English, German, French, Spanish, Turkish and Arabic FREE OR PRO Free (with ads): up to 5 custom categories, 5 recurring entries and one grid on the home screen. MoneyGrid Pro: unlimited categories and recurring entries, up to 3 grids on the home screen, backup via file export and restore – and no ads. MONEYGRID PRO – SUBSCRIPTION • MoneyGrid Pro Monthly – €1.99 per month • MoneyGrid Pro Yearly – €14.99 per year Prices shown in the App Store apply and may differ by country. This is an auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically for the same period unless cancelled at least 24 hours before the end of the current period. Renewal is charged within 24 hours before the end of the period. You can manage or cancel your subscription at any time in your Apple ID account settings. Terms of Use: https://moneygrid-legal.vercel.app/legal/nutzungsbedingungen Privacy Policy: https://moneygrid-legal.vercel.app/legal/datenschutz

Screenshots

Commerzbank Banking4 screens
MoneyGrid4 screens

Verdict

The call

The clearest difference is in-app purchases: Commerzbank Banking at none against MoneyGrid's 2. Commerzbank Banking also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 6 weeks). MoneyGrid's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyGrid sells 2 in-app purchases, starting at $1.99 per month. Commerzbank Banking asks for nothing beyond the download.

UpkeepUpdate frequency

Commerzbank Banking ships an update every 3 weeks, MoneyGrid every 6 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard5 real differences · 5 level
Commerzbank Banking versus MoneyGrid: the parameters behind the verdict, then further details
ParameterCommerzbank BankingMoneyGrid
PriceFreeFree
Rating4.7 (2.8K ratings) — better—
Positive reviews52.8% of reviews—
Number of ratings2.8K — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size410 MB43 MB
Age rating4+4+
DeveloperCommerzbank AGTemel Tirasoglu

Bugs and requests

Commerzbank Banking

Reported bugs

4 issues
  • App freezes or crashes after updates
  • Face ID/fingerprint login not working
  • Inconsistent transaction reporting
  • Inability to change credit card limits

Requested features

4 requests
  • Improve transaction history and balance display
  • Add more language options beyond German and English
  • Streamline authentication process
  • Integrate stock trading functionality

MoneyGrid

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Commerzbank Banking

No in-app purchases

2 purchases

MoneyGrid

Subscriptions2
  • MoneyGrid Pro Monatlich$1.991 Month
  • MoneyGrid Pro Jährlich$12.991 Year

Questions

Is Commerzbank Banking free?
Commerzbank Banking is free to download, with no in-app purchases.
Is MoneyGrid free?
MoneyGrid is free to download, with in-app purchases available.
Do Commerzbank Banking or MoneyGrid have ads?
MoneyGrid shows ads; Commerzbank Banking does not.
Which is updated more often, Commerzbank Banking or MoneyGrid?
Commerzbank Banking ships an update every 3 weeks, and MoneyGrid every 6 weeks. Most recently, Commerzbank Banking was updated on November 1, 2026 and MoneyGrid on November 6, 2026.

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