Commerzbank Banking vs NanoSplit

All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".

NanoSplit splits expenses in a group – for flat shares, trips, festivals or family. No account with us, no password, no ads. THAT SIMPLE • Create a group, enter the names – done. • Invite the others by QR code or link. Joining is one tap. • Enter expenses: split equally, by shares or with fixed amounts. • NanoSplit works out who owes whom – in few payments. • Money changed hands? Tap the line, settled. NO ACCOUNT WITH US No registration, no e-mail address, no password. The app takes your name from your Apple ID with one tap – or you type it yourself. Whoever has the invitation link is in. NEW IPHONE? NOTHING TO DO Your groups belong to your Apple ID and are simply back on a new iPhone. PRIVATE What you enter is encrypted on the iPhone before it leaves the device. Only the members of the group hold the key. No tracking, no analytics, no ads. WORKS OFFLINE You can always add entries. As soon as there is a connection, the group's iPhones catch up with each other. ALSO • Your name is yours: it is tied to your iCloud account, nobody else can go by it in the group • Every expense shows who entered it • A notification when someone adds something • Add people who don't have the app yet • Save the current state as a PDF • Several groups, each in its own currency • Dissolve a group for everyone once it is no longer needed NanoSplit syncs through iCloud; the iPhone has to be signed in to iCloud for that. NanoSplit is a private, ad-free and experimental project.