Comparison

Banca MPS vs BNL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banca MPS

Manage your bank accounts and transactions on the go. Easily view account details, filter movements, and make payments intuitively. Share information and receipts quickly and securely.

Highlights
  • Account management
  • Transaction filtering
  • Payment options
  • Receipt sharing
  • Digital banking access
Features
Read full description

Porta la tua Banca sempre con te. Con l'App di Banca Monte dei Paschi di Siena hai sempre i tuoi conti a portata di mano, basta scorrere con un dito i tuoi rapporti e i movimenti associati. Filtra i movimenti e consulta il dettaglio del tuo conto e delle tue carte. Un unico posto in cui scegliere come pagare! Un modo facile e intuitivo di pagare, un passo alla volta. Condividi le tue informazioni e le tue ricevute con chi vuoi, risparmiando tempo. Per accedere bastano le credenziali di Digital Banking, acquistabile gratuitamente presso la Filiale di Banca Monte dei Paschi di Siena più vicina a te. COMPATIBILITÀ Verifica la versione minima richiesta del sistema operativo iOS nella sezione Informazioni. Non supporta iPhone 3G, 3GS e 4. SUPPORTO DIGITAL BANKING Servizio Clienti: 800 603030 Condizioni e costi del servizio: https://www.mps.it/persone/digital-banking/app-per-smartphone.html Scheda: https://www.mps.it/persone/digital-banking/app-per-smartphone-e-tablet.html Accessibilità: https://www.mps.it/accessibilita.html

About

BNL

Manage your bank accounts and cards with ease through a redesigned, intuitive mobile interface. Perform instant transfers, pay bills using your camera, and view your total financial assets. Secure access with FaceID simplifies daily financial tasks.

Highlights
  • Account and card management
  • Instant SEPA transfers
  • Bill payments via camera
  • Mobile and prepaid card top-ups
  • View total asset portfolio
  • Access bank documents
Features
Read full description

La tua Banca a portata di mano: scopri la nuova app BNL Gestire le tue finanze non è mai stato così semplice e intuitivo. L'app BNL ti offre un controllo completo su conti correnti e carte, con un design rinnovato e un'esperienza utente pensata per la tua quotidianità. Accedi rapidamente con FaceID e inizia a semplificarti la vita. Cosa puoi fare con l'app BNL? • Acquisti e Gestione Carte: Acquista Carta di Credito BNL Classic e Carta Prepagata BNL direttamente in app. Visualizza il plafond di tutte le tue carte, anche quelle condivise. • Pagamenti e Operazioni: Effettua bonifici Italia e SEPA istantanei e ordinari, giroconti, ricariche cellulare e carta prepagata. Paga bollettini postali, anche tramite fotocamera, e MAV/RAV. • Visualizzare il tuo patrimonio complessivo: Se sei in possesso di un Deposito Titoli, puoi visualizzare il tuo patrimonio complessivo, suddiviso per liquidità su conti correnti e capitale investito. • Consulta i documenti inviata dalla Banca, direttamente in app, nella sezione “Doc” Siamo in continua evoluzione per offrirti nuove funzionalità. Non perdere gli aggiornamenti! Per assistenza scrivi a: centro_relazioni_clientela@bnlmail.com La dichiarazione di accessibilità in base a quanto previsto dal DL 76/2020 è presente al seguente indirizzo: https://bnl.it/it/Footer/dichiarazione-di-accessibilita-app

Screenshots

Banca MPS4 screens
BNL4 screens

Verdict

The call

The clearest difference is rating: BNL at 3.3 against Banca MPS's 2.2. Banca MPS's advantage is ads (none vs shown) and review sentiment (28% vs 16%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BNL holds the better App Store score, 3.3 against 2.2. Both are backed by a comparable volume of ratings — 18 and 44 respectively. Written reviews complicate that: 28% of Banca MPS's written reviews are positive against 16% of BNL's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Banca MPS ships an update monthly, BNL fortnightly. Both last shipped on November 1, 2026.

Scorecard3 real differences · 7 level
Banca MPS versus BNL: the parameters behind the verdict, then further details
ParameterBanca MPSBNL
PriceFreeFree
Rating2.2 (18 ratings)3.3 (44 ratings) — better
Positive reviews28.0% of reviews — better16.0% of reviews
Number of ratings1844 — better
Update frequencyMonthlyFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size100 MB596 MB
Age rating4+4+
DeveloperBanca Monte dei Paschi di Siena S.p.A.BNL S.p.A.

Customer experience

Banca MPS

All ratings17 ratings
Positive29.4%
Neutral0.0%
Negative70.6%
Written reviews75 reviews
Positive28.0%
Neutral18.7%
Negative53.3%

BNL

All ratings44 ratings
Positive54.5%
Neutral9.1%
Negative36.4%
Written reviews50 reviews
Positive16.0%
Neutral10.0%
Negative74.0%

Bugs and requests

Banca MPS

Not enough reviews yet to summarise bugs or requests.

BNL

Reported bugs

27 issues
  • App is inaccessible 9/10 times when abroad
  • OTP opens 1/10 times, expires quickly
  • Mobile token activation fails repeatedly
  • Cannot access account online due to token issues
  • App does not open after updates
Show 22 more
  • System temporarily unavailable error
  • Login issues with Touch ID
  • Cannot register phone number without logging in
  • OTP errors, unclear instructions
  • App crashes or freezes
  • Inconsistent and unreliable performance
  • Security scramble on screen numbers
  • Only allows Italian transfers
  • Cannot re-submit requests
  • Contact page does not open
  • SEPA transfer rate not accepted, no explanation
  • Trading requires separate app
  • Fax required for foreign transfers
  • App not working on iPhone 12
  • Mobile token activation fails on new phone
  • Cannot access account if phone number not registered
  • Cannot modify phone number without token
  • App not working for 2 weeks
  • Customer service claims no app issues
  • App does not open after last update
  • App does not work in different time zones unless set to Italian time
  • App not opening after update

Requested features

11 requests
  • Add landscape mode for iPad
  • Improve visibility of app closing function
  • Add foreign transfer option
  • Improve OTP reliability and speed
  • Allow nickname association with account number
Show 6 more
  • Provide language options (e.g., English)
  • Allow printing of monthly statements
  • Improve online documentation and services
  • Enable app usage abroad with any phone number
  • Fix time zone issues affecting app functionality
  • Allow screenshots of transactions

In-app purchases

None

Banca MPS

No in-app purchases

None

BNL

No in-app purchases

Questions

Is Banca MPS free?
Banca MPS is free to download, with no in-app purchases.
Is BNL free?
BNL is free to download, with no in-app purchases.
Which has better reviews, Banca MPS or BNL?
BNL is rated higher. Banca MPS averages 2.2 out of 5 from 18 ratings, while BNL averages 3.3 from 44 ratings.
Do Banca MPS or BNL have ads?
BNL shows ads; Banca MPS does not.
Which is updated more often, Banca MPS or BNL?
Banca MPS ships an update monthly, and BNL fortnightly. Most recently, Banca MPS was updated on November 1, 2026 and BNL on November 1, 2026.

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