SC Mobile Singapore vs Save Instead

Meet your better app for all money matters: a smarter, intuitive interface with more powerful features. The all-new SC Mobile is your better app for spending, saving and growing your money. Personalised Experience - Manage your finances better, stay updated and receive personalised product discovery and insights about your spending. Smart and fast banking – View your portfolio at a glance (accounts, investments, credit cards, loans, insurances) consolidated all in one place. Intuitive, fast payment and transfer journeys with QR Scan & Pay, PayNow, Bill Payments or International Transfers. Better at your money – Be in greater control of your money with SC Money Manager. Manage your finances using smart and personalised insights. Monitor monthly spend by category and set your budget based on past months’ spends. Digital servicing - Your app and security settings all in one place. Submit service requests conveniently on the go. Note: this description takes in consideration of future releases, to be adapted later. Manage and grow your wealth all in one app – Single tab to manage investments and finances. Gain insights through specialized market outlook commentaries. Standard Chartered Bank Singapore Branch & Standard Chartered Bank (Singapore) Limited 8 MARINA BOULEVARD #27-01 MARINA BAY FINANCIAL CENTRE TOWER 1 018981

Save what you almost spent. Save Instead helps you turn everyday spending decisions into visible progress. When you skip a coffee, takeout order, impulse purchase, ride-share, or another expense, record the amount and watch your small wins add up. SMALL CHOICES ADD UP Use convenient shortcuts for common purchases or add a custom title and amount. Save Instead keeps a running record of what you chose not to spend, including weekly and lifetime progress. PAUSE BEFORE YOU SPEND Thinking about buying something you may not need? Create a 24-hour cooling-off period. When you return, decide whether you still want it. If you skip it, record the amount as saved. SAVE WITH OR WITHOUT A GOAL Choose something meaningful to work toward—such as an emergency fund, vacation, special purchase, charitable donation, or general savings. Setting a goal is optional. UNDERSTAND YOUR PATTERNS See saved amounts organized by category, review recent entries, follow your streak, and celebrate milestones as your choices add up. PRIVATE AND ON DEVICE Save Instead does not require an account. Your entries and preferences are stored locally on your device. IMPORTANT Save Instead records hypothetical savings only. It does not connect to bank accounts, transfer money, hold funds, or verify account balances. Save Instead is a personal habit-building and awareness tool, not a bank, financial institution, or financial adviser.