Moneydance vs ClearCheckbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneydance
Manage your personal finances on the go with this mobile companion app. It allows for quick transaction entry and account balance updates, syncing securely to your desktop software. Keep your financial data protected with robust encryption.
- Mobile account balance updates
- Portable transaction entry
- End-to-end encrypted syncing
- Dropbox and iCloud sync options
- AES encryption for data protection
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Moneydance helps you take your finances mobile by making account balance updates and transaction entry portable. Moneydance is designed to enable quick and painless entry of receipts and transactions while you are out and about, with immediate, end-to-end encrypted syncing (via Dropbox or iCloud) to Moneydance on your Mac or PC. The desktop version of Moneydance is required to use this app, which can be downloaded for Mac, Windows, or Linux from moneydance.com Moneydance uses strong AES encryption in addition to Dropbox and iCloud's built-in security to ensure your finances are heavily protected while syncing.
ClearCheckbook
Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.
- View account balances and transaction history
- Add and edit transactions
- Organize accounts and categories
- Set budgets and reminders
- Track bill payments
- Project future balances
- Spending tracker
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ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.
Screenshots
Verdict
The clearest difference is rating: Moneydance at 4.7 against ClearCheckbook's 3.1. Moneydance also leads on in-app purchases (none vs 1) and review sentiment (54% vs 38%). ClearCheckbook's advantage is update cadence (fortnightly vs every 6 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ClearCheckbook sells 1 one-off in-app purchase. Moneydance asks for nothing beyond the download.
Moneydance holds the better App Store score, 4.7 against 3.1. Both are backed by a comparable volume of ratings — 761 and 153 respectively. Written reviews point the same way: 54% of Moneydance's written reviews are positive against 38% of ClearCheckbook's.
Moneydance ships an update every 6 weeks, ClearCheckbook fortnightly. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.
| Parameter | Moneydance | ClearCheckbook |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (761 ratings) — better | 3.1 (153 ratings) |
| Positive reviews | 54.1% of reviews — better | 37.5% of reviews |
| Number of ratings | 761 — better | 153 |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Free with in-app purchases — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.4 — better | 16.0 |
| Further details — not scored | ||
| Size | 21 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | The Infinite Kind Limited | SiliconTrance, LLC |
Customer experience
Moneydance
ClearCheckbook
User reviews
Moneydance
From 761 App Store ratingsWhat we love
- 💻 Great companion to desktop app
- 🔄 Seamless Dropbox syncing
- 📱 Convenient for on-the-go entries
- 💰 Excellent alternative to Quicken
- 🔍 Useful for tracking finances
Room to improve
- 🔍 Limited functionality compared to desktop
- 🔀 Inconsistent syncing issues
- 🚫 No support for investment/loan accounts
- 🗂️ Lack of reporting and budgeting features
- 🔒 Security concerns with Dropbox sync
ClearCheckbook
From 153 App Store ratingsWhat we love
- 👍 Simple and clean interface
- 💰 Free version available with core features
- 🔄 Syncs seamlessly across web and mobile devices
- 📱 Available on both iOS and Android
- ⚡ Responsive and helpful customer support
Room to improve
- 🐛 Frequent syncing issues between devices
- 🐛 Duplicate transaction entries
- 🐛 Balance calculations incorrect or not updating
- 🐛 App crashes and freezes regularly
- 😕 Unintuitive interface in some areas
Bugs and requests
Moneydance
Reported bugs
3 issues- Transactions sometimes get corrupted during sync
- App crashes when entering certain transaction details
- Inconsistent behavior when dealing with split transactions
Requested features
5 requests- Add tags/categories support
- Improve transaction entry experience
- Implement manual sync option
- Display account balances and future transactions
- Integrate with mobile banking/financial services
ClearCheckbook
Reported bugs
14 issues- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops
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- Transactions randomly assigned to wrong accounts
- Decimal point input not functioning properly
- Missing transactions from months ago
- Reconciliation checkmark color change too subtle
- Categories not displaying on smaller screens
- Auto-sync not working, requires manual refresh
- Data disappearing from accounts
- App incompatibility with older iOS versions
- Account creation causing app crashes
Requested features
12 requests- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition
Show 7 moreShow fewer
- Note section for transactions
- Larger UI sections on web version
- Automatic bank account linking and sync
- Split screen compatibility for reconciliation
- Better reconciliation visual indicators (green highlighting)
- Improved search by date range
- Balance information display on transactions page
In-app purchases
Moneydance
No in-app purchases
ClearCheckbook
- Mobile Premium Upgrade$4.99
Questions
Is Moneydance free?
Is ClearCheckbook free?
Which has better reviews, Moneydance or ClearCheckbook?
Do Moneydance or ClearCheckbook have ads?
Which is updated more often, Moneydance or ClearCheckbook?
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