Wallet One vs Optima24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wallet One
A global multi-currency electronic wallet for making payments, transfers, and paying for goods and services worldwide. Manage your finances internationally with ease.
- Make payments
- Perform transfers
- Pay for goods and services
- Multi-currency support
- Worldwide usability
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Mobile Application Wallet One allows you to make payments, transfers, pay for goods and services. Multi-currency electronic wallet Wallet One can be used all over the world.
Optima24
Manage your finances with this secure and advanced mobile application. It offers instant transfers, bill payments, online loans, and account management. Access discounts and foreign currency accounts easily.
- Instant card transfers
- International Visa2Visa transfers
- Interbank transfers
- Online loan and deposit services
- Bill and utility payments
- Foreign currency accounts
- Transaction history and statements
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Optima24 - Удобное, безопасное и технологичное мобильное приложение для управления финансами самостоятельно. Мы предлагаем : • Моментальные переводы внутри карт Банка без комиссии; • Моментальные переводы Visa2Visa на платежные карты Visa других стран мира; • Межбанковские переводы; • Пополнение электронных кошельков и карт других банков; • Пополнение баланса сотовых операторов без комиссии; • Онлайн кредит; • Онлайн депозит; • Оплата за коммунальные, государственные и муниципальные услуги; • Открытие онлайн счета в иностранной валюте на выбор; • Управление лимитами и настройками самостоятельно в приложении; • Формирование выписки по карточному счету абсолютно бесплатно; • Доступ к каталогу скидок по платежным картам Банка. Оптима24 - лучший помощник в мир финансов!
Screenshots
Verdict
The clearest difference is rating: Optima24 at 3.5 against Wallet One's 2.5. Optima24 also leads on review sentiment (49% vs 14%) and ratings volume (203 vs 4). Wallet One's advantage is iOS requirement (10.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Optima24 holds the better App Store score, 3.5 against 2.5. That said, the two scores are not equally well evidenced: Optima24 has 203 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 14% of Wallet One's written reviews are positive against 49% of Optima24's.
Wallet One ships an update every 4 weeks, Optima24 every 2 weeks. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.
| Parameter | Wallet One | Optima24 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (4 ratings) | 3.5 (203 ratings) — better |
| Positive reviews | 14.3% of reviews | 48.7% of reviews — better |
| Number of ratings | 4 | 203 — better |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 75 MB | 351 MB |
| Age rating | 4+ | 4+ |
| Developer | Silvervale Alliance LLP | Optima Bank OAO |
Customer experience
Wallet One
Optima24
Bugs and requests
Wallet One
Not enough reviews yet to summarise bugs or requests.
Optima24
Reported bugs
11 issues- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process
Show 6 moreShow fewer
- Payment history not displaying
- Balance not showing on cards
- Session timeout after 1 minute requiring re-login
- PIN code resets unexpectedly
- Camera scanner crashes on card scanning
- Incorrect display of transaction amounts in different currencies
Requested features
6 requests- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling
Show 1 moreShow fewer
- Reduced frequency of technical maintenance windows
In-app purchases
Wallet One
No in-app purchases
Optima24
No in-app purchases
