Comparison

Raiffeisen E vs Cembra App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Raiffeisen E

Manage your finances on the go with this mobile banking application. Check your account balance, execute stock trades, and scan and pay bills directly from your smartphone or tablet. Access all your e-banking functions anytime, anywhere.

Highlights
  • Check account balance
  • Execute stock trades
  • Scan and pay bills
  • Access e-banking functions
  • Mobile banking on smartphone/tablet
Read full description

Mit der Raiffeisen E-Banking App haben Sie alle E-Banking Anwendungen auf Ihrem Smartphone oder Tablet mit dabei. Sie möchten schnell Ihren Kontosaldo überprüfen, einen Börsenauftrag aufgeben oder eine Rechnung scannen und bezahlen? Mit dem Mobile Banking stehen Ihnen sämtliche Funktionen des E-Bankings auch unterwegs zur Verfügung. Datenschutzerklärung Rechtlicher Hinweis: Wir weisen Sie darauf hin, dass durch das Herunterladen, die Installation und die Verwendung diese Applikation Dritte auf eine bestehende, ehemalige oder zukünftige Kundenbeziehung zwischen Ihnen und Raiffeisen schliessen können. Mit dem Herunterladen dieser App erklären Sie sich ausdrücklich einverstanden, dass die von Ihnen an die Dritten übermittelten Daten gemäss deren Bedingungen gesammelt, transferiert, bearbeitet und zugänglich gemacht werden können. Die Bedingungen dieser Dritten, denen Sie zustimmen, müssen von den restlichen Bedingungen von Raiffeisen unterschieden werden.

About

Cembra App

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • Track credit card payments
  • Access monthly statements
  • Secure Touch ID/Face ID login
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

Screenshots

Raiffeisen E4 screens
Cembra App4 screens

Verdict

The call

The clearest difference is update cadence: Cembra App at every 3 weeks against Raiffeisen E's every 3 months. Cembra App also leads on iOS requirement (16.0 vs 18.0). Raiffeisen E's advantage is monetization model (free vs ad-supported) and review sentiment (50% vs 42%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Raiffeisen E against 4.5 for Cembra App. Both are backed by a comparable volume of ratings — 172 and 68 respectively. Written reviews are what separate them: 50% of Raiffeisen E's written reviews are positive against 42% of Cembra App's.

UpkeepUpdate frequency

Raiffeisen E ships an update every 3 months, Cembra App every 3 weeks. The most recent releases landed on October 29, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Raiffeisen E versus Cembra App: the parameters behind the verdict, then further details
ParameterRaiffeisen ECembra App
PriceFreeFree
Rating4.6 (172 ratings) — better4.5 (68 ratings)
Positive reviews50.0% of reviews — better41.7% of reviews
Number of ratings172 — better68
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.0 — better
Further details — not scored
Size26 MB322 MB
Age rating4+4+
DeveloperRaiffeisen Schweiz GenossenschaftCembra Money Bank AG

Customer experience

Raiffeisen E

All ratings170 ratings
Positive91.2%
Neutral3.5%
Negative5.3%
Written reviews74 reviews
Positive50.0%
Neutral8.1%
Negative41.9%

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

Raiffeisen E

No in-app purchases

None

Cembra App

No in-app purchases

Questions

Is Raiffeisen E free?
Raiffeisen E is free to download, with no in-app purchases.
Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Which has better reviews, Raiffeisen E or Cembra App?
Raiffeisen E is rated higher. Raiffeisen E averages 4.6 out of 5 from 172 ratings, while Cembra App averages 4.5 from 68 ratings.
Do Raiffeisen E or Cembra App have ads?
Neither Raiffeisen E nor Cembra App shows ads.
Which is updated more often, Raiffeisen E or Cembra App?
Raiffeisen E ships an update every 3 months, and Cembra App every 3 weeks. Most recently, Raiffeisen E was updated on October 29, 2026 and Cembra App on October 15, 2026.

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