Comparison

NAB Mobile Banking vs IMB Bank Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NAB Mobile Banking

Manage your finances on the go with this banking app. Check balances, make secure payments, transfer funds, and deposit cheques. Easily manage lost or stolen cards and access loan tools to track spending and savings goals.

Highlights
  • Check account balances
  • Make secure payments
  • Transfer money
  • Deposit cheques
  • Manage lost/stolen cards
  • Track spending
  • Create savings goals
Features
Read full description

With NAB’s Mobile Banking app, managing your money has never been easier. Download NAB’s banking app today and register your account to check balances, make secure payments, transfer money, view statements and more. Log in with fingerprint, Face ID, passcode or password. Join millions of NAB customers using the app and access exclusive offers with NAB Goodies. Make secure payments instantly: • Make fast instant payments or schedule future payments. • Share or save your payment receipts for your personal record. • View transaction and merchant details from NAB debit or credit card purchases. • Share your BSB and account details or create a PayID to quickly receive payments. • Save your regular payees and billers. Manage your transactions from one place: • Make payments with Apple Pay or tap to pay on compatible devices. • Receive notifications when you use your card, or money arrives in your account. • Quickly send and approve payments. • Scan and deposit cheques. • Send money overseas to 100+ countries. Manage lost or stolen cards and order a replacement: • Temporarily block, unblock, or permanently cancel a lost, stolen or damaged card, and order a replacement instantly. • Get a detailed breakdown of your repayment options. • Activate your new card or change your PIN at any time. • Control how your Visa cards are used - online, in-store, or overseas. Banking and loan tools to help you every day: • Create a virtual savings jars and track your progress towards your goals. • Track your spending and visualise where your money is going by category or merchant. • Set up a quick balance widget to see your account balances without logging in. • Download up to 2 years of statements, or create Proof of Balance, Interim or Interest statements. • Manage your Home Loan payments, offset accounts, or get an estimated property valuation. • Rollover your Term Deposit when it matures. • Open an additional banking or savings account in minutes. • Manage profiles for shared bank accounts and business accounts. • Get extra support from NAB help or chat to a banker.

About

IMB Bank Mobile Banking

Manage your finances securely and conveniently with this mobile banking app. Features include biometric login, in-app messaging, bill payments, loan redraws, and card management. Stay updated with instant service alerts and personalize your banking experience.

Highlights
  • Biometric login (Face ID, Touch ID)
  • Secure in-app messaging
  • Easy payment manager
  • Bill payments with BPAY®
  • Loan redraws
  • Card management
  • Instant service updates
Features
Read full description

The IMB Bank App provides a smarter, simpler, more secure way to do your online banking. Future-facing and feature-packed, it comes with biometric ID, secure in-app messaging, easy payment manager, pay bills with BPAY®, real-time payments in-app, multi-sign transaction security, instant service updates, loan redraws from your phone*, card management, alert management, personal details updates and eStatements. Fast, secure log in Face ID and Touch ID for easier, faster, and more secure log in. You’ll find it hard to keep your eyes off, or your fingers. Message us within the app We’ll respond without you needing to stay logged in. With push notifications enabled in the app, you’ll be notified when we respond. Set up new payees Set up and authorise payments in-app, including two-to-sign transactions. Payment requests flash up on your payment home screen, so you never miss an alert. You’re in charge. Secure payment management from your mobile For businesses or accounts that need multi-person authorisations. Set up and authorise payees and payments in the app for faster, easier payment management on the go. Name your accounts as you please in the app To help you manage your finances at a glance. Set up Pay IDs Get organised using your phone number or email address linked to your nominated account. Now you can pay, or be paid, in seconds. Easy. Instant service updates Stay up to date with scam alerts, service messages and important updates delivered directly to your app. Redraw on your loan If you have a loan with a redraw facility, you can redraw on your loan, free in the app*. So, when you need to, you can move, fast. Card management If you misplace or lose your card, simply place it on hold or cancel it in seconds  Banking alert options Personalise the notifications you want to receive via SMS or email Payment limit options Reduce or increase your payment limits to suit you# Easy personal details updates When your address or contact details change, you can update them in the app in moments E-statements available Get your statements online instead of in the mail – you can view or download them anytime anywhere To register your device for the IMB Bank Mobile Banking App, you’ll need to be registered for Internet Banking and SMS 2 Factor Authentication (2FA). IMB Bank Members not registered for Internet Banking and SMS 2FA should visit imb.com.au or call us on 1300 123 164. First time Internet Banking users will need to log on to Internet Banking at least once before using the app. When first registering for the Mobile Banking App, you will be asked to provide your usual Internet Banking login details. You will then be sent a one-time security code to your registered mobile number via SMS. You will need to enter this code to set up your secure 4-digit App PIN. Once your 4-digit App PIN is set up, this is all you will need to log in to the Mobile Banking App. Your App PIN can be changed at any time from within the Mobile Banking App. Important Information *. Minimum redraw amount $500. # Daily transaction limits apply. See the Product Disclosure Statement (PDS) for more information. For Terms and Conditions of use for the Mobile Banking App please refer to IMB’s website. Normal data charges apply. Check with your phone provider for details. Consider the PDS, available from IMB, before making a decision about IMB products and facilities. Face ID and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries and regions. ® Registered to BPAY Pty Ltd. ABN 69 079 137 518. IMB Ltd trading as IMB Bank | ABN 92 087 651 974 | AFSL / Australian Credit Licence 237 391.

Screenshots

NAB Mobile Banking4 screens
IMB Bank Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: NAB Mobile Banking at 4.8 against IMB Bank Mobile Banking's 4.2. NAB Mobile Banking also leads on ratings volume (1.1K vs 5) and update cadence (monthly vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NAB Mobile Banking holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: NAB Mobile Banking has 1.1K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 51% of NAB Mobile Banking's written reviews are positive against 58% of IMB Bank Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

NAB Mobile Banking ships an update monthly, IMB Bank Mobile Banking every 2 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
NAB Mobile Banking versus IMB Bank Mobile Banking: the parameters behind the verdict, then further details
ParameterNAB Mobile BankingIMB Bank Mobile Banking
PriceFreeFree
Rating4.8 (1.1K ratings) — better4.2 (5 ratings)
Positive reviews51.4% of reviews58.3% of reviews — better
Number of ratings1.1K — better5
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size206 MB169 MB
Age rating4+4+
DeveloperNABIMB Ltd

Customer experience

NAB Mobile Banking

All ratings1,067 ratings
Positive95.9%
Neutral1.1%
Negative3.0%
Written reviews665 reviews
Positive51.4%
Neutral10.2%
Negative38.3%

IMB Bank Mobile Banking

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews84 reviews
Positive58.3%
Neutral8.3%
Negative33.3%

User reviews

NAB Mobile Banking

From 1.1K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 🔒 Secure banking
  • 💡 Useful app updates

Room to improve

  • 🐛 Bugs and glitches
  • 🔍 Lacking advanced features
  • 🕰️ Slow performance
  • 🔒 Security concerns

IMB Bank Mobile Banking

From 5 App Store ratings

What we love

  • 👍 Easy to use and navigate
  • 👍 Friendly and helpful staff
  • 🚀 Quick transfers and transactions
  • 👍 Good for older users
  • 👍 Convenient online service

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Login issues and errors
  • 🐛 Slow to open or load
  • 🐛 Untrusted connection errors
  • 🐛 Inconsistent performance

Bugs and requests

NAB Mobile Banking

Reported bugs

4 issues
  • Frequent app crashes
  • Login issues
  • Unreliable quick balance widget
  • Compatibility problems with new devices

Requested features

4 requests
  • Dark mode option
  • Customizable widgets
  • Improved transaction details
  • Seamless overseas banking

IMB Bank Mobile Banking

Reported bugs

11 issues
  • App crashes on launch
  • Cannot log in
  • Untrusted connection errors
  • Keyboard covers sign-in button on smaller screens
  • Error message during transfers
Show 6 more
  • Scrolling back to the top of transaction lists
  • Payments not processing correctly
  • Balance showing current but not available
  • App not working after iOS updates
  • App not supported on older iPhones
  • Unexpected error when resetting PIN/password

Requested features

8 requests
  • Pull down to refresh
  • Notifications for transactions/payments
  • Ability to view previous sessions with receipt numbers
  • Set default payment method (e.g., not defaulting to PayID)
  • Chatbot for feedback
Show 3 more
  • Apple Pay integration
  • Categorization of spending
  • Dark mode

In-app purchases

None

NAB Mobile Banking

No in-app purchases

None

IMB Bank Mobile Banking

No in-app purchases

Questions

Is NAB Mobile Banking free?
NAB Mobile Banking is free to download, with no in-app purchases.
Is IMB Bank Mobile Banking free?
IMB Bank Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, NAB Mobile Banking or IMB Bank Mobile Banking?
NAB Mobile Banking is rated higher. NAB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while IMB Bank Mobile Banking averages 4.2 from 5 ratings.
Do NAB Mobile Banking or IMB Bank Mobile Banking have ads?
Neither NAB Mobile Banking nor IMB Bank Mobile Banking shows ads.
Which is updated more often, NAB Mobile Banking or IMB Bank Mobile Banking?
NAB Mobile Banking ships an update monthly, and IMB Bank Mobile Banking every 2 months. Most recently, NAB Mobile Banking was updated on September 24, 2026 and IMB Bank Mobile Banking on September 22, 2026.

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