Comparison

Gjensidige vs Spendwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gjensidige

Manage all your insurance policies, report claims, and access travel insurance cards. Track retirement savings with personalized recommendations for your financial future. Securely log in and contact customer service.

Highlights
  • Insurance policy overview
  • Report claims
  • Download travel insurance cards
  • Retirement savings tracking
  • Personalized savings recommendations
  • Check prices and buy insurance
  • Secure login with BankID
Features
Read full description

With the Gjensidige app you have easy access to check all of your insurances, report claims, and download travel insurance cards. If you have a business account, you can switch profiles and handle their insurances in the app. The app also lets you keep track of your retirement savings and gives you personal recommendations for how you can save enough for your own future. What you can do in the app * Full overview of your insurances * Download travel cards to your mobile * Report damages * Overview of what your job has saved, and what you yourself have saved for retirement * Find out what you will be paid in pension in total, and what you can do to influence what you will receive * Check prices and buy insurance * Log in with BankID * Contact Gjensidige customer service, or leave your telephone number and we will call you back * Do you have a suggestion for what the app can do better? Send us feedback inside the app! Your safety is very important to us. We respect your privacy and do everything we can to secure and protect your personal information, information about use of the app and other communication via mobile. A complete overview of privacy and security can be found at https://www.gjensidige.no/personvern-og-sikkerhet

About

Spendwise

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

Highlights
  • View credit card balances and transactions
  • Track personal loan details
  • Receive spending limit notifications
  • Manage PIN codes
  • Block and order new cards
  • Utilize part payment options
Features
Read full description

Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard

Screenshots

Gjensidige4 screens
Spendwise4 screens

Verdict

The call

The clearest difference is ratings volume: Spendwise at 30 against Gjensidige's 2. Gjensidige's advantage is rating (5.0 vs 4.8) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Gjensidige holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spendwise has 30 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
Gjensidige versus Spendwise: the parameters behind the verdict, then further details
ParameterGjensidigeSpendwise
PriceFreeFree
Rating5.0 (2 ratings) — better4.8 (30 ratings)
Positive reviews0.0% of reviews—
Number of ratings230 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size72 MB76 MB
Age rating4+17+
DeveloperGjensidige Forsikring ASASEB Kort Bank AB

Customer experience

Gjensidige

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Spendwise

All ratings30 ratings
Positive96.7%
Neutral3.3%
Negative0.0%

In-app purchases

None

Gjensidige

No in-app purchases

None

Spendwise

No in-app purchases

Questions

Is Gjensidige free?
Gjensidige is free to download, with no in-app purchases.
Is Spendwise free?
Spendwise is free to download, with no in-app purchases.
Which has better reviews, Gjensidige or Spendwise?
Gjensidige is rated higher. Gjensidige averages 5.0 out of 5 from 2 ratings, while Spendwise averages 4.8 from 30 ratings.
Do Gjensidige or Spendwise have ads?
Neither Gjensidige nor Spendwise shows ads.
Which is updated more often, Gjensidige or Spendwise?
Gjensidige ships an update fortnightly, and Spendwise fortnightly. Most recently, Gjensidige was updated on October 22, 2026 and Spendwise on October 16, 2026.

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