Gjensidige vs Spendwise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gjensidige
Manage all your insurance policies, report claims, and access travel insurance cards. Track retirement savings with personalized recommendations for your financial future. Securely log in and contact customer service.
- Insurance policy overview
- Report claims
- Download travel insurance cards
- Retirement savings tracking
- Personalized savings recommendations
- Check prices and buy insurance
- Secure login with BankID
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With the Gjensidige app you have easy access to check all of your insurances, report claims, and download travel insurance cards. If you have a business account, you can switch profiles and handle their insurances in the app. The app also lets you keep track of your retirement savings and gives you personal recommendations for how you can save enough for your own future. What you can do in the app * Full overview of your insurances * Download travel cards to your mobile * Report damages * Overview of what your job has saved, and what you yourself have saved for retirement * Find out what you will be paid in pension in total, and what you can do to influence what you will receive * Check prices and buy insurance * Log in with BankID * Contact Gjensidige customer service, or leave your telephone number and we will call you back * Do you have a suggestion for what the app can do better? Send us feedback inside the app! Your safety is very important to us. We respect your privacy and do everything we can to secure and protect your personal information, information about use of the app and other communication via mobile. A complete overview of privacy and security can be found at https://www.gjensidige.no/personvern-og-sikkerhet
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
Screenshots
Verdict
The clearest difference is ratings volume: Spendwise at 30 against Gjensidige's 2. Gjensidige's advantage is rating (5.0 vs 4.8) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Gjensidige holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spendwise has 30 ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.
| Parameter | Gjensidige | Spendwise |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (30 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 | 30 — better |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 72 MB | 76 MB |
| Age rating | 4+ | 17+ |
| Developer | Gjensidige Forsikring ASA | SEB Kort Bank AB |
Customer experience
Gjensidige
Spendwise
In-app purchases
Gjensidige
No in-app purchases
Spendwise
No in-app purchases









