Comparison

BBVA México vs Plata

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BBVA México

Manage your finances, open accounts, and make secure transactions from your mobile device. Features include voice commands for payments, cardless ATM withdrawals, and dynamic digital cards for online shopping.

Highlights
  • Open accounts remotely
  • Voice commands for transactions
  • Cardless ATM withdrawals
  • Digital card for online purchases
  • Interest simulator for credit cards
  • QR code payments and transfers
Features
Read full description

Con la App BBVA México, las filas y traslados quedaron atrás. Realiza tus transacciones en minutos desde donde estés. ¿Aún no eres parte del banco? No hay problema; ya no es necesario ir a sucursal o ser cliente para abrir una cuenta, ábrela sin costo ni comisiones desde la comodidad de tu hogar. Ahora, con la función de reconocimiento facial, que únicamente tendrás que configurar cuando descargues la app por primera vez en un dispositivo, tus datos están más seguros que nunca. Ten la confianza de que tu información está protegida ante posibles fraudes. ¿Qué puedo hacer con esta app? Con BBVA, tus palabras son órdenes ¡No te pierdas entre aplicaciones! Utiliza el comando de voz para realizar transferencias, pagar servicios o tu tarjeta de crédito. Solo tienes que decir “pagar tarjeta de crédito desde BBVA”, o el movimiento que desees, para que se abra automáticamente la app, inicies sesión para mantener la seguridad, y enseguida, se abrirá lo que solicitaste; confirma la operación y ¡Listo! Tu pago en menos de 2 minutos. ¿Olvidaste tu tarjeta? ¡No pasa nada! Saca dinero del cajero usando solo tu celular o envía dinero a tus contactos para que puedan retirar desde donde estén. Retira tu dinero en el cajero automático utilizando la opción “Retiro sin tarjeta” e ingresa el código único que la app te genera. Si no tienes tu tarjeta de crédito o débito contigo, puedes apagarla y encenderla desde tu dispositivo cuando lo necesites, así nadie podrá hacer uso de esta. Compra en línea de forma más segura Crea una tarjeta digital para tus compras en línea. Cada vez que la uses se generará un CVV dinámico con vigencia de 5 minutos para evitar que alguien más pueda hacer uso de tus datos. Que no te confundan los intereses Con el nuevo simulador de intereses para tarjeta de crédito, puedes ingresar la cantidad que quieres pagar y visualizar el interés aproximado que generarás al realizar ese pago. Además te ofreceremos más detalle sobre el monto del siguiente mes en caso de pagar lo que tienes en mente. Así puedes tomar decisiones más informadas. ¿Necesitas apoyo con el pago de tu tarjeta de crédito? Accede a un plan de financiamiento con pagos fijos para que puedas liquidar tu tarjeta más fácil; y si así lo deseas, las compras que hagas págalas a meses sin intereses. ¿Tienes puntos acumulados? Paga el monto total o parcial de tus compras hechas con tu tarjeta de crédito con esos puntos, aplica para comercios extranjeros o de México con afiliación extranjera. ¿Te saliste de tu presupuesto con tu tarjeta de débito? No te preocupes, con tu app BBVA puedes acceder a un préstamo a pagos fijos, para que te recuperes económicamente. El crédito puede ir desde los $200 hasta los $6,200 MN. Transfiere y paga más fácilmente con Códigos QR Olvídate de los números de cuenta, la aplicación te proporcionará un Código QR para hacer transferencias. Asimismo puedes pagar con tu celular en algunos establecimientos, leyendo desde tu app el código. Además de todos estos beneficios, puedes recargar tiempo aire, cambiar tu nómina a BBVA, abrir una cuenta adicional, pagar servicios y realizar transferencias, todo sin salir de casa. ¿Tienes dudas sobre la seguridad? • Los datos de tus operaciones están protegidos y no se guardan en el celular. • Si pierdes tu celular, nadie puede ingresar a tu servicio, solo tú conoces la contraseña y puedes cancelarlo llamando a la Línea BBVA. Si tienes alguna otra duda llama a la Línea BBVA Área Metropolitana 5226-2663 Interior de la República 01-800-2262663 Nos encanta escucharte y que seas parte de esta app. Si tienes sugerencias, escríbenos a app.bbva.mx@bbva.com. Si te gusta BBVA México, ayuda a que otras personas la conozcan con una reseña de 5 estrellas. ¡Gracias!

About

Plata

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

Highlights
  • Real cashback rewards
  • Extended payment deadlines
  • Digital card for secure online shopping
  • Fast and personalized card delivery
  • Easy-to-use app interface
  • Investment services with AI guidance
Features
Read full description

Plata helps you manage your finances simply, securely, and all in one place. From the app, you can access the products and services available in your country, review your transactions, and stay in control of your money. Plata is a digital finance, designed around people. We offer real benefits and value your time, so we eliminate waiting and branch visits. Plata is always with you, with 24/7 support available wherever you are. Apply for your cards and choose where, when, and at what time you want to receive them. Mexico In Mexico, enjoy Banco Plata products and manage your finances directly from the app. Plata Crédito Shop with your physical or digital card and manage your credit directly from the Plata app. Review your transactions, payments, and all your card information in one place. You have up to 60 days to make your payment without late payment fees or penalties, subject to the applicable terms of your card. Plus, earn up to 15% cashback in the categories you choose. Use it to make payments, shop, or access your funds, subject to the applicable terms. Plata Cuenta The only debit card with up to 15% returns on your savings and up to 15% cashback in the categories you choose. Grow your money with Inversiones Access investment options from your phone. Invest in available stocks, ETFs, and investment funds, and use tools and information to help you make decisions about your money. Investment services are offered by Asesor en Inversiones Plata, S.A.P.I. de C.V., an entity regulated by Mexico’s National Banking and Securities Commission (CNBV), registration number 30165. See applicable interest rates, CAT, fees, and Terms and Conditions at bancoplata.mx. Support: help@bancoplata.mx | +52 55 9777 9000 Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 Colombia In Colombia, Plata Pay lets you access and manage your financial products directly from your phone. Plata Cuenta Review your transactions and account activity through a simple, easy-to-use experience. Earn returns and cashback in the categories you choose. Manage your money with ease With Plata Bolsillos and Plata CDT, organize your money by separating it for different goals or needs and earn returns. Financial products and services in Colombia are offered by Plata. S.A. Compañía de Financiamiento, an entity supervised by the Superintendencia Financiera de Colombia. See applicable rates, fees, Terms and Conditions, and other information at plata.co. Support: ayuda@plata.co | 01 8000 160 555 Plata. S.A. Compañía de Financiamiento, NIT 901.983.739-1, Carrera 11B No. 99-25, Piso 4, Bogotá D.C., Colombia Join Plata!

Screenshots

BBVA México4 screens
Plata4 screens

Verdict

The call

BBVA México and Plata both sit at 4.9 stars, but that hides the real split: 94% of Plata's written reviews are positive against 49% of BBVA México's. BBVA México's advantage is ratings volume (222K vs 7.4K) and iOS requirement (13.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for BBVA México against 4.9 for Plata. That said, the two scores are not equally well evidenced: BBVA México has 222K ratings behind it against 7.4K, so its average is the more settled of the two. Written reviews are what separate them: 49% of BBVA México's written reviews are positive against 94% of Plata's.

UpkeepUpdate frequency

BBVA México ships an update every 2 weeks, Plata fortnightly. Both last shipped on November 7, 2026.

Scorecard3 real differences · 7 level
BBVA México versus Plata: the parameters behind the verdict, then further details
ParameterBBVA MéxicoPlata
PriceFreeFree
Rating4.9 (222K ratings)4.9 (7.4K ratings) — better
Positive reviews48.5% of reviews94.0% of reviews — better
Number of ratings222K — better7.4K
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size636 MB464 MB
Age rating4+4+
DeveloperBBVA Bancomer, S.A.Banco Plata, S.A., Institucion de Banca Multiple

Customer experience

BBVA México

All ratings219,787 ratings
Positive96.7%
Neutral1.3%
Negative2.0%
Written reviews1,193 reviews
Positive48.5%
Neutral8.4%
Negative43.1%

Plata

All ratings7,331 ratings
Positive97.0%
Neutral1.8%
Negative1.3%
Written reviews1,082 reviews
Positive94.0%
Neutral2.1%
Negative3.9%

User reviews

BBVA México

From 222K App Store ratings

What we love

  • 🚀 Efficient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 💡 Innovative features
  • 🌍 Useful for international users

Room to improve

  • 🐛 Frequent bugs and glitches
  • 🔑 Overly complex authentication
  • 🌐 Limited language support
  • 🕰️ Slow performance
  • 🔒 Privacy concerns with biometric data

Plata

From 7.4K App Store ratings

What we love

  • 👍 Smooth, easy to use
  • 🚀 Efficient and fast
  • 💳 Excellent credit card features
  • 💳 Innovative credit card
  • 💳 Great cash back and rewards

Room to improve

  • 💳 Insufficient credit limit
  • 💳 Confusing fees and charges
  • 🐛 Occasional technical issues
  • 🔒 Security concerns

Bugs and requests

BBVA México

Reported bugs

5 issues
  • Login and authentication issues
  • Inability to generate mobile token
  • App crashes and freezes
  • Incompatibility with newer iOS versions
  • Unreliable transaction history and account information

Requested features

5 requests
  • Add English language option
  • Improve navigation and user experience
  • Provide more customization options
  • Enhance security without compromising usability
  • Integrate with digital wallets and payment services

Plata

Reported bugs

2 issues
  • Login screen freezes
  • Compatibility issues with older devices

Requested features

3 requests
  • Increase credit limit options
  • Provide more transparency on fees
  • Improve mobile app stability

In-app purchases

None

BBVA México

No in-app purchases

None

Plata

No in-app purchases

Questions

Is BBVA México free?
BBVA México is free to download, with no in-app purchases.
Is Plata free?
Plata is free to download, with no in-app purchases.
Which has better reviews, BBVA México or Plata?
Plata is rated higher. BBVA México averages 4.9 out of 5 from 222K ratings, while Plata averages 4.9 from 7.4K ratings.
Do BBVA México or Plata have ads?
Neither BBVA México nor Plata shows ads.
Which is updated more often, BBVA México or Plata?
BBVA México ships an update every 2 weeks, and Plata fortnightly. Most recently, BBVA México was updated on November 7, 2026 and Plata on November 7, 2026.

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