Comparison

Total Return vs Dividend Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Total Return

This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.

Highlights
  • Calculates total investment return
  • Calculates annualized rate of return (CAGR)
  • Tracks realized and unrealized gains/losses
  • Includes dividends and commissions
  • Shows current investment value and daily changes
  • Supports dividend reinvestment
  • Automated quote updates
Features
Read full description

How much have your stock and ETF investments really earned, after every purchase, sale, dividend, split and commission? And what is your annualized return, so you can tell whether investing beat leaving the money in the bank? Total Return answers both. Like other portfolio trackers, it shows what your holdings are worth today. It also calculates your total return, the bottom line of your investing: realized and unrealized gains and losses, plus dividends, minus commissions. And it shows your annualized rate of return (CAGR) for each position, each portfolio and overall. Enter your trades once and see how you've done over the years. Add your own free Tiingo API key and Total Return keeps quotes up to date, so every time you open the app you see your total return, how much it changed today and what your holdings are worth. Stop guessing. Know your Total Return. FEATURES - Total return that includes purchases, sales, dividends, commissions and splits - Annualized return (CAGR), calculated with the Internal Rate of Return (IRR) method - Total return, CAGR and value for every position, every portfolio and overall - Net Cash at Risk: how much of your own money is still invested after sales and dividends - Today's change for your holdings, positions and stocks - Useful stats: Most Changed Today, Best Total Return, Best CAGR and Highest Value - Track cash in your portfolios - Enter what you know about a trade and the rest is calculated for you - Move a position, with all its trades, to another portfolio - Dividend reinvestment - Automatic quote updates for most stocks and ETFs (requires your own Tiingo API key), or enter prices by hand - Protect your data with a passcode - Automatic backups on your device, with optional copies in your own iCloud Drive - Email backups to yourself, and open them in the app to restore - Export your data to CSV - Tips on every screen to help you get started - Light and dark appearance that follows your device - Full iPad interface Your portfolio stays on your device, and in your own iCloud if you choose. There is no account to create and no ads. SUBSCRIPTION Total Return is free to download and offers an optional auto-renewing subscription, monthly or annual, that supports its ongoing development. Payment is charged to your Apple Account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings. Terms of Use: https://nagotek.com/total-return-terms Privacy Policy: https://nagotek.com/total-return-privacy

About

Dividend Calculator

Estimate the future value of your investments with this tool. It calculates ending balance, shares owned, and annual dividend income based on parameters like dividend yield, price appreciation, and tax rate. Explore different investment scenarios and understand the impact of dividend reinvestment.

Highlights
  • Estimate future investment value
  • Compound interest calculation
  • Dividend yield and price appreciation input
  • Tax rate and distribution frequency consideration
  • Calculate ending balance and shares owned
  • Annual dividend income projection
  • Dividend reinvestment (DRIP) analysis
Features
Read full description

DivCalculator allows you to calculate the estimated future value of your investment by only inputting a few assumptions. Our compound interest formula will take into account many parameters like the dividend yield, estimated stock price appreciation, tax rate and dividend distribution frequency besides many others. DivCalculator calculates the ending balance, shares owned, annual dividend income and total dividends received for each year. Have you ever wondered if it's better to invest for 20 years in a dividend stock with 7% dividend yield which increases its dividend by 2% every year or in a dividend stock with 2% yield which increases its dividend by 7% every year? Interested to know how much DRIP adds to your investment value in a 20 year period? Look no further as DivCalculator helps you answer both of these questions besides many others.

Screenshots

Total Return4 screens
Dividend Calculator3 screens

Verdict

The call

The clearest difference is review sentiment: Total Return at 78% against Dividend Calculator's 30%. Total Return also leads on ads (none vs shown) and update cadence (every 2 months vs every 13 months). Dividend Calculator's advantage is rating (4.7 vs 3.9) and in-app purchases (none vs 2). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month. Dividend Calculator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Dividend Calculator holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: Dividend Calculator has 438 ratings behind it against 37, so its average is the more settled of the two. Written reviews complicate that: 78% of Total Return's written reviews are positive against 30% of Dividend Calculator's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Total Return ships an update every 2 months, Dividend Calculator every 13 months. Both last shipped on October 24, 2026.

Scorecard8 real differences · 2 level
Total Return versus Dividend Calculator: the parameters behind the verdict, then further details
ParameterTotal ReturnDividend Calculator
PriceFreeFree
Rating3.9 (37 ratings)4.7 (438 ratings) — better
Positive reviews78.0% of reviews — better30.0% of reviews
Number of ratings37438 — better
Update frequencyEvery 2 months — betterEvery 13 months
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.0 — better
Further details — not scored
Size21 MB0 MB
Age rating4+4+
DeveloperNagotek LLCBoldizsar Tompe

Customer experience

Total Return

All ratings37 ratings
Positive73.0%
Neutral5.4%
Negative21.6%
Written reviews59 reviews
Positive78.0%
Neutral11.9%
Negative10.2%

Dividend Calculator

All ratings433 ratings
Positive93.1%
Neutral2.8%
Negative4.2%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

Bugs and requests

Total Return

Reported bugs

7 issues
  • Preferred stock symbols missing
  • Mutual funds don't update price change
  • Total return doesn't support mutual funds/ETFs
  • App shuts down on iOS 5
  • Inaccurate stock quotes
Show 2 more
  • Doesn't sync between devices
  • No full-screen mode on new iPhones/iPods

Requested features

18 requests
  • Ability to move stock holdings to different portfolios
  • Auto dividend amount added to holdings
  • Simple graphs for total return
  • Link with individual brokerage accounts
  • Automatic dividend entry
Show 13 more
  • Mac store app
  • Ability to set high and low alerts for stock prices
  • Automatic dividend posting
  • Sync with other financial apps and sites
  • Sync between devices (iPhone/iPad)
  • Automatic sync using Dropbox
  • Import and export transactions from a spreadsheet
  • Calculate weighted annualized return accounting for cash flows
  • Support for options (calls/puts)
  • Full-screen mode on new iPhones/iPods
  • Track old ticker symbols based on date
  • Input merger information
  • Currency conversion for different currencies

Dividend Calculator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Total Return

Subscriptions2
  • Unlimited access$2.991 Month
  • Unlimited access$29.991 Year
None

Dividend Calculator

No in-app purchases

Questions

Is Total Return free?
Total Return is free to download, with in-app purchases available.
Is Dividend Calculator free?
Dividend Calculator is free to download, with no in-app purchases.
Which has better reviews, Total Return or Dividend Calculator?
Dividend Calculator is rated higher. Total Return averages 3.9 out of 5 from 37 ratings, while Dividend Calculator averages 4.7 from 438 ratings.
Do Total Return or Dividend Calculator have ads?
Dividend Calculator shows ads; Total Return does not.
Which is updated more often, Total Return or Dividend Calculator?
Total Return ships an update every 2 months, and Dividend Calculator every 13 months. Most recently, Total Return was updated on October 24, 2026 and Dividend Calculator on October 24, 2026.

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