Comparison

Total Return vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Total Return

This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.

Highlights
  • Calculates total investment return
  • Calculates annualized rate of return (CAGR)
  • Tracks realized and unrealized gains/losses
  • Includes dividends and commissions
  • Shows current investment value and daily changes
  • Supports dividend reinvestment
  • Automated quote updates
Features
Read full description

How much have your stock and ETF investments really earned, after every purchase, sale, dividend, split and commission? And what is your annualized return, so you can tell whether investing beat leaving the money in the bank? Total Return answers both. Like other portfolio trackers, it shows what your holdings are worth today. It also calculates your total return, the bottom line of your investing: realized and unrealized gains and losses, plus dividends, minus commissions. And it shows your annualized rate of return (CAGR) for each position, each portfolio and overall. Enter your trades once and see how you've done over the years. Add your own free Tiingo API key and Total Return keeps quotes up to date, so every time you open the app you see your total return, how much it changed today and what your holdings are worth. Stop guessing. Know your Total Return. FEATURES - Total return that includes purchases, sales, dividends, commissions and splits - Annualized return (CAGR), calculated with the Internal Rate of Return (IRR) method - Total return, CAGR and value for every position, every portfolio and overall - Net Cash at Risk: how much of your own money is still invested after sales and dividends - Today's change for your holdings, positions and stocks - Useful stats: Most Changed Today, Best Total Return, Best CAGR and Highest Value - Track cash in your portfolios - Enter what you know about a trade and the rest is calculated for you - Move a position, with all its trades, to another portfolio - Dividend reinvestment - Automatic quote updates for most stocks and ETFs (requires your own Tiingo API key), or enter prices by hand - Protect your data with a passcode - Automatic backups on your device, with optional copies in your own iCloud Drive - Email backups to yourself, and open them in the app to restore - Export your data to CSV - Tips on every screen to help you get started - Light and dark appearance that follows your device - Full iPad interface Your portfolio stays on your device, and in your own iCloud if you choose. There is no account to create and no ads. SUBSCRIPTION Total Return is free to download and offers an optional auto-renewing subscription, monthly or annual, that supports its ongoing development. Payment is charged to your Apple Account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings. Terms of Use: https://nagotek.com/total-return-terms Privacy Policy: https://nagotek.com/total-return-privacy

About

Subscription Tracker

Manage all your recurring payments and subscriptions in one place. Get timely reminders for upcoming charges and track your spending with detailed financial insights. Your financial data stays securely on your device.

Highlights
  • Track all subscriptions
  • Customizable reminders
  • Budget tracking
  • Expense insights
  • User-friendly interface
  • Privacy-focused data storage
Features
Read full description

Take control of your finances effortlessly with Subscription Tracker SubTracky! This all-in-one app helps you manage your recurring payments, track your subscriptions, and stay on top of your budget, ensuring that all your financial information remains securely on your device. With SubTracky, everything stays in your hands. Track & Manage All Your Subscriptions with Ease! Say goodbye to unexpected charges and disorganized spending! Subscription Tracker SubTracky is your ultimate tool for managing and tracking all your subscriptions, keeping you effortlessly in control of your finances. * Reminders & Notifications Stay ahead of your subscription charges with customizable reminders and notifications. Choose when you’d like to be alerted—whether it’s on the charge day or 1-7 days before—so you’re always prepared. * Subscriptions View and manage all your subscriptions in one place, ensuring you’re aware of upcoming charges and renewal dates. *User-Friendly Interface Navigate your subscriptions and budget effortlessly with our intuitive design. * Budget Tracking Monitor your spending with detailed financial graphics that display your weekly, monthly, and yearly budget. *Expense Insights: Gain clear insights into your spending patterns and make informed financial decisions. *Privacy First: Your data remains secure on your device, and no information is collected. Download Subscription Tracker SubTracky today to simplify your subscription management and keep your budget in check! **Please be aware that any service icons or logos displayed in the app are not owned by, nor affiliated with, Subscription Tracker SubTracky. For a detailed breakdown of our subscription options, including how to manage or cancel your subscription, please visit our Privacy Policy: https://eren.b4a.app/privacy_policy_subtracky.html Please note that our app uses Apple’s Standard End User License Agreement (EULA) for the legal terms governing the use of the app. You can review the Standard EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Total Return4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is rating: Subscription Tracker at 4.8 against Total Return's 3.9. Subscription Tracker also leads on update cadence (every 11 days vs every 2 months) and ratings volume (176 vs 37). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month and Subscription Tracker sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Subscription Tracker holds the better App Store score, 4.8 against 3.9. Both are backed by a comparable volume of ratings — 37 and 176 respectively. Written reviews point the same way: 78% of Total Return's written reviews are positive against 80% of Subscription Tracker's.

UpkeepUpdate frequency

Total Return ships an update every 2 months, Subscription Tracker every 11 days. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
Total Return versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterTotal ReturnSubscription Tracker
PriceFreeFree
Rating3.9 (37 ratings)4.8 (176 ratings) — better
Positive reviews78.0% of reviews80.0% of reviews — better
Number of ratings37176 — better
Update frequencyEvery 2 monthsEvery 11 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.0 — better
Further details — not scored
Size21 MB58 MB
Age rating4+4+
DeveloperNagotek LLCEren Berkay Dinc

Customer experience

Total Return

All ratings37 ratings
Positive73.0%
Neutral5.4%
Negative21.6%
Written reviews59 reviews
Positive78.0%
Neutral11.9%
Negative10.2%

Subscription Tracker

All ratings173 ratings
Positive94.8%
Neutral2.9%
Negative2.3%
Written reviews60 reviews
Positive80.0%
Neutral10.0%
Negative10.0%

User reviews

Total Return

From 37 App Store ratings

What we love

  • 🚀 Quick portfolio monitoring
  • 👍 Easy to use
  • 📈 Provides good overview
  • 💰 Worth the subscription fee
  • 📱 Usable on iPhone/iPad

Room to improve

  • 📉 Preferred stock symbols missing
  • ❌ Mutual funds don't update price change
  • 📝 Manual dividend entry is tedious
  • 🔗 Lacks brokerage account linking
  • 📊 Lacks simple graphs

Subscription Tracker

From 176 App Store ratings

What we love

  • 👍 Clean, intuitive, and visually appealing interface
  • 💰 Reasonable one-time lifetime payment model
  • 📊 Helpful budget breakdown by weekly, monthly, and yearly spending
  • 🔔 Useful reminder notifications for subscription renewals
  • 🎯 Easy to use and straightforward setup process

Room to improve

  • ⚠️ Limited free version with only 1 subscription allowed
  • 🐛 Notification time setting reverts to default after saving
  • 🐛 Currency conversion issues with $ symbol affecting HKD and other currencies
  • 📉 Abandoned development with no recent updates
  • ❌ Limited subscription display (only 8 items in view)

Bugs and requests

Total Return

Reported bugs

7 issues
  • Preferred stock symbols missing
  • Mutual funds don't update price change
  • Total return doesn't support mutual funds/ETFs
  • App shuts down on iOS 5
  • Inaccurate stock quotes
Show 2 more
  • Doesn't sync between devices
  • No full-screen mode on new iPhones/iPods

Requested features

18 requests
  • Ability to move stock holdings to different portfolios
  • Auto dividend amount added to holdings
  • Simple graphs for total return
  • Link with individual brokerage accounts
  • Automatic dividend entry
Show 13 more
  • Mac store app
  • Ability to set high and low alerts for stock prices
  • Automatic dividend posting
  • Sync with other financial apps and sites
  • Sync between devices (iPhone/iPad)
  • Automatic sync using Dropbox
  • Import and export transactions from a spreadsheet
  • Calculate weighted annualized return accounting for cash flows
  • Support for options (calls/puts)
  • Full-screen mode on new iPhones/iPods
  • Track old ticker symbols based on date
  • Input merger information
  • Currency conversion for different currencies

Subscription Tracker

Reported bugs

7 issues
  • Notification time setting reverts to default (9:00 AM) after saving
  • Currency symbol conversion issue causing HKD to change to USD
  • Language setting automatically reverts from Traditional to Simplified Chinese
  • Scrolling does not work on summary page with multiple subscriptions
  • Categories display as blank
Show 2 more
  • Monthly subscriptions not included in yearly total calculations
  • Custom subscriptions not properly reflected in budget tracking by period

Requested features

16 requests
  • Add custom billing cycles (quarterly, semi-annual, 6-month, 24-month, bi-weekly, daily, every 30 days)
  • Display renewal date or remaining time on main subscription cards
  • Add Taiwan Dollar (TWD) currency option
  • Implement automatic currency conversion for multi-currency subscriptions
  • Add notes or details field for each subscription
Show 11 more
  • Include 6-month notification interval option
  • Show next payment date on subscription overview
  • Add calendar view or calendar integration
  • Multiple reminders per subscription
  • Import subscriptions from Apple device settings
  • Add custom subscription categories beyond 'Other'
  • Include more streaming services (MGM+, AMC+, Apple TV+)
  • Calculate monthly average cost including yearly subscriptions
  • Add iCloud backup and cross-device synchronization
  • Support for subscription sharing/family member access
  • Add contact information field for subscription management

In-app purchases

2 purchases

Total Return

Subscriptions2
  • Unlimited access$2.991 Month
  • Unlimited access$29.991 Year
4 purchases

Subscription Tracker

Subscriptions3
  • Premium Weekly3 Days trial$0.997 Days
  • Premium Monthly$2.991 Month
  • Premium Yearly$7.991 Year
One-time1
  • Premium Lifetime$12.99

Questions

Is Total Return free?
Total Return is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Which has better reviews, Total Return or Subscription Tracker?
Subscription Tracker is rated higher. Total Return averages 3.9 out of 5 from 37 ratings, while Subscription Tracker averages 4.8 from 176 ratings.
Do Total Return or Subscription Tracker have ads?
Neither Total Return nor Subscription Tracker shows ads.
Which is updated more often, Total Return or Subscription Tracker?
Total Return ships an update every 2 months, and Subscription Tracker every 11 days. Most recently, Total Return was updated on October 24, 2026 and Subscription Tracker on October 24, 2026.

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