Total Return vs BA Financial Calculator Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Total Return
This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.
- Calculates total investment return
- Calculates annualized rate of return (CAGR)
- Tracks realized and unrealized gains/losses
- Includes dividends and commissions
- Shows current investment value and daily changes
- Supports dividend reinvestment
- Automated quote updates
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How much have your stock and ETF investments really earned, after every purchase, sale, dividend, split and commission? And what is your annualized return, so you can tell whether investing beat leaving the money in the bank? Total Return answers both. Like other portfolio trackers, it shows what your holdings are worth today. It also calculates your total return, the bottom line of your investing: realized and unrealized gains and losses, plus dividends, minus commissions. And it shows your annualized rate of return (CAGR) for each position, each portfolio and overall. Enter your trades once and see how you've done over the years. Add your own free Tiingo API key and Total Return keeps quotes up to date, so every time you open the app you see your total return, how much it changed today and what your holdings are worth. Stop guessing. Know your Total Return. FEATURES - Total return that includes purchases, sales, dividends, commissions and splits - Annualized return (CAGR), calculated with the Internal Rate of Return (IRR) method - Total return, CAGR and value for every position, every portfolio and overall - Net Cash at Risk: how much of your own money is still invested after sales and dividends - Today's change for your holdings, positions and stocks - Useful stats: Most Changed Today, Best Total Return, Best CAGR and Highest Value - Track cash in your portfolios - Enter what you know about a trade and the rest is calculated for you - Move a position, with all its trades, to another portfolio - Dividend reinvestment - Automatic quote updates for most stocks and ETFs (requires your own Tiingo API key), or enter prices by hand - Protect your data with a passcode - Automatic backups on your device, with optional copies in your own iCloud Drive - Email backups to yourself, and open them in the app to restore - Export your data to CSV - Tips on every screen to help you get started - Light and dark appearance that follows your device - Full iPad interface Your portfolio stays on your device, and in your own iCloud if you choose. There is no account to create and no ads. SUBSCRIPTION Total Return is free to download and offers an optional auto-renewing subscription, monthly or annual, that supports its ongoing development. Payment is charged to your Apple Account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings. Terms of Use: https://nagotek.com/total-return-terms Privacy Policy: https://nagotek.com/total-return-privacy
BA Financial Calculator Plus
This app offers a comprehensive suite of financial calculators, including TVM, NPV, and ROI, with detailed explanations, formulas, and examples. It provides data visualization, reports, and AI-powered insights for complex financial calculations, all while prioritizing on-device processing for privacy.
- Financial calculators with descriptions, formulas, and examples
- Time Value of Money (TVM) calculations
- Net Present Value (NPV) and Internal Rate of Return (IRR)
- Return on Investment (ROI) analysis
- AI-powered explanations for financial insights
- Data visualization and calculation reports
- On-device processing for privacy
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BA Financial Calculator Plus combines a professional financial calculator with modern, guided finance calculators. Use it for quick calculations, deeper analysis, and as a handy reference for financial concepts, formulas, and examples. The app includes a classic financial calculator for TVM, cash flow analysis, amortization, storage and recall, math expressions, and calculation history. Guided calculators provide clear inputs, results, charts, descriptions, formulas, and examples for common finance problems. On Mac, BA Financial Calculator Plus offers a more desktop-friendly experience with keyboard input, shortcuts, sidebar navigation, toolbar controls, resizable layouts, and report workflows. Key Features: - Guided calculators with descriptions, formulas, and examples - Professional financial calculator with scientific notation - TVM, cash flow, NPV, IRR, AMORT, storage, recall, and history - Charts and data visualization - AI-powered explanations for supported calculations - Save, organize, and share calculation reports - App Shortcuts for quickly opening calculators Calculators: - Time Value of Money (Future Value, Present Value, Interest Rate, Period, Payment) - Net Present Value and Internal Rate of Return - Return on Investment (Gain or Loss, ROI, Annualized ROI) - Compound Interest (Balance, Total Principal, Interest Amount, APY) - Mortgage (Loan Summary, Payment Breakdown, Amortization Schedule) - DCF Valuation (Enterprise Value, Equity Value, Intrinsic Value per Share) - Bond Valuation (Bond Price, Macaulay Duration, Modified Duration, Convexity) - Capital Asset Pricing Model (CAPM) - Weighted Average Cost of Capital (WACC) - Stock Valuation (Constant Growth, Nonconstant Growth) - Expected Return and Standard Deviation - Holding Period Return (HPR) - Black-Scholes Option Pricing (Call/Put Price, Delta, Gamma, Vega, Theta, Rho) - Tip Calculator Financial Calculator: - Solve Time Value of Money equations (FV, PV, PMT, I/Y, N) - Cash flow analysis with CF, NPV, and IRR - Amortization with balance, principal, and interest - Evaluate math expressions, including trigonometric and logarithmic functions - Store and recall numerical values - Use keyboard input and shortcuts on Mac - Follow built-in help and step-by-step instructions - Review calculation history Calculation Reports: - Save calculation reports - Organize previous reports - Share reports BA Financial Calculator Plus Subscription: Unlock all Pro features with an annual BA Financial Calculator Plus subscription, including advanced calculators, AI explanations, and reports. Terms of use: https://rayinformatics.com/terms Privacy policy: https://rayinformatics.com/privacy Contact: https://rayinformatics.com/contact
Screenshots
Verdict
The clearest difference is rating: BA Financial Calculator Plus at 4.5 against Total Return's 3.9. BA Financial Calculator Plus also leads on ratings volume (146 vs 37). Total Return's advantage is review sentiment (78% vs 67%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month and BA Financial Calculator Plus sells 4 in-app purchases, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.
BA Financial Calculator Plus holds the better App Store score, 4.5 against 3.9. Both are backed by a comparable volume of ratings — 37 and 146 respectively. Written reviews complicate that: 78% of Total Return's written reviews are positive against 67% of BA Financial Calculator Plus's, so the app with the better star average is not the one people write more warmly about.
Total Return ships an update every 2 months, BA Financial Calculator Plus every 5 weeks. Both last shipped on October 24, 2026.
| Parameter | Total Return | BA Financial Calculator Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (37 ratings) | 4.5 (146 ratings) — better |
| Positive reviews | 78.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 37 | 146 — better |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Nagotek LLC | RAY INFORMATICS YAZILIM TEKNOLOJI MEDYA DANISMANLIK VE EGITIM TICARET LIMITED SIRKETI |
Customer experience
Total Return
BA Financial Calculator Plus
Bugs and requests
Total Return
Reported bugs
7 issues- Preferred stock symbols missing
- Mutual funds don't update price change
- Total return doesn't support mutual funds/ETFs
- App shuts down on iOS 5
- Inaccurate stock quotes
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- Doesn't sync between devices
- No full-screen mode on new iPhones/iPods
Requested features
18 requests- Ability to move stock holdings to different portfolios
- Auto dividend amount added to holdings
- Simple graphs for total return
- Link with individual brokerage accounts
- Automatic dividend entry
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- Mac store app
- Ability to set high and low alerts for stock prices
- Automatic dividend posting
- Sync with other financial apps and sites
- Sync between devices (iPhone/iPad)
- Automatic sync using Dropbox
- Import and export transactions from a spreadsheet
- Calculate weighted annualized return accounting for cash flows
- Support for options (calls/puts)
- Full-screen mode on new iPhones/iPods
- Track old ticker symbols based on date
- Input merger information
- Currency conversion for different currencies
BA Financial Calculator Plus
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Total Return
- Unlimited access$2.991 Month
- Unlimited access$29.991 Year
BA Financial Calculator Plus
- Ba Financial Pro Yearly$6.991 Year
- BA Financial Yearly$14.991 Year
- BA Financial Pro Lifetime$17.99
- BA Financial Calculator Lifetime$34.99
Questions
Is Total Return free?
Is BA Financial Calculator Plus free?
Which has better reviews, Total Return or BA Financial Calculator Plus?
Do Total Return or BA Financial Calculator Plus have ads?
Which is updated more often, Total Return or BA Financial Calculator Plus?
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