Total Return vs Portfolio Trader
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Total Return
This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.
- Calculates total investment return
- Calculates annualized rate of return (CAGR)
- Tracks realized and unrealized gains/losses
- Includes dividends and commissions
- Shows current investment value and daily changes
- Supports dividend reinvestment
- Automated quote updates
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How much have your stock and ETF investments really earned, after every purchase, sale, dividend, split and commission? And what is your annualized return, so you can tell whether investing beat leaving the money in the bank? Total Return answers both. Like other portfolio trackers, it shows what your holdings are worth today. It also calculates your total return, the bottom line of your investing: realized and unrealized gains and losses, plus dividends, minus commissions. And it shows your annualized rate of return (CAGR) for each position, each portfolio and overall. Enter your trades once and see how you've done over the years. Add your own free Tiingo API key and Total Return keeps quotes up to date, so every time you open the app you see your total return, how much it changed today and what your holdings are worth. Stop guessing. Know your Total Return. FEATURES - Total return that includes purchases, sales, dividends, commissions and splits - Annualized return (CAGR), calculated with the Internal Rate of Return (IRR) method - Total return, CAGR and value for every position, every portfolio and overall - Net Cash at Risk: how much of your own money is still invested after sales and dividends - Today's change for your holdings, positions and stocks - Useful stats: Most Changed Today, Best Total Return, Best CAGR and Highest Value - Track cash in your portfolios - Enter what you know about a trade and the rest is calculated for you - Move a position, with all its trades, to another portfolio - Dividend reinvestment - Automatic quote updates for most stocks and ETFs (requires your own Tiingo API key), or enter prices by hand - Protect your data with a passcode - Automatic backups on your device, with optional copies in your own iCloud Drive - Email backups to yourself, and open them in the app to restore - Export your data to CSV - Tips on every screen to help you get started - Light and dark appearance that follows your device - Full iPad interface Your portfolio stays on your device, and in your own iCloud if you choose. There is no account to create and no ads. SUBSCRIPTION Total Return is free to download and offers an optional auto-renewing subscription, monthly or annual, that supports its ongoing development. Payment is charged to your Apple Account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings. Terms of Use: https://nagotek.com/total-return-terms Privacy Policy: https://nagotek.com/total-return-privacy
Portfolio Trader
Manage and analyze your stock portfolios with detailed profit and loss views, customizable charts, and multi-currency support. Track individual holdings, portfolio totals, and compare performance against market indices. Includes an Apple Watch app for convenient access.
- Multiple Profit & Loss (P&L) views
- Instrument and portfolio history charts
- Multi-currency support with instant conversions
- Support for various transaction types
- Automatic and manual pricing updates
- FIFO or Average Cost accounting
- Apple Watch app included
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* Includes Apple Watch App Professional share portfolio manager and stock tracker. Portfolio Trader is a sophisticated stock portfolio tracking app for iPhone, iPad and Apple Watch, providing in depth analysis of your share holdings and other investments. As both a powerful portfolio manager and stock tracker, Portfolio Trader provides the ability to track and analyse multiple portfolios and multi-currency positions, across a variety of Profit & Loss views and chart options. Complete stock trading and share portfolio management for the professional trader or the casual investor. Features include - Multiple Profit & Loss (P&L) views including: Price, Value, Daily Gain and %, Unrealized Gain, Realized Gain, Total Gain and %, Avg Cost and Cost Basis - Simple swipe or tap navigation between views - P&L views at all levels - position, portfolio totals and all portfolios - Individual charts for each instrument (available in full screen) - Portfolio history charts with comparisons against major indices and other instruments (both MWR and TWR) - Chart indicators: Moving Average - Heat Map display of price changes - Support for holdings in multiple currencies, including within the same portfolio, with instant rate conversions and totals - Support for GBP holdings quoted in pence - Multiple transaction types - Buy, Sell, Dividend, Dividend Reinvestment, Capital Return, Split, Cash Deposit, Cash Withdrawal, Interest, Fees - Integrated portfolio cash account - Manual trade entry or import from file - Automatic pricing updates (not all funds supported) - Option for manual pricing - FIFO or Average Cost accounting methods - Multiple sorting options - Alerts - Watchlists - Home Screen widgets for instruments, holdings and portfolios - Optional iCloud sync between devices - Import / Export - Touch ID / Face ID / Password lock - Multiple color schemes - Supports iOS 15 and above - Apple Watch app included (Pro subscription required) A comprehensive stock portfolio tracker for iPhone, iPad and Apple Watch Contains In-App Purchases. Free to use with up to 3 holdings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/appstore/dev/stdeula
Screenshots
Verdict
The clearest difference is rating: Portfolio Trader at 4.6 against Total Return's 3.9. Portfolio Trader also leads on update cadence (weekly vs every 2 months) and ratings volume (426 vs 37). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month and Portfolio Trader sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Portfolio Trader holds the better App Store score, 4.6 against 3.9. That said, the two scores are not equally well evidenced: Portfolio Trader has 426 ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 78% of Total Return's written reviews are positive against 87% of Portfolio Trader's.
Total Return ships an update every 2 months, Portfolio Trader weekly. Both last shipped on October 24, 2026.
| Parameter | Total Return | Portfolio Trader |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (37 ratings) | 4.6 (426 ratings) — better |
| Positive reviews | 78.0% of reviews | 87.4% of reviews — better |
| Number of ratings | 37 | 426 — better |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 189 MB |
| Age rating | 4+ | 4+ |
| Developer | Nagotek LLC | Purescope Pty Ltd |
Customer experience
Total Return
Portfolio Trader
User reviews
Total Return
From 37 App Store ratingsWhat we love
- 🚀 Quick portfolio monitoring
- 👍 Easy to use
- 📈 Provides good overview
- 💰 Worth the subscription fee
- 📱 Usable on iPhone/iPad
Room to improve
- 📉 Preferred stock symbols missing
- ❌ Mutual funds don't update price change
- 📝 Manual dividend entry is tedious
- 🔗 Lacks brokerage account linking
- 📊 Lacks simple graphs
Portfolio Trader
From 426 App Store ratingsWhat we love
- 🚀 Excellent portfolio tracker
- 👍 Easy to use and intuitive
- 💡 Comprehensive features
- 🚀 Real-time price updates
- 🚀 Syncs across devices
Room to improve
- 🐛 Occasional issues with price updates
- 🐛 Difficulty importing large portfolios
- 💡 Lack of advanced charting and technical analysis
- 💡 Limited options and derivatives support
Bugs and requests
Total Return
Reported bugs
7 issues- Preferred stock symbols missing
- Mutual funds don't update price change
- Total return doesn't support mutual funds/ETFs
- App shuts down on iOS 5
- Inaccurate stock quotes
Show 2 moreShow fewer
- Doesn't sync between devices
- No full-screen mode on new iPhones/iPods
Requested features
18 requests- Ability to move stock holdings to different portfolios
- Auto dividend amount added to holdings
- Simple graphs for total return
- Link with individual brokerage accounts
- Automatic dividend entry
Show 13 moreShow fewer
- Mac store app
- Ability to set high and low alerts for stock prices
- Automatic dividend posting
- Sync with other financial apps and sites
- Sync between devices (iPhone/iPad)
- Automatic sync using Dropbox
- Import and export transactions from a spreadsheet
- Calculate weighted annualized return accounting for cash flows
- Support for options (calls/puts)
- Full-screen mode on new iPhones/iPods
- Track old ticker symbols based on date
- Input merger information
- Currency conversion for different currencies
Portfolio Trader
Reported bugs
2 issues- Syncing issues between devices
- Incorrect portfolio valuations in some cases
Requested features
5 requests- Automatic dividend tracking
- More customizable portfolio views
- Integration with brokerage accounts
- Options and futures support
- Enhanced tax reporting features
In-app purchases
Total Return
- Unlimited access$2.991 Month
- Unlimited access$29.991 Year
Portfolio Trader
- Pro Edition1 Month trial$4.991 Month
- Pro Edition1 Month trial$49.991 Year
Questions
Is Total Return free?
Is Portfolio Trader free?
Which has better reviews, Total Return or Portfolio Trader?
Do Total Return or Portfolio Trader have ads?
Which is updated more often, Total Return or Portfolio Trader?
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