Total Return vs The Dividend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Total Return
This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.
- Calculates total investment return
- Calculates annualized rate of return (CAGR)
- Tracks realized and unrealized gains/losses
- Includes dividends and commissions
- Shows current investment value and daily changes
- Supports dividend reinvestment
- Automated quote updates
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How much have your stock and ETF investments really earned, after every purchase, sale, dividend, split and commission? And what is your annualized return, so you can tell whether investing beat leaving the money in the bank? Total Return answers both. Like other portfolio trackers, it shows what your holdings are worth today. It also calculates your total return, the bottom line of your investing: realized and unrealized gains and losses, plus dividends, minus commissions. And it shows your annualized rate of return (CAGR) for each position, each portfolio and overall. Enter your trades once and see how you've done over the years. Add your own free Tiingo API key and Total Return keeps quotes up to date, so every time you open the app you see your total return, how much it changed today and what your holdings are worth. Stop guessing. Know your Total Return. FEATURES - Total return that includes purchases, sales, dividends, commissions and splits - Annualized return (CAGR), calculated with the Internal Rate of Return (IRR) method - Total return, CAGR and value for every position, every portfolio and overall - Net Cash at Risk: how much of your own money is still invested after sales and dividends - Today's change for your holdings, positions and stocks - Useful stats: Most Changed Today, Best Total Return, Best CAGR and Highest Value - Track cash in your portfolios - Enter what you know about a trade and the rest is calculated for you - Move a position, with all its trades, to another portfolio - Dividend reinvestment - Automatic quote updates for most stocks and ETFs (requires your own Tiingo API key), or enter prices by hand - Protect your data with a passcode - Automatic backups on your device, with optional copies in your own iCloud Drive - Email backups to yourself, and open them in the app to restore - Export your data to CSV - Tips on every screen to help you get started - Light and dark appearance that follows your device - Full iPad interface Your portfolio stays on your device, and in your own iCloud if you choose. There is no account to create and no ads. SUBSCRIPTION Total Return is free to download and offers an optional auto-renewing subscription, monthly or annual, that supports its ongoing development. Payment is charged to your Apple Account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings. Terms of Use: https://nagotek.com/total-return-terms Privacy Policy: https://nagotek.com/total-return-privacy
The Dividend Tracker
Easily track your dividend portfolio and income on the go. Forecast earnings, view payout schedules, and visualize monthly and annual income. Offers automatic updates by linking brokerage accounts and provides tools for stock research and portfolio diversification.
- Track dividend income by month/year
- Link brokerage accounts for automatic updates
- Filter dividend dates (estimated, declared, confirmed)
- View holdings by portfolio
- US, Canadian, UK stock support
- Stock research and watchlist
- Project future portfolio performance
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The Dividend Tracker, now in a mobile app! It's the easiest way to track your Dividend Portfolio and Dividend Income on the go. Track and forecast your dividend income, see when and how much you'll be paid, and visualize your monthly and annual earnings. The Dividend Tracker is the best dividend tracking platform for your dividend portfolio. Forget tracking your income and payouts using Excel -- upgrade using a modern solution. Features: - View your dividend income in a quick and easy format, broken down by month, year, and more. - Link your brokerage account (M1 Finance, Robinhood, Fidelity, Charles Schwab, Vanguard, and many more) for automatic updates whenever you buy or sell a position. - Filter through Estimated, Declared, and Confirmed Dividend Dates - View all your holdings in one place, or break down by individual/separate portfolio - US, Canadian, and UK stock tickers - Stay up-to-date with the latest news about all of your companies - Check the diversification of your portfolio - Track potential companies you're wanting to purchase by using the Watchlist feature - Perform stock research to make sure you've buying quality companies via our Dividend Grade feature - Project future portfolio performance using our built-in calculators - Looking for more quality companies to buy? Check out what other Dividend Tracker users are buying - And much more! Terms of Use: https://thedividendtracker.com/terms-of-service Privacy Policy: https://thedividendtracker.com/privacy-policy
Screenshots
Verdict
The clearest difference is rating: The Dividend Tracker at 4.8 against Total Return's 3.9. The Dividend Tracker also leads on update cadence (every 3 days vs every 2 months) and monetization model (free vs free with in-app purchases). Total Return's advantage is review sentiment (78% vs 43%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month and The Dividend Tracker sells 4 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.
The Dividend Tracker holds the better App Store score, 4.8 against 3.9. Both are backed by a comparable volume of ratings — 37 and 55 respectively. Written reviews complicate that: 78% of Total Return's written reviews are positive against 43% of The Dividend Tracker's, so the app with the better star average is not the one people write more warmly about.
Total Return ships an update every 2 months, The Dividend Tracker every 3 days. Both last shipped on October 24, 2026.
| Parameter | Total Return | The Dividend Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (37 ratings) | 4.8 (55 ratings) — better |
| Positive reviews | 78.0% of reviews — better | 43.4% of reviews |
| Number of ratings | 37 | 55 — better |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Nagotek LLC | The Dividend Tracker LLC |
Customer experience
Total Return
The Dividend Tracker
User reviews
Total Return
From 37 App Store ratingsWhat we love
- 🚀 Quick portfolio monitoring
- 👍 Easy to use
- 📈 Provides good overview
- 💰 Worth the subscription fee
- 📱 Usable on iPhone/iPad
Room to improve
- 📉 Preferred stock symbols missing
- ❌ Mutual funds don't update price change
- 📝 Manual dividend entry is tedious
- 🔗 Lacks brokerage account linking
- 📊 Lacks simple graphs
The Dividend Tracker
From 55 App Store ratingsWhat we love
- 🚀 Convenient dividend tracking
- 🔍 Comprehensive data and analytics
- 📅 Helpful payout calendar
- 👍 Easy to use interface
- 🤝 Good customer service
Room to improve
- 🐛 Buggy app performance
- 🔒 Connectivity issues with some brokerages
- 💰 Expensive premium subscription
- 🇬🇧 Limited support for non-US stocks
- 🔄 Inaccurate dividend calculations
Bugs and requests
Total Return
Reported bugs
7 issues- Preferred stock symbols missing
- Mutual funds don't update price change
- Total return doesn't support mutual funds/ETFs
- App shuts down on iOS 5
- Inaccurate stock quotes
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- Doesn't sync between devices
- No full-screen mode on new iPhones/iPods
Requested features
18 requests- Ability to move stock holdings to different portfolios
- Auto dividend amount added to holdings
- Simple graphs for total return
- Link with individual brokerage accounts
- Automatic dividend entry
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- Mac store app
- Ability to set high and low alerts for stock prices
- Automatic dividend posting
- Sync with other financial apps and sites
- Sync between devices (iPhone/iPad)
- Automatic sync using Dropbox
- Import and export transactions from a spreadsheet
- Calculate weighted annualized return accounting for cash flows
- Support for options (calls/puts)
- Full-screen mode on new iPhones/iPods
- Track old ticker symbols based on date
- Input merger information
- Currency conversion for different currencies
The Dividend Tracker
Reported bugs
5 issues- Blank/gray screens on app launch
- Inability to edit portfolio holdings
- Calendar view not working
- Incorrect currency conversions
- Login/account issues
Requested features
5 requests- Multiple portfolio management
- Dividend DRIP tracking
- Improved mobile app functionality
- Enhanced notification system
- Expanded brokerage integrations
In-app purchases
Total Return
- Unlimited access$2.991 Month
- Unlimited access$29.991 Year
The Dividend Tracker
- Premium Monthly$8.991 Month
- Pro Monthly$16.951 Month
- Premium Yearly$89.991 Year
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- Pro Yearly$170.991 Year
Questions
Is Total Return free?
Is The Dividend Tracker free?
Which has better reviews, Total Return or The Dividend Tracker?
Do Total Return or The Dividend Tracker have ads?
Which is updated more often, Total Return or The Dividend Tracker?
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