Comparison

ClearCheckbook vs Transactions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ClearCheckbook

Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.

Highlights
  • View account balances and transaction history
  • Add and edit transactions
  • Organize accounts and categories
  • Set budgets and reminders
  • Track bill payments
  • Project future balances
  • Spending tracker
Features
Read full description

ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.

About

Transactions

Review all your card charges in one place with a unified inbox. Tag, save, and annotate transactions, detect billing errors, and see your spending on a map. You can even Venmo directly from the app and export your data to CSV.

Highlights
  • Unified transactions inbox
  • Tag, save, and annotate transactions
  • Direct Venmo integration
  • Spending map with location matching
  • Billing error detection
  • CSV export
Features
Read full description

Transactions is a simple personal finance app for reviewing charges on all of your cards in a familiar format. Get unread alerts in the unified inbox every time you're charged. Tag, save, and add notes to transactions for context or later review, then Venmo people directly from the app. Easily catch billing errors with the timeline of amount changes, and see where you've spent money on the map with automatic location matching. You can even export all of your transactions to CSV with one tap. Become an expert on your spending with the ultimate personal finance tool. Transactions is part of the Finance Kit suite of personal finance apps, which also includes Budget Burndown. • A UNIFIED TRANSACTIONS INBOX Get unread alerts when any of your cards are charged or an amount is updated. Review your entire spending history across multiple accounts in a single place. • TAG, SAVE, AND ANNOTATE Create lists with custom tags, quickly save, and add notes to transactions when you want to remember to split a bill or expense a purchase later. • VENMO FROM THE APP Quickly split charges and Venmo people directly from the transaction detail page. • TRANSACTIONS MAP Transactions are automatically matched with locations so you can see your spending history on the map. • BILLING ERROR DETECTION WITH THE TIMELINE Transactions with an abnormally high change between their pending and posted amount are visually highlighted. • SPENDING ALERTS Get push notifications when you have new unread transactions on any card. • SEARCH PAST TRANSACTIONS Find anything in your spending history with unified search across all of your cards. • CSV EXPORT Generate a CSV file with your entire spending history if you want to do manual analysis on your transactions in Excel. • SECURE AND PRIVATE Your information is completely safe. You'll use Plaid to link your cards. Your credentials are end-to-end encrypted and completely inaccessible to the app. On the last day of each period, we'll renew your subscription for your Apple ID unless you cancel at least 24 hours before the period ends. You can cancel by going to your account settings on the App Store. Terms of Service: http://www.ghking.co/modules/Terms-Of-Service Privacy Policy: http://www.ghking.co/modules/Privacy-Policy

Screenshots

ClearCheckbook4 screens
Transactions4 screens

Verdict

The call

The clearest difference is rating: Transactions at 4.4 against ClearCheckbook's 3.1. Transactions also leads on review sentiment (62% vs 38%). ClearCheckbook's advantage is ratings volume (153 vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ClearCheckbook sells 1 one-off in-app purchase and Transactions sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Transactions holds the better App Store score, 4.4 against 3.1. That said, the two scores are not equally well evidenced: ClearCheckbook has 153 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 38% of ClearCheckbook's written reviews are positive against 62% of Transactions's.

UpkeepUpdate frequency

ClearCheckbook ships an update fortnightly, Transactions every 8 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
ClearCheckbook versus Transactions: the parameters behind the verdict, then further details
ParameterClearCheckbookTransactions
PriceFreeFree
Rating3.1 (153 ratings)4.4 (17 ratings) — better
Positive reviews37.5% of reviews61.5% of reviews — better
Number of ratings153 — better17
Update frequencyFortnightlyEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size105 MB39 MB
Age rating4+4+
DeveloperSiliconTrance, LLCBit Flip LLC

Customer experience

ClearCheckbook

All ratings153 ratings
Positive45.8%
Neutral11.1%
Negative43.1%
Written reviews96 reviews
Positive37.5%
Neutral15.6%
Negative46.9%

Transactions

All ratings17 ratings
Positive82.4%
Neutral5.9%
Negative11.8%
Written reviews13 reviews
Positive61.5%
Neutral7.7%
Negative30.8%

Bugs and requests

ClearCheckbook

Reported bugs

14 issues
  • Transactions fail to sync between devices
  • Duplicate entries appearing in register
  • Balance not updating after adding transactions
  • App crashes when adding transactions
  • Spinning loading wheel that never stops
Show 9 more
  • Transactions randomly assigned to wrong accounts
  • Decimal point input not functioning properly
  • Missing transactions from months ago
  • Reconciliation checkmark color change too subtle
  • Categories not displaying on smaller screens
  • Auto-sync not working, requires manual refresh
  • Data disappearing from accounts
  • App incompatibility with older iOS versions
  • Account creation causing app crashes

Requested features

12 requests
  • Dark mode option
  • Receipt photo attachment capability
  • Envelope budgeting gadget on mobile app
  • Auto-complete for payee descriptions
  • Better category management and easier category addition
Show 7 more
  • Note section for transactions
  • Larger UI sections on web version
  • Automatic bank account linking and sync
  • Split screen compatibility for reconciliation
  • Better reconciliation visual indicators (green highlighting)
  • Improved search by date range
  • Balance information display on transactions page

Transactions

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

ClearCheckbook

One-time1
  • Mobile Premium Upgrade$4.99
2 purchases

Transactions

Subscriptions2
  • Finance Kit Pro Monthly$2.991 Month
  • Finance Kit Pro Yearly7 Days trial$29.991 Year

Questions

Is ClearCheckbook free?
ClearCheckbook is free to download, with in-app purchases available.
Is Transactions free?
Transactions is free to download, with in-app purchases available.
Which has better reviews, ClearCheckbook or Transactions?
Transactions is rated higher. ClearCheckbook averages 3.1 out of 5 from 153 ratings, while Transactions averages 4.4 from 17 ratings.
Do ClearCheckbook or Transactions have ads?
Neither ClearCheckbook nor Transactions shows ads.
Which is updated more often, ClearCheckbook or Transactions?
ClearCheckbook ships an update fortnightly, and Transactions every 8 days. Most recently, ClearCheckbook was updated on November 1, 2026 and Transactions on November 3, 2026.

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