ClearCheckbook vs SpendSavvy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ClearCheckbook
Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.
- View account balances and transaction history
- Add and edit transactions
- Organize accounts and categories
- Set budgets and reminders
- Track bill payments
- Project future balances
- Spending tracker
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ClearCheckbook is a powerful and easy-to-use financial management app that syncs seamlessly with your ClearCheckbook.com account. The app provides tools that help you manage your finances including: - Instantly view account balances and transaction history - Add and edit transactions on the go - Create and organize accounts and categories to fit your needs - Set budgets, reminders, and recurring transactions - Track your bill payments so you never miss paying a bill - Project future balances and use our spending tracker All your data is securely backed up and accessible across all of your devices via ClearCheckbook.com.
SpendSavvy
This AI-powered app helps you save money by scanning receipts to track spending, compare prices, and offer personalized savings tips. It provides budget tracking and insights to help you spend smarter and avoid overpaying.
- AI receipt scanning
- Price comparison across retailers
- Budget tracking and forecasting
- Personalized savings tips
- Spending insights and reports
- Secure data storage
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SpendSavvy is your AI-powered savings companion. Snap a photo of any receipt and let AI do the rest — extract every item, compare prices across retailers, and coach you to spend smarter. RECEIPT SCANNING • Scan any printed receipt in seconds — grocery, restaurant, gas, retail • AI extracts all items, prices, and totals automatically • Works with faded, crumpled, and long receipts PRICE COMPARISON • See where your purchased items cost less at nearby retailers • Direct links to stores with lower prices • 30-day price trend charts for items you buy regularly • Price drop alerts so you never overpay again BUDGET TRACKING • Set monthly budgets by category • Real-time spending progress with visual breakdowns • Spending forecasts so you know when you're on track • Top merchants and category insights at a glance AI CHAT ASSISTANT • Ask anything about your spending • Get personalized savings tips based on your actual receipts • Understand your habits and find opportunities to save REPORTS & INSIGHTS • Monthly spending summaries with trends • Category breakdowns and top merchants • Savings opportunities identified automatically SECURITY • Face ID / Touch ID protection • Encrypted cloud storage • Row-level security — your data is yours only • We never sell your data Free plan includes 20 receipt scans and 10 AI Chat messages per month. Upgrade to Pro for unlimited scans, price comparison, and advanced insights. Pro: $5.99/month or $39.99/year (save 44%) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: SpendSavvy at 100% against ClearCheckbook's 38%. SpendSavvy also leads on rating (5.0 vs 3.1). ClearCheckbook's advantage is ratings volume (153 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ClearCheckbook sells 1 one-off in-app purchase and SpendSavvy sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
SpendSavvy holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: ClearCheckbook has 153 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 38% of ClearCheckbook's written reviews are positive against 100% of SpendSavvy's.
ClearCheckbook ships an update fortnightly, SpendSavvy every 10 days. The most recent releases landed on November 10, 2026 and November 5, 2026 respectively.
| Parameter | ClearCheckbook | SpendSavvy |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (153 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 37.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 153 — better | 5 |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 108 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | SiliconTrance, LLC | SpendSavvy LLC |
Customer experience
ClearCheckbook
SpendSavvy
Bugs and requests
ClearCheckbook
Reported bugs
14 issues- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops
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- Transactions randomly assigned to wrong accounts
- Decimal point input not functioning properly
- Missing transactions from months ago
- Reconciliation checkmark color change too subtle
- Categories not displaying on smaller screens
- Auto-sync not working, requires manual refresh
- Data disappearing from accounts
- App incompatibility with older iOS versions
- Account creation causing app crashes
Requested features
12 requests- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition
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- Note section for transactions
- Larger UI sections on web version
- Automatic bank account linking and sync
- Split screen compatibility for reconciliation
- Better reconciliation visual indicators (green highlighting)
- Improved search by date range
- Balance information display on transactions page
SpendSavvy
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ClearCheckbook
- Mobile Premium Upgrade$4.99
SpendSavvy
- SpendSavvy Pro$5.991 Month
- SpendSavvy Pro$39.991 Year
Questions
Is ClearCheckbook free?
Is SpendSavvy free?
Which has better reviews, ClearCheckbook or SpendSavvy?
Do ClearCheckbook or SpendSavvy have ads?
Which is updated more often, ClearCheckbook or SpendSavvy?
Other comparisons
