BEA Mobile 東亞手機銀行 vs Chong Hing Mobile Banking

The new cutting-edge BEA Mobile Fulfil your financial needs with one app Protection at your fingertips - Browse your insurance summary to find the travel protection and personal accident coverage that meet your needs, and easily purchase plans to attain peace of mind Pay bills at ease - Settle your credit card, telecommunications, insurance and merchant bills in just a few steps Place time deposits in a flash - Instantly look up rates, open time deposits, make withdrawals and set maturity instructions from the app Get more from your BEA credit card - Apply for and activate a new card, set payment instructions, settle your balance, and browse card offers and rewards Simplified personal loan and mortgage applications - Just fill in a short application form and a specialist will be in touch to complete the process—it’s that easy! Update limits, passwords and personal information - Instantly change transaction and withdrawal limits - Reset your BEA Online password, ATM card PIN and phone banking PIN - Keep your email and address up to date Important note: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. Issued by The Bank of East Asia, Limited

Chong Hing Mobile Banking has been upgraded. With simple interface and comprehensive improvements to product functions, the upgrade design tailors customers ‘financial needs, providing customers with a smoother online financial management experience. 1.Updated interface design • Provide the Stylish and Simplified Interfaces for customer to select from • Add search function for customer to reach the desired features • Strengthen interface reminders to guide customer to complete entire transaction smoothly • "Save" function on completion page of financial transactions, for customer to view transaction record screenshots in photo album of mobile device 2.Other functions • Add remote account opening function for customer to open account online • New feature to activate Internet Banking services with credit card, allowing customers who only hold the Bank’s credit card to activate Internet Banking Services • New feature to view outstanding balance of credit card • New feature to amend Logon ID with Mobile Token authentication 3.Added types of account for overview • Add deposit, fixed deposit, loan, credit card and investment accounts in different tabs for overview • Provide shortcut keys for commonly used transactions • Enhance display of investment products • Provide dormant account reactivation service 4.Enhanced transfer services • Register payee during transfer transaction, no need to register again in the future • Provide“Another Instruction” option in Internet Banking Transaction Enquiry to facilitate multiple transfers • Activate Mobile Token service to conduct high-risk transactions to secure account safety • Provide transaction limit setting service • Provide FPS addressing service 5.New services for Bill Payment • Register commonly used bill payment merchant(s) to pay bills • Set up forward-dated payment instruction(s) to complete scheduled payment • Enquire registered merchant(s) in single list • View online payment record and track payment status 6.Foreign currency exchange and fixed deposit placement services • Add foreign currency exchange fixed deposit service • Selected customer can view preferential exchange rate and the amount saved on the foreign currency exchange transaction page • Enable sharing of favorable foreign exchange rates to friends 7.New interface for fund trading • Enhanced fund trading page • Optimise and integrate fund transaction information