BEA Mobile 東亞手機銀行 vs LazyDeposit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BEA Mobile 東亞手機銀行
Manage your finances conveniently with this app. It allows you to browse insurance, pay bills, open time deposits, manage credit cards, and apply for loans. You can also update personal information and security settings.
- Insurance summary and purchase
- Bill payments
- Time deposit management
- Credit card services
- Loan applications
- Limit and password updates
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The new cutting-edge BEA Mobile Fulfil your financial needs with one app Protection at your fingertips - Browse your insurance summary to find the travel protection and personal accident coverage that meet your needs, and easily purchase plans to attain peace of mind Pay bills at ease - Settle your credit card, telecommunications, insurance and merchant bills in just a few steps Place time deposits in a flash - Instantly look up rates, open time deposits, make withdrawals and set maturity instructions from the app Get more from your BEA credit card - Apply for and activate a new card, set payment instructions, settle your balance, and browse card offers and rewards Simplified personal loan and mortgage applications - Just fill in a short application form and a specialist will be in touch to complete the process—it’s that easy! Update limits, passwords and personal information - Instantly change transaction and withdrawal limits - Reset your BEA Online password, ATM card PIN and phone banking PIN - Keep your email and address up to date Important note: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. Issued by The Bank of East Asia, Limited
LazyDeposit
This app simplifies saving money by leveraging AI to help users find high-interest deposit opportunities. It offers a streamlined approach to managing finances and maximizing returns with ease.
- AI-driven interest rate exploration
- High-yield deposit combination calculation
- Simplified savings solutions
- Easy access to high-interest opportunities
- Financial technology innovation
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LazyDeposit「懶人存款」 APP，我們致力於不斷探索AI技術與生成式模型在金融科技領域的創新應用，讓每一位用戶都能輕松享受科技帶來的生活革新與便捷。我們自豪地推出懶人式存款解決方案，讓存錢變得前所未有的簡單，更是讓每位用戶都能輕松實現懶人式存錢，輕松把握每一次高息收益的機遇。
Screenshots
Verdict
The clearest difference is review sentiment: LazyDeposit at 100% against BEA Mobile 東亞手機銀行's 29%. LazyDeposit also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). BEA Mobile 東亞手機銀行's advantage is ratings volume (456 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LazyDeposit holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: BEA Mobile 東亞手機銀行 has 456 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 29% of BEA Mobile 東亞手機銀行's written reviews are positive against 100% of LazyDeposit's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | BEA Mobile 東亞手機銀行 | LazyDeposit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (456 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 29.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 456 — better | 3 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 175 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | The Bank of East Asia, Limited | Fortune Plus Fintech Limited |
Customer experience
BEA Mobile 東亞手機銀行
LazyDeposit
Bugs and requests
BEA Mobile 東亞手機銀行
Reported bugs
114 issues- Screen turning white during content loading
- App keeps showing system is under maintenance
- App fails to download
- Mortgage part unable to open
- Credit card data read failure
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- Inbox function loads for over a minute
- Log on button is greyed out
- iToken push notifications never arrive
- QR code keeps expiring
- App has no function about credit card
- Credit card cannot be activated
- Cannot add credit card to Apple Pay using the app
- No way to show total spending for a period
- ATM card not received after 2 months
- Mortgage agent too lazy to follow up
- Mobile app can't login due to system upgrade
- System upgrade during business hours
- App always crashes
- Crashes during transfer
- Crashes during cardless withdrawal
- Wrong information of in-app bank statement
- Unable to open the app after updated to iOS 15
- App not stable
- Hardly load e-statement
- Doesn't always work
- Sometimes can't even login with Face ID
- Keeps showing "high usage and try again later"
- Login screen freezes
- User interface is horrifying
- Need three extra steps to see balance
- Cannot save or print statements
- Keeps showing loading
- Force update repeatedly shows error/unsuccessful message
- App always crashes
- Slowest and buggiest app
- Rubbish design
- User-unfriendly keyboard
- Wrong information of bank statement
- Unable to open after iOS 15
- Pages stuck after updated to iOS 12.2
- FaceID record lost after update
- Onscreen keyboard for password has display issues
- White screen appears during login
- No biometric function after app update
- Clumsy reauthentication process
- Doesn't support iPhone 6
- Cannot check e-statements
- Requires filling in details again after update
- No notifications for account movements
- Slow performances after update
- Can't make any transfer
- Can't pay bill
- Can't log out
- Always asking to upgrade but no new version available
- Keep asking to update to the latest version when it is already done
- Cannot open, keeps asking to update
- Cannot open app, asked to update but already did
- Bad aesthetics, blurry graphics
- Connection problem with mobile banking
- Amount field allows alphabets
- Activation part only works if you have a HK mobile number
- Login screen missing username column on iPad
- App jumps to main page when entering password
- Loading page when switching biometric authentication
- Doesn't display payees for bill payment
- Login info doesn't work after update
- Cannot login after upgrade
- Risk Assessment is done but it still gives an error when trading
- Account locked after three incorrect password attempts
- Cannot input password
- Cannot use app on iPhone 6
- Frequent and non-stop updates
- Slow opening the app
- Slow response
- Confusing user interface
- App always logs out in less than 1 minute
- Poor onboarding process
- Handshake error
- Fails to work after update
- App leaves only info on one card after each update
- Unable to see credit card info of all cards
- Credit card activation took forever to load
- No notifications for deposits or withdrawals
- App requires update before use
- Login info doesn't work after update
- Cannot login after upgrade
- Pages stuck after iOS 12.2 update
- FaceID record lost after update
- Onscreen keyboard for password has display issues
- White screen appears during login
- No biometric function after app update
- Clumsy reauthentication process
- Doesn't support iPhone 6
- Cannot check e-statements
- Requires filling in details again after update
- No notifications for account movements
- Slow performances after update
- Can't make any transfer
- Can't pay bill
- Can't log out
- Always asking to upgrade but no new version available
- Keep asking to update to the latest version when it is already done
- Cannot open, keeps asking to update
- Cannot open app, asked to update but already did
- Bad aesthetics, blurry graphics
- Connection problem with mobile banking
- Amount field allows alphabets
- Activation part only works if you have a HK mobile number
- Login screen missing username column on iPad
- App jumps to main page when entering password
- Loading page when switching biometric authentication
- Doesn't display payees for bill payment
- Login info doesn't work after update
- Cannot login after upgrade
Requested features
30 requests- Make IPO application function available
- Improve user-friendliness and mobile-centricity
- Add facial recognition login
- Improve mortgage section loading
- Allow viewing credit card data
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- Improve inbox loading speed
- Add credit card functionality
- Allow credit card activation
- Enable adding credit card to Apple Pay
- Show total spending for selected periods
- Improve iToken push notifications
- Simplify password requirements
- Add notifications for deposits and withdrawals
- Improve e-statement saving and printing
- Improve bill payment payee display
- Allow adding credit card to wallet
- Fix username column display on iPad
- Improve precious metals and forex trading interface
- Allow users to choose when to update
- Improve biometric authentication process
- Add support for older iPhones
- Improve UI and UX
- Allow default view of more transactions
- Add dark mode
- Improve ATM locator to include other networks
- Make app more artistic/modern color scheme
- Allow overseas residents to use app
- Allow entering only numbers in amount field
- Improve security features
- Add useful reminders for credit cards and bills
LazyDeposit
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BEA Mobile 東亞手機銀行
No in-app purchases
LazyDeposit
No in-app purchases
Questions
Is BEA Mobile 東亞手機銀行 free?
Is LazyDeposit free?
Which has better reviews, BEA Mobile 東亞手機銀行 or LazyDeposit?
Do BEA Mobile 東亞手機銀行 or LazyDeposit have ads?
Which is updated more often, BEA Mobile 東亞手機銀行 or LazyDeposit?
Other comparisons
