Maps CU vs OnPoint Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Maps CU
Manage your finances on the go with this banking app. Check balances, review transactions, transfer funds, and pay bills securely. Easily locate ATMs and branches.
- View account balances
- Review transactions
- Transfer money
- Pay bills
- Find ATMs and branches
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Maps Credit Union is there for you wherever you go! Keep up to date with your balances, view your transactions and canceled checks, transfer money, pay bills, find an ATM or branch location, and more. Free, easy and secure.
OnPoint Mobile
Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.
- Secure sign-in with biometrics
- Bill management and payments
- Send money to contacts
- Account fund transfers
- Card management (travel notifications, freeze)
- Mobile check deposit
- Transaction search and eStatements
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One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime. With OnPoint Mobile you can: • Sign in securely with Touch ID and Face ID (on supported devices). • Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills. • Send money to anyone in the U.S. with a phone number or email address. • Transfer funds between your OnPoint accounts and your accounts at other financial institutions. • Set travel notifications for your OnPoint debit or credit cards. • Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced). • Deposit checks without the need to visit a branch or ATM. • View cleared check images and mobile deposit check images. • Customize account nicknames, preferences, and alerts. • Search transactions to quickly and easily find a specific transaction without endless scrolling. • View eStatements. Additionally, business members can: • Add entitled users and set and control their access rights and limits. • Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)
Screenshots
Verdict
Maps CU and OnPoint Mobile both sit at 4.7 stars, but that hides the real split: 89% of OnPoint Mobile's written reviews are positive against 58% of Maps CU's. Maps CU's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Maps CU against 4.6 for OnPoint Mobile. Both are backed by a comparable volume of ratings — 8.3K and 24K respectively. Written reviews are what separate them: 58% of Maps CU's written reviews are positive against 89% of OnPoint Mobile's.
Maps CU ships an update monthly, OnPoint Mobile every 2 months. Both last shipped on October 17, 2026.
| Parameter | Maps CU | OnPoint Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (8.3K ratings) — better | 4.6 (24K ratings) |
| Positive reviews | 57.8% of reviews | 88.6% of reviews — better |
| Number of ratings | 8.3K | 24K — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 33 MB | 133 MB |
| Age rating | 4+ | 4+ |
| Developer | Maps CU | OnPoint Community Credit Union |
Customer experience
Maps CU
OnPoint Mobile
User reviews
Maps CU
From 8.3K App Store ratingsWhat we love
- 💳 Convenient mobile banking features
- 💸 Competitive interest rates and fees
- 🤝 Excellent customer service
- 🗓️ Easy account management and bill pay
- 🏦 Reliable credit union with long history
Room to improve
- 🐛 Frequent mobile deposit issues
- ⏱️ Slow app performance and frequent maintenance
- 🔒 Inconsistent security features (e.g. Touch ID)
- 🔍 Difficult to navigate and find information
- 💰 Unexpected fees and account charges
OnPoint Mobile
From 24K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Convenient mobile banking features
- 🔒 Robust security with biometric login
- 💡 Helpful customer service
Room to improve
- 🐛 Buggy mobile deposit feature
- ⏱️ Slow transaction updates
- 🔀 Confusing account management
- 🤔 Lack of customization options
Bugs and requests
Maps CU
Reported bugs
4 issues- Mobile deposit not compatible with newer phones
- Frequent app crashes and login issues
- Inaccurate account balance information
- Unable to change contact information in the app
Requested features
5 requests- Add Zelle integration
- Improve mobile deposit functionality
- Implement biometric login options
- Enhance app UI and user experience
- Provide better transparency on fees and policies
OnPoint Mobile
Reported bugs
4 issues- Mobile app crashes and freezes
- Inconsistent behavior when switching between app and website
- Transactions disappearing from account history
- Unreliable mobile deposit process
Requested features
4 requests- Add option to change default mobile deposit category
- Improve bill pay functionality with better scheduling and tracking
- Allow users to rearrange account order and hide unused accounts
- Implement real-time transaction updates and pending indicators
In-app purchases
Maps CU
No in-app purchases
OnPoint Mobile
No in-app purchases
Questions
Is Maps CU free?
Is OnPoint Mobile free?
Which has better reviews, Maps CU or OnPoint Mobile?
Do Maps CU or OnPoint Mobile have ads?
Which is updated more often, Maps CU or OnPoint Mobile?
Other comparisons
