Comparison

DBS Card+ HK vs 積金局個人帳戶電子查詢 (MPFA ePA)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS Card+ HK

Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.

Highlights
  • Instant credit card applications
  • Scan & Pay for bills and transfers
  • Split purchases with Flexi Shopping
  • Exclusive rewards and offers
  • Manage credit and spending limits
  • Instant card replacement
Features
Read full description

DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong

About

積金局個人帳戶電子查詢 (MPFA ePA)

This app allows MPF scheme members to electronically check their personal MPF accounts anytime. It provides access to trustee contact information, fund fee details, and the latest MPFA news for easy account management.

Highlights
  • Electronic MPF personal account lookup
  • Access MPF trustee contact information
  • View MPF fund fee details
  • Browse latest MPFA news
  • Easy MPF account management
Features
Read full description

The e-Enquiry of Personal Account (“ePA”) is an electronic platform established by the Mandatory Provident Fund Schemes Authority (“MPFA”) to provide an easy-accessible channel for members of MPF schemes to look up their own MPF personal accounts at any time. Hong Kong Identity Card holders can register for the ePA service. Apart from checking your own MPF Personal Account(s), you can also access the contact information of MPF trustees, information on Fees of MPF Funds and browsing latest MPF news from MPFA, for your easy management of your MPF accounts.

Screenshots

DBS Card+ HK4 screens
積金局個人帳戶電子查詢 (MPFA ePA)4 screens

Verdict

The call

The clearest difference is review sentiment: DBS Card+ HK at 56% against 積金局個人帳戶電子查詢 (MPFA ePA)'s 3%. DBS Card+ HK also leads on rating (4.8 vs 3.0) and ratings volume (265 vs 3). 積金局個人帳戶電子查詢 (MPFA ePA)'s advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DBS Card+ HK holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: DBS Card+ HK has 265 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 56% of DBS Card+ HK's written reviews are positive against 3% of 積金局個人帳戶電子查詢 (MPFA ePA)'s.

UpkeepUpdate frequency

DBS Card+ HK ships an update every 6 weeks, 積金局個人帳戶電子查詢 (MPFA ePA) every 4 months. Both last shipped on September 23, 2026.

Scorecard5 real differences · 5 level
DBS Card+ HK versus 積金局個人帳戶電子查詢 (MPFA ePA): the parameters behind the verdict, then further details
ParameterDBS Card+ HK積金局個人帳戶電子查詢 (MPFA ePA)
PriceFreeFree
Rating4.8 (265 ratings) — better3.0 (3 ratings)
Positive reviews56.5% of reviews — better3.4% of reviews
Number of ratings265 — better3
Update frequencyEvery 6 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.815.0 — better
Further details — not scored
Size244 MB17 MB
Age rating4+4+
DeveloperDBS Bank (Hong Kong) LimitedMPFA

Customer experience

DBS Card+ HK

All ratings265 ratings
Positive96.2%
Neutral1.5%
Negative2.3%
Written reviews62 reviews
Positive56.5%
Neutral4.8%
Negative38.7%

積金局個人帳戶電子查詢 (MPFA ePA)

All ratings3 ratings
Positive33.3%
Neutral33.3%
Negative33.3%
Written reviews58 reviews
Positive3.4%
Neutral1.7%
Negative94.8%

In-app purchases

None

DBS Card+ HK

No in-app purchases

None

積金局個人帳戶電子查詢 (MPFA ePA)

No in-app purchases

Questions

Is DBS Card+ HK free?
DBS Card+ HK is free to download, with no in-app purchases.
Is 積金局個人帳戶電子查詢 (MPFA ePA) free?
積金局個人帳戶電子查詢 (MPFA ePA) is free to download, with no in-app purchases.
Which has better reviews, DBS Card+ HK or 積金局個人帳戶電子查詢 (MPFA ePA)?
DBS Card+ HK is rated higher. DBS Card+ HK averages 4.8 out of 5 from 265 ratings, while 積金局個人帳戶電子查詢 (MPFA ePA) averages 3.0 from 3 ratings.
Do DBS Card+ HK or 積金局個人帳戶電子查詢 (MPFA ePA) have ads?
Neither DBS Card+ HK nor 積金局個人帳戶電子查詢 (MPFA ePA) shows ads.
Which is updated more often, DBS Card+ HK or 積金局個人帳戶電子查詢 (MPFA ePA)?
DBS Card+ HK ships an update every 6 weeks, and 積金局個人帳戶電子查詢 (MPFA ePA) every 4 months. Most recently, DBS Card+ HK was updated on September 23, 2026 and 積金局個人帳戶電子查詢 (MPFA ePA) on September 23, 2026.

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