Comparison

DBS Card+ HK vs BEA UK 東亞英國分行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS Card+ HK

Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.

Highlights
  • Instant credit card applications
  • Scan & Pay for bills and transfers
  • Split purchases with Flexi Shopping
  • Exclusive rewards and offers
  • Manage credit and spending limits
  • Instant card replacement
Features
Read full description

DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong

About

BEA UK 東亞英國分行

Manage your bank accounts, find product information, and access mobile banking services securely. View balances, make payments, manage fixed deposits, and more. Access e-statements for up to five years.

Highlights
  • Secure biometric login
  • View account balances
  • Make domestic/overseas payments
  • Access e-statements (up to 5 years)
  • Manage fixed deposits
  • Transfer funds
  • Change PIN
Features
Read full description

The BEA UK Mobile app allows you to manage your bank accounts and to find information about our products and services from the palm of your hand. You do not need to be a BEA customer to use the app but you will need to log in with your credentials to enjoy our Mobile Banking service. Mobile Banking Service Features: - Fast and secure login with biometric authentication - View account balance and make transaction enquiries - Make domestic/overseas payments with i-Token service* - E-statements are available online for up to 5 years - View/create/amend fixed time deposits - Manage payees - Transfer funds between your accounts - View and amend scheduled transfers/payments - Make cross-currency transfers - Change PIN - View summary of direct debit instructions - View webmail messages *If logging in via SMS One-Time Password, payments are restricted to pre-registered payees only. Important information We do not charge you for using this app or for the Mobile Banking Service. However, your Mobile network provider may charge you for data used when accessing the service. We suggest you ask your network provider if there will be any charges. By downloading this Application, you are accepting the Application Terms of Use which can be viewed at http://www.hkbea.co.uk/BEAUKApp.html

Screenshots

DBS Card+ HK4 screens
BEA UK 東亞英國分行4 screens

Verdict

The call

The clearest difference is monetization model: BEA UK 東亞英國分行 at free against DBS Card+ HK's free with in-app purchases. DBS Card+ HK's advantage is review sentiment (56% vs 33%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DBS Card+ HK ships an update every 2 months, BEA UK 東亞英國分行 every 6 weeks. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
DBS Card+ HK versus BEA UK 東亞英國分行: the parameters behind the verdict, then further details
ParameterDBS Card+ HKBEA UK 東亞英國分行
PriceFreeFree
Rating4.8 (276 ratings) — better—
Positive reviews55.6% of reviews — better33.3% of reviews
Number of ratings276 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.815.0 — better
Further details — not scored
Size244 MB31 MB
Age rating4+4+
DeveloperDBS Bank (Hong Kong) LimitedThe Bank of East Asia, Limited

Customer experience

DBS Card+ HK

All ratings276 ratings
Positive96.4%
Neutral1.4%
Negative2.2%
Written reviews63 reviews
Positive55.6%
Neutral4.8%
Negative39.7%

BEA UK 東亞英國分行

Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

DBS Card+ HK

No in-app purchases

None

BEA UK 東亞英國分行

No in-app purchases

Questions

Is DBS Card+ HK free?
DBS Card+ HK is free to download, with no in-app purchases.
Is BEA UK 東亞英國分行 free?
BEA UK 東亞英國分行 is free to download, with no in-app purchases.
Do DBS Card+ HK or BEA UK 東亞英國分行 have ads?
Neither DBS Card+ HK nor BEA UK 東亞英國分行 shows ads.
Which is updated more often, DBS Card+ HK or BEA UK 東亞英國分行?
DBS Card+ HK ships an update every 2 months, and BEA UK 東亞英國分行 every 6 weeks. Most recently, DBS Card+ HK was updated on October 8, 2026 and BEA UK 東亞英國分行 on October 5, 2026.

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