Comparison

Skyla Mobile vs CTFCU Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Skyla Mobile

Manage your finances conveniently from your mobile device. View account activity, transfer funds, deposit checks, pay bills, and control your cards. Securely message support and apply for loans on the go.

Highlights
  • View account activity
  • Analyze spending
  • Transfer funds
  • Deposit checks
  • Pay bills
  • Control cards
  • Apply for loans
Features
Read full description

Skyla Mobile Banking allows you to view account activity and analyze spending, make transfers and deposit checks, pay bills and make loan payments, control your cards, apply for loans, and find and chat with us – all while on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Mobile Deposit - Bill Pay - Card Controls - Skip-A-Pay - Secure Messaging for Support

About

CTFCU Mobile Banking

Manage your personal finances with this secure and fast banking app. Open accounts, apply for loans, check balances, transfer funds, pay bills, and control your cards. Locate branches and ATMs, and easily contact customer service.

Highlights
  • Open accounts
  • Apply for loans
  • Check balances
  • Transfer funds
  • Pay bills
  • Manage cards
  • Locate branches/ATMs
Features
Read full description

The CTFCU Mobile Banking App is a free, fast, and secure account management tool empowering you to manage your personal finances. Features Include: • Open an account • Apply for a loan • Check balances • View account details • Transfer funds between accounts • Manage account alerts • Pay bills • Make loan payments • Control CTFCU debit and credit cards • Locate CTFCU branches and ATMs • Contact Us for service

Screenshots

Skyla Mobile4 screens
CTFCU Mobile Banking4 screens

Verdict

The call

Skyla Mobile and CTFCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 74% of CTFCU Mobile Banking's written reviews are positive against 31% of Skyla Mobile's. Skyla Mobile's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Skyla Mobile against 4.9 for CTFCU Mobile Banking. Both are backed by a comparable volume of ratings — 2.2K and 5.1K respectively. Written reviews are what separate them: 31% of Skyla Mobile's written reviews are positive against 74% of CTFCU Mobile Banking's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
Skyla Mobile versus CTFCU Mobile Banking: the parameters behind the verdict, then further details
ParameterSkyla MobileCTFCU Mobile Banking
PriceFreeFree
Rating4.8 (2.2K ratings)4.9 (5.1K ratings) — better
Positive reviews31.0% of reviews74.0% of reviews — better
Number of ratings2.2K5.1K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size126 MB180 MB
Age rating4+4+
DeveloperSkyla Federal Credit UnionCarolinas Telco Federal Credit Union

Customer experience

Skyla Mobile

All ratings2,160 ratings
Positive95.2%
Neutral1.5%
Negative3.3%
Written reviews116 reviews
Positive31.0%
Neutral7.8%
Negative61.2%

CTFCU Mobile Banking

All ratings5,061 ratings
Positive97.9%
Neutral1.2%
Negative0.9%
Written reviews50 reviews
Positive74.0%
Neutral6.0%
Negative20.0%

User reviews

Skyla Mobile

From 2.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Comprehensive features
  • 💡 Budgeting tools
  • 🚀 Quick mobile deposits
  • 👍 Seamless account management

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues and account lockouts
  • 🐛 Unreliable mobile deposit
  • 🐛 Calendar/date selection bugs
  • 🐛 Inconsistent app performance

CTFCU Mobile Banking

From 5.1K App Store ratings

What we love

  • 👍 Convenient mobile banking
  • 💡 Ability to check balances and pay bills
  • 👍 Easy to use app
  • 👍 Reliable and secure
  • 👍 Great for older users

Room to improve

  • 🐛 App crashes and freezes
  • 🐛 Slow to load and unresponsive
  • 🐛 Issues with mobile check deposit
  • 🔒 Inconvenient login process

Bugs and requests

Skyla Mobile

Reported bugs

5 issues
  • App not loading or freezing
  • Blank screens and unexpected errors
  • Inability to change phone number
  • Disappearing mobile deposit feature
  • Calendar/date picker issues

Requested features

5 requests
  • Restore landscape mode on iPad
  • Add external account transfer functionality
  • Implement Zelle integration
  • Improve Zelle payment reliability
  • Provide a built-in calculator

CTFCU Mobile Banking

Reported bugs

3 issues
  • App not compatible with newer devices
  • Inability to switch between multiple accounts on iPhone
  • Inconsistent credit card information display

Requested features

5 requests
  • Add Zelle transfer capability
  • Improve app performance and stability
  • Implement Face ID/Touch ID login
  • Provide real-time transfers and bill pay
  • Offer a dark mode option

In-app purchases

None

Skyla Mobile

No in-app purchases

None

CTFCU Mobile Banking

No in-app purchases

Questions

Is Skyla Mobile free?
Skyla Mobile is free to download, with no in-app purchases.
Is CTFCU Mobile Banking free?
CTFCU Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Skyla Mobile or CTFCU Mobile Banking?
CTFCU Mobile Banking is rated higher. Skyla Mobile averages 4.8 out of 5 from 2.2K ratings, while CTFCU Mobile Banking averages 4.9 from 5.1K ratings.
Do Skyla Mobile or CTFCU Mobile Banking have ads?
Neither Skyla Mobile nor CTFCU Mobile Banking shows ads.
Which is updated more often, Skyla Mobile or CTFCU Mobile Banking?
Skyla Mobile ships an update monthly, and CTFCU Mobile Banking monthly. Most recently, Skyla Mobile was updated on October 20, 2026 and CTFCU Mobile Banking on October 18, 2026.

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