Comparison

Citizens Bank Mobile Banking vs EOB Keeper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citizens Bank Mobile Banking

Manage your finances on the go with this banking app. View account balances, deposit checks remotely, transfer funds, and pay bills securely. It offers a convenient way to handle your banking needs anytime, anywhere.

Highlights
  • View account balances and activity
  • Deposit checks via photos
  • Transfer money between accounts
  • Send money with Zelle®
  • Manage and pay bills
  • Freeze/unfreeze debit cards
Features
Read full description

Get ready to manage your money – anytime, anywhere – from the convenience of your mobile device. Manage Accounts - See up-to-date balances and account activity - Freeze and unfreeze debit cards Deposit Checks - Snap photos of your checks for easy deposit - Get same-business day credit on deposits made by 10 pm ET Transfer Money - Make transfers between Citizens accounts and to non-Citizens accounts - Send money securely with Zelle® Pay Bills - Manage all your bills in one place - See payment history - Add and pay any company Plus, your finances are protected with the Citizens Bank Online Guarantee.® DISCLOSURES: To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Don't use Zelle® to send money to people you don't know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Savings Tracker is Subject to account eligibility. Only available on the Citizens Bank Mobile Banking application. Text and data rates may apply. ©2026 Citizens Financial Group, Inc. All rights reserved.
Citizens is a brand name of Citizens Bank, N.A. Member FDIC

About

EOB Keeper

Features
Read full description

EOB Keeper is the offline iPhone app for the 100 million Americans drowning in medical bills, EOBs, and surprise charges. It scans your insurance EOB and the matching provider bill, pairs them automatically, and warns you when you're being charged more than the EOB allowed. The pain is real. 41% of US adults carry medical debt. 26% of insured adults got a surprise bill last year. And the apps that exist to help — Reclaim, BillMD, My Medical Receipts — either don't work, require an account, or upload your PHI to a server. What EOB Keeper does: — Scan EOBs and bills using on-device VisionKit OCR. Provider, date, codes, amounts. Nothing leaves the phone. — Auto-pair EOB to provider bill by date and service code. Get a green check when amounts match. Get a red flag when the provider is charging you more than the EOB allowed. — Deductible & out-of-pocket gauge per family member. Watch your $4,000 deductible burn in real time as you add visits. — Appeal-deadline reminders. The No Surprises Act gives you 120 days to dispute. EOB Keeper schedules a local notification so you don't miss it. — Per-member receipts archive with PDF export — your HSA reimbursement folder, ready to go. No account. No cloud. No PHI on a third-party server. Just the matching engine the broken Reclaim app promised but never delivered. Made by All Things AI — a small team that builds the tools and apps we wish existed. Questions or feedback? Visit https://allthingsn.com/apps/eob-keeper/support/ — we read every message. Privacy Policy: https://allthingsn.com/apps/eob-keeper/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Citizens Bank Mobile Banking4 screens
EOB Keeper4 screens

Verdict

The call

Citizens Bank Mobile Banking and EOB Keeper are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Citizens Bank Mobile Banking versus EOB Keeper: the parameters behind the verdict, then further details
ParameterCitizens Bank Mobile BankingEOB Keeper
PriceFreeFree
Rating4.8 (750K ratings) — better—
Positive reviews56.5% of reviews—
Number of ratings750K — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size320 MB1 MB
Age rating4+4+
DeveloperCitizens Bank, N.A.All Things AI, Inc

Bugs and requests

Citizens Bank Mobile Banking

Reported bugs

5 issues
  • Login issues
  • Unreliable mobile deposit
  • Zelle not working
  • Delayed transaction posting
  • Frequent crashes and errors

Requested features

4 requests
  • Update the app design and layout
  • Bring back the widget
  • Add dark mode
  • Improve credit card integration

EOB Keeper

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Citizens Bank Mobile Banking

No in-app purchases

None

EOB Keeper

No in-app purchases

Questions

Is Citizens Bank Mobile Banking free?
Citizens Bank Mobile Banking is free to download, with no in-app purchases.
Is EOB Keeper free?
EOB Keeper is free to download, with no in-app purchases.
Do Citizens Bank Mobile Banking or EOB Keeper have ads?
Neither Citizens Bank Mobile Banking nor EOB Keeper shows ads.

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