Citizens Bank Mobile Banking vs EOB Keeper
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citizens Bank Mobile Banking
Manage your finances on the go with this banking app. View account balances, deposit checks remotely, transfer funds, and pay bills securely. It offers a convenient way to handle your banking needs anytime, anywhere.
- View account balances and activity
- Deposit checks via photos
- Transfer money between accounts
- Send money with Zelle®
- Manage and pay bills
- Freeze/unfreeze debit cards
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Get ready to manage your money – anytime, anywhere – from the convenience of your mobile device. Manage Accounts - See up-to-date balances and account activity - Freeze and unfreeze debit cards Deposit Checks - Snap photos of your checks for easy deposit - Get same-business day credit on deposits made by 10 pm ET Transfer Money - Make transfers between Citizens accounts and to non-Citizens accounts - Send money securely with Zelle® Pay Bills - Manage all your bills in one place - See payment history - Add and pay any company Plus, your finances are protected with the Citizens Bank Online Guarantee.® DISCLOSURES: To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. Don't use Zelle® to send money to people you don't know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Savings Tracker is Subject to account eligibility. Only available on the Citizens Bank Mobile Banking application. Text and data rates may apply. ©2026 Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
EOB Keeper
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EOB Keeper is the offline iPhone app for the 100 million Americans drowning in medical bills, EOBs, and surprise charges. It scans your insurance EOB and the matching provider bill, pairs them automatically, and warns you when you're being charged more than the EOB allowed. The pain is real. 41% of US adults carry medical debt. 26% of insured adults got a surprise bill last year. And the apps that exist to help — Reclaim, BillMD, My Medical Receipts — either don't work, require an account, or upload your PHI to a server. What EOB Keeper does: — Scan EOBs and bills using on-device VisionKit OCR. Provider, date, codes, amounts. Nothing leaves the phone. — Auto-pair EOB to provider bill by date and service code. Get a green check when amounts match. Get a red flag when the provider is charging you more than the EOB allowed. — Deductible & out-of-pocket gauge per family member. Watch your $4,000 deductible burn in real time as you add visits. — Appeal-deadline reminders. The No Surprises Act gives you 120 days to dispute. EOB Keeper schedules a local notification so you don't miss it. — Per-member receipts archive with PDF export — your HSA reimbursement folder, ready to go. No account. No cloud. No PHI on a third-party server. Just the matching engine the broken Reclaim app promised but never delivered. Made by All Things AI — a small team that builds the tools and apps we wish existed. Questions or feedback? Visit https://allthingsn.com/apps/eob-keeper/support/ — we read every message. Privacy Policy: https://allthingsn.com/apps/eob-keeper/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Citizens Bank Mobile Banking and EOB Keeper are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Citizens Bank Mobile Banking | EOB Keeper |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (750K ratings) — better | — |
| Positive reviews | 56.5% of reviews | — |
| Number of ratings | 750K — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 320 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizens Bank, N.A. | All Things AI, Inc |
Bugs and requests
Citizens Bank Mobile Banking
Reported bugs
5 issues- Login issues
- Unreliable mobile deposit
- Zelle not working
- Delayed transaction posting
- Frequent crashes and errors
Requested features
4 requests- Update the app design and layout
- Bring back the widget
- Add dark mode
- Improve credit card integration
EOB Keeper
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Citizens Bank Mobile Banking
No in-app purchases
EOB Keeper
No in-app purchases
Questions
Is Citizens Bank Mobile Banking free?
Is EOB Keeper free?
Do Citizens Bank Mobile Banking or EOB Keeper have ads?
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