CPF Mobile vs DBS PayLah!
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CPF Mobile
Manage your personal CPF information and access services on the go. View your CPF statement, receive alerts, and access account balances. Features a privacy mode for public use and allows transactions via PayNow QR.
- Access CPF statement
- Manage CPF information
- Receive push notifications
- Privacy mode
- PayNow QR transactions
- View account balances
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CPF Mobile provides you with easy access to your personal CPF information on the go and quick access to your CPF statement and services to manage your CPF. You can also receive push notification alerts and updates regarding your personal CPF matters, educational articles, CPF tips and events even when you are on the move. For added privacy when browsing through the app in public spaces, simply turn on privacy mode. In addition, you can transact with us conveniently via your mobile devices to access your CPF account balances and perform selected transactions* using payment modes such as PayNow QR. You can access the following CPF information and services using your Singpass: • Dashboard • Healthcare • Housing • Investment • Transaction History • Services * Retirement Sum Topping-Up Scheme and Voluntary Housing Refund For the full suite of CPF online services, please visit cpf.gov.sg.
DBS PayLah!
This all-in-one mobile payment app simplifies everyday transactions. Pay for rides, food, tickets, and bills with ease. Discover exclusive deals and rewards, and manage your finances conveniently.
- Scan to pay with multiple QR codes
- Transfer funds via PayNow
- Split bills with friends
- Access eStatements
- Discover dining, shopping, and travel deals
- AutoDebit for seamless top-ups
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PayLah! for teens — redesigned. Navigate easily, find deals that fit. Unlock a world of convenience with DBS PayLah!, the all-in-one app designed to simplify your daily transactions and enhance your lifestyle. Whether it's making payments, transferring funds, or enjoying exclusive deals, PayLah! makes everything effortlessly accessible. Effortless Payments • Scan & Pay: Enjoy quick and secure payments at millions of merchants both locally and overseas. Pay at hawker centres, restaurants, shops, and online with NETS QR, PayNow QR, FavePay QR, and SGQR. When you travel, effortlessly pay with overseas QR codes such as DuitNow QR (Malaysia), PromptPay QR (Thailand), QRIS (Indonesia), and UnionPay QR (globally). • Send & Receive Money: Instantly transfer funds to friends and family with just a few taps. Effortlessly request funds from your friends, making shared expenses a breeze. • QR Gift/eGift: Surprise your loved ones with a QR Gift or send them an eGift! • Pay Bills: Pay a wide selection of bills all directly within the PayLah! app through AXS. Beyond Payments • Entertainment: Effortlessly purchase movie and event tickets via Golden Village and SISTIC. • Shop: Explore and get extra perks for your shopping via Shopee, CapitaStar and Lazada • Travel: Buy travel insurance conveniently on the go within PayLah! app through Chubb Insurance. Deals & Rewards • Exclusive Deals: Discover 1-for-1 and exclusive dining deals, and other promotions. Browse exclusive deals with ease by tapping on Dine, Shop or Travel icons to find your favorite merchant deals. • For DBS/POSB Credit Cardmembers: Quick access to your DBS Points and POSB Daily$! Gain instant access to offset purchases, indulge in retail therapy with shopping and dining vouchers from the DBS Rewards Catalogue, or experience the flexibility of the new Rewards Flexi eVoucher. Download and register for DBS PayLah! today. Other Information: • DBS PayLah! is a mobile payment and mobile wallet service offered by DBS Bank Ltd. SGD deposits are insured up to S$100k by the Singapore Deposit Insurance Corporation (SDIC). • PayNow is a funds transfer service by The Association of Banks in Singapore (ABS). • NETS is a national banking payment system designated by the Monetary Authority of Singapore (MAS). • AXS is a leading solution provider and operator of an Electronic Service Delivery Network (ESDN).
Screenshots
Verdict
The clearest difference is rating: DBS PayLah! at 4.9 against CPF Mobile's 4.3. DBS PayLah! also leads on ratings volume (1.2K vs 9). CPF Mobile's advantage is monetization model (free vs free with in-app purchases) and review sentiment (43% vs 35%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DBS PayLah! holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: DBS PayLah! has 1.2K ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 43% of CPF Mobile's written reviews are positive against 35% of DBS PayLah!'s, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 22, 2026 and September 26, 2026 respectively.
| Parameter | CPF Mobile | DBS PayLah! |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (9 ratings) | 4.9 (1.2K ratings) — better |
| Positive reviews | 43.1% of reviews — better | 34.7% of reviews |
| Number of ratings | 9 | 1.2K — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 65 MB | 157 MB |
| Age rating | 17+ | 4+ |
| Developer | Central Provident Fund Board | DBS Bank Ltd. |
Customer experience
CPF Mobile
DBS PayLah!
Bugs and requests
CPF Mobile
Not enough reviews yet to summarise bugs or requests.
DBS PayLah!
Reported bugs
5 issues- Registration failures
- Constant session timeouts
- Account balance not working consistently
- Notification badge issues
- Incompatibility with large contact lists
Requested features
4 requests- Allow closing account
- Improve search and contact integration
- Add standing instructions for recurring payments
- Provide option to set default payment in cents
In-app purchases
CPF Mobile
No in-app purchases
DBS PayLah!
No in-app purchases
