DBS PayLah! vs YouTrip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DBS PayLah!
This all-in-one mobile payment app simplifies everyday transactions. Pay for rides, food, tickets, and bills with ease. Discover exclusive deals and rewards, and manage your finances conveniently.
- Scan to pay with multiple QR codes
- Transfer funds via PayNow
- Split bills with friends
- Access eStatements
- Discover dining, shopping, and travel deals
- AutoDebit for seamless top-ups
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PayLah! for teens — redesigned. Navigate easily, find deals that fit. Unlock a world of convenience with DBS PayLah!, the all-in-one app designed to simplify your daily transactions and enhance your lifestyle. Whether it's making payments, transferring funds, or enjoying exclusive deals, PayLah! makes everything effortlessly accessible. Effortless Payments • Scan & Pay: Enjoy quick and secure payments at millions of merchants both locally and overseas. Pay at hawker centres, restaurants, shops, and online with NETS QR, PayNow QR, FavePay QR, and SGQR. When you travel, effortlessly pay with overseas QR codes such as DuitNow QR (Malaysia), PromptPay QR (Thailand), QRIS (Indonesia), and UnionPay QR (globally). • Send & Receive Money: Instantly transfer funds to friends and family with just a few taps. Effortlessly request funds from your friends, making shared expenses a breeze. • QR Gift/eGift: Surprise your loved ones with a QR Gift or send them an eGift! • Pay Bills: Pay a wide selection of bills all directly within the PayLah! app through AXS. Beyond Payments • Entertainment: Effortlessly purchase movie and event tickets via Golden Village and SISTIC. • Shop: Explore and get extra perks for your shopping via Shopee, CapitaStar and Lazada • Travel: Buy travel insurance conveniently on the go within PayLah! app through Chubb Insurance. Deals & Rewards • Exclusive Deals: Discover 1-for-1 and exclusive dining deals, and other promotions. Browse exclusive deals with ease by tapping on Dine, Shop or Travel icons to find your favorite merchant deals. • For DBS/POSB Credit Cardmembers: Quick access to your DBS Points and POSB Daily$! Gain instant access to offset purchases, indulge in retail therapy with shopping and dining vouchers from the DBS Rewards Catalogue, or experience the flexibility of the new Rewards Flexi eVoucher. Download and register for DBS PayLah! today. Other Information: • DBS PayLah! is a mobile payment and mobile wallet service offered by DBS Bank Ltd. SGD deposits are insured up to S$100k by the Singapore Deposit Insurance Corporation (SDIC). • PayNow is a funds transfer service by The Association of Banks in Singapore (ABS). • NETS is a national banking payment system designated by the Monetary Authority of Singapore (MAS). • AXS is a leading solution provider and operator of an Electronic Service Delivery Network (ESDN).
YouTrip
A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.
- Multi-currency mobile wallet
- Mastercard for global spending
- Best exchange rates
- Zero foreign transaction fees
- Fee-less ATM withdrawals
- Instant transaction notifications
- Card lock and security features
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Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).
Screenshots
Verdict
The clearest difference is update cadence: YouTrip at every 9 days against DBS PayLah!'s every 2 months. YouTrip also leads on review sentiment (43% vs 35%) and iOS requirement (13.0 vs 15.0). DBS PayLah!'s advantage is rating (4.9 vs 4.6) and ratings volume (1.2K vs 411). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DBS PayLah! holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 1.2K and 411 respectively. Written reviews complicate that: 35% of DBS PayLah!'s written reviews are positive against 43% of YouTrip's, so the app with the better star average is not the one people write more warmly about.
DBS PayLah! ships an update every 2 months, YouTrip every 9 days. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | DBS PayLah! | YouTrip |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (1.2K ratings) — better | 4.6 (411 ratings) |
| Positive reviews | 34.7% of reviews | 42.9% of reviews — better |
| Number of ratings | 1.2K — better | 411 |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 157 MB | 240 MB |
| Age rating | 4+ | 4+ |
| Developer | DBS Bank Ltd. | You Technologies Group |
Customer experience
DBS PayLah!
YouTrip
User reviews
DBS PayLah!
From 1.2K App Store ratingsWhat we love
- 🚀 Versatile and convenient
- 🚀 Quick QR payments
- 🚀 Seamless integration with banking
- 👍 Easy to use and transfer money
Room to improve
- 🐛 Frequent crashes and bugs
- 🐛 Unresponsive and slow performance
- 🔒 Lacks security features (password manager support)
- 🔋 Causes overheating on devices
YouTrip
From 411 App Store ratingsWhat we love
- 💰 Competitive exchange rates
- 💳 Convenient for travelers
- ✅ Easy to use interface
- ✈️ Multi-currency support
- 💸 No hidden fees
Room to improve
- 🐛 App instability/crashing
- ⏳ Slow loading times
- ❌ Verification issues
- 🚫 Marketing notifications cannot be turned off
- ⚠️ Money stuck/pending
Bugs and requests
DBS PayLah!
Reported bugs
5 issues- Registration failures
- Constant session timeouts
- Account balance not working consistently
- Notification badge issues
- Incompatibility with large contact lists
Requested features
4 requests- Allow closing account
- Improve search and contact integration
- Add standing instructions for recurring payments
- Provide option to set default payment in cents
YouTrip
Reported bugs
21 issues- App freezes
- App is unstable in the UK
- Cannot load transactions
- Money transferred is pending for many hours
- Debit card fails
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- Card rejected by merchants due to malfunctions
- App keeps getting stuck on a purple loading screen
- App keeps lagging when opening
- Bug in the app, cannot access every 2-3 days
- App frequently hangs
- App keeps hanging on opening
- Unable to retrieve card details after maintenance
- App is buggy and unable to load after updating to iOS
- Face ID issue: automatically brings to first user interface after logout
- App assumes user is not existing after update/re-download
- Email login service does not function on weekends if logged out
- App not kept up with iOS 13
- Application keeps having error when overseas
- Top ups pending for 8+ hours
- Missing wallet transactions
- App refuses to load properly
Requested features
13 requests- Support for iPad
- Option to turn off advert notifications
- Ability to transfer money between cards (international currency)
- Price rate notifications
- Dark mode
Show 8 moreShow fewer
- More features to make it compelling
- Call center for instant assistance
- Web version
- Option for existing users to log in with password
- Allow money transfer out of the app
- Improve Face ID functionality
- Real-time payment approval notifications
- Ability to use for AXS payments
In-app purchases
DBS PayLah!
No in-app purchases
YouTrip
No in-app purchases
