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YouTrip

YouTrip

Best rates all day

391 ratings
74 reviews
💰 Finance
✈️ Travel
Free

Details

  • Released
  • Updated
  • August 5, 2018
  • August 24, 2026

Features

Developer

You Technologies Group
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About

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

✓Multi-currency mobile wallet
✓Mastercard for global spending
✓Best exchange rates
✓Zero foreign transaction fees
✓Fee-less ATM withdrawals
✓Instant transaction notifications
✓Card lock and security features
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What users say

Summarized from real user reviews of YouTrip. Based on 391 reviews and a 4.6/5 average, it highlights the 17 positives and 22 negatives reviewers mention most about this Finance app.

Positive things

  • 💰Competitive exchange rates
  • 💳Convenient for travelers
  • ✅Easy to use interface
  • ✈️Multi-currency support
  • 💸No hidden fees
  • ⚡Smooth payments
  • 🔒Strong security features
  • 📲Real-time notifications
  • 💡Great for online shoppers
  • 👍Highly recommended
  • ✨Simple to navigate
  • 🌍Works in many countries
  • 💯Cost-effective
  • 👌Transparent
  • 🚀Instant top-ups
  • 🌟Reliable
  • 🛍️Good for international online payments

Negative things

  • 🐛App instability/crashing
  • ⏳Slow loading times
  • ❌Verification issues
  • 🚫Marketing notifications cannot be turned off
  • ⚠️Money stuck/pending
  • 👎Customer service issues
  • 🪪Requires Thai ID for use
  • ❌Not foreigner friendly
  • 🔒Security concerns/fraudulent transactions
  • 🔄Frequent reinstallation needed
  • 📞Lack of responsive customer support
  • 🚫Account closure issues
  • 📱Account tied to mobile number
  • ❌Replacement card not sent
  • ⚠️Maintenance downtime
  • ❓Unnecessary permission requests
  • 🤔Issues with Face ID login
  • 🚫Foreign card transactions not offered
  • 📉App errors overseas
  • ❓Missing wallet transactions
  • ❌Cannot pay AXS
  • 📉Inconsistent app performance
See all reviews

What's New in YouTrip

4.65.0

August 24, 2026

Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending!

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User reviews

Most RecentHighest RatedLowest Rated

YouTrip

Awesome card with no top up fees and so easy to use and great exchange rates.
Toonboy64Toonboy64

No Scan to Pay Option

i had a very hard time paying people here in cambodia, not everyone has a POS terminal and also not all terminals accept this card. I hope you partner with aliexpress or any other scan to pay services
AquafoxGamin88AquafoxGamin88

Response from developer

Hey AquafoxGamin88, thank you for your comment. We apologize that you are facing issues with not being able to pay in Cambodia. Could we trouble you to drop us an email at customer@you.co and provide us with more details such that our relevant team can assist you? Thank you!

Signing up

Application to sign up pretty terrible especially when you enter your license details for identification? Then it won’t accept? You edit to correct it, still doesn’t work, ten ask for your passport? It’s one or the other? Worse travel card application ever!!!
Kahi1970Kahi1970

Response from developer

Hi Kahi1970, we appreciate your time taken to leave us a review and apologise for the struggle you've faced during the sign up process. Simply sign up with Singpass for a seamless experience - If you do not have Singpass, a manual sign up would be required for verification and security purposes. You would need to have your personal documents available for upload to apply. Could we trouble you to drop us an email at @customer@you.co so that our relevant team can assist you? Thank you!

Youtrip kept suspending my card from ApplePay

Youtrip kept suspending my card from ApplePay
👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼😵‍💫👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼😵‍💫

Response from developer

Hi 👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼😵‍💫, we appreciate that you took the time to leave us a review, and apologise for any inconvenience caused. Please note that the suspension of card using on Apple Pay is a security measure by Apple pay itself, and the suspension is not triggered on YouTrip's end. You may troubleshoot this by removing YouTrip from all apple devices and re-adding the YouTrip card in Apple pay, starting with your mobile phone. If the issue still persists, kindly drop us an email at customer@you.co so that our relevant team can directly assist and guide you on this. Thank you!

Not Good

YouTrip is not helpful at all, I had lost my card in my trip and reported it as soon as realised it. After raising dispute which they took over a month to review, I get email it can’t be resolved and I gotta contact merchant myself. 🤦‍♂️🤦‍♂️
rooneys8rooneys8

Response from developer

Hi rooneys8, we appreciate that you took the time to leave us a review and we're sorry to hear about this. We have escalated this to the relevant team - in the meantime, could we trouble you to drop us an email again with your existing case reference number so that our relevant team can assist you further on this? Thank you!

See 69 more reviews

Developer apps

YouBiz - Business Account
YouBiz - Business Account

Product of YouTrip

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

21 issues

App freezes

Bug

App is unstable in the UK

Bug

Cannot load transactions

Bug

Money transferred is pending for many hours

Bug

Debit card fails

Bug

Card rejected by merchants due to malfunctions

Bug

App keeps getting stuck on a purple loading screen

Bug

App keeps lagging when opening

Bug

Bug in the app, cannot access every 2-3 days

Bug

App frequently hangs

Bug

App keeps hanging on opening

Bug

Unable to retrieve card details after maintenance

Bug

App is buggy and unable to load after updating to iOS

Bug

Face ID issue: automatically brings to first user interface after logout

Bug

App assumes user is not existing after update/re-download

Bug

Email login service does not function on weekends if logged out

Bug

App not kept up with iOS 13

Bug

Application keeps having error when overseas

Bug

Top ups pending for 8+ hours

Bug

Missing wallet transactions

Bug

App refuses to load properly

Bug
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Requested Features

13 requests

Support for iPad

Feature

Option to turn off advert notifications

Feature

Ability to transfer money between cards (international currency)

Feature

Price rate notifications

Feature

Dark mode

Feature

More features to make it compelling

Feature

Call center for instant assistance

Feature

Web version

Feature

Option for existing users to log in with password

Feature

Allow money transfer out of the app

Feature

Improve Face ID functionality

Feature

Real-time payment approval notifications

Feature

Ability to use for AXS payments

Feature

FAQ

What does YouTrip do?

YouTrip is a multi-currency mobile wallet and Mastercard designed for travellers. It allows you to spend in over 150 countries with competitive exchange rates and no foreign transaction fees. You can also exchange and hold popular currencies directly within the app.

What are the key features of YouTrip?

Key features include paying with the best rates in 150+ countries, exchanging and holding multiple currencies in the app, zero FX fees on travel and shopping, and fee-less cash withdrawals from overseas ATMs (up to certain limits). It also offers card security features like instant locking and transaction notifications.

How much does YouTrip cost?

The app itself is free to download and use. There are no foreign transaction fees on spending. Fee-less ATM withdrawals are available up to specific monthly limits (S$400 for Singaporeans, THB 50,000 for Thais, AS$1,500 for Australians), with a 2% fee applying thereafter.

Who is YouTrip for?

YouTrip is primarily for travellers and digital-savvy consumers in Asia Pacific, particularly Singapore, Thailand, and Australia. It's for anyone who frequently travels internationally or shops online from overseas merchants and wants to avoid high foreign exchange fees.

Is YouTrip safe to use?

Yes, YouTrip prioritizes security. You can instantly lock and secure your card with a tap, receive real-time notifications for every payment, and benefit from 24/7 monitoring by dedicated fraud, security, and customer support teams. It is powered by Mastercard and regulated by financial authorities in its operating regions.