Comparison

DNB Mobile Bank vs Raydient

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DNB Mobile Bank

Manage your finances with a comprehensive banking app. Easily track spending, make payments, view accounts, and manage loans. Features include bill scanning, subscription overviews, and currency conversion.

Highlights
  • Swipe to pay and transfer money
  • Scan bills
  • Categorize payments and upload receipts
  • Overview of subscriptions
  • Manage cards and accounts
  • View loan and mortgage details
  • Currency converter
Features
Read full description

Our banking app will give you a complete overview of your finances. You can access and manage your money quickly and easily. PAYMENTS - Swipe to pay and transfer money. - Left to spend – get an estimate of how much money you will have left when all upcoming payments are done. - Scan bills – no more KID! SPENDING - Get an overview of where your money goes. - Categorise payments and upload receipts. - Get an overview of your subscriptions. CARDS AND ACCOUNTS - Get an overview of your cards, accounts and balances. - Add accounts from other banks and make payments in the app. - Block and unblock your cards or order a new one. LOANS - See your DNB pre-qualification letter in the app. - View your student loan from Lånekassen on the Loans & credit page. - View your mortgage details and make additional down-payments. - Check your car’s value and loan details. - Apply for a consumer loan. CURRENCY CONVERTER - Get the latest foreign exchange rates. - Use location-based currency when traveling abroad. FUN STUFF! - DNB Balance Peek (widget) – check your account balances without logging in to the app. - Siri support. - Haptics (active touch). - Customised themes for different loyalty programs. We are constantly working to improve the app with new features and upgrades. Please enjoy! Our terms and conditions: https://www.dnb.no/en/global/generelle-vilkar.html

About

Raydient

This financial toolkit helps students master their money through intentional spending, goal-oriented saving, and market education. Track expenses, monitor balances, and visualize savings progress with a risk-free stock market simulator.

Highlights
  • Intentional spending tracking
  • Goal-oriented saving visualization
  • Stock market simulator
  • Expense tracking
  • Balance monitoring
  • Market education
Features
Read full description

Raydient is the essential financial toolkit for the modern student. Most finance apps are designed for established professionals with complex needs, or they are too basic to provide real value. We built Raydient specifically for high school and college students who want to master their finances without the complexity of a manual spreadsheet. It is a streamlined, free application that focuses on the three pillars of financial success: intentional spending, goal-oriented saving, and market education. The budgeting interface is engineered for speed. You can track expenses and monitor your balance in seconds, making it easier to maintain a clear pulse on your spending habits. When you are saving for a milestone, like a first vehicle, a semester abroad, or a security deposit, the goal tracker provides a visual map of your progress. Seeing tangible growth is far more effective than simply checking a bank balance. One of the most powerful features is the stock market simulator. We know that investing can feel high stakes when it is your own hard-earned money on the line. Raydient provides a risk-free environment to practice. By using live market data and virtual currency, you can test investment strategies and see exactly how your portfolio would perform in real time. It is a practical way to build your confidence and understanding of the market before you commit real capital. Raydient is secure, fully encrypted, and optimized for a seamless iOS experience. It is about more than just tracking numbers; it is about building a professional financial foundation while you are still in school.

Screenshots

DNB Mobile Bank4 screens
Raydient4 screens

Verdict

The call

The clearest difference is ratings volume: DNB Mobile Bank at 810 against Raydient's 1. DNB Mobile Bank also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (16.0 vs 18.6). Raydient's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Raydient holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: DNB Mobile Bank has 810 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

DNB Mobile Bank ships an update fortnightly, Raydient every 2 months. The most recent releases landed on October 19, 2026 and October 1, 2026 respectively.

Scorecard4 real differences · 6 level
DNB Mobile Bank versus Raydient: the parameters behind the verdict, then further details
ParameterDNB Mobile BankRaydient
PriceFreeFree
Rating4.7 (810 ratings)5.0 (1 ratings) — better
Positive reviews34.0% of reviews—
Number of ratings810 — better1
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.6
Further details — not scored
Size128 MB4 MB
Age rating4+12+
DeveloperDNB ASABrightside Finance Foundation

Customer experience

DNB Mobile Bank

All ratings810 ratings
Positive94.6%
Neutral1.1%
Negative4.3%
Written reviews47 reviews
Positive34.0%
Neutral0.0%
Negative66.0%

Raydient

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

DNB Mobile Bank

Reported bugs

11 issues
  • App won't open after updates
  • Incorrect data error messages with no resolution
  • FaceID authentication broken on iPhone and iPad
  • Requires re-registration with PIN after updates
  • Cannot display account balances
Show 6 more
  • Logout occurs unexpectedly
  • Payment functionality not working
  • Login page loops endlessly
  • Keyboard not appearing on login screen
  • Timezone date display incorrect for international users
  • BankID crashes during bill payments

Requested features

9 requests
  • Apple Pay integration
  • Business account support
  • Loan, insurance, and investment portfolio information in app
  • Email feedback contact option
  • Cached currency exchange rates for offline use
Show 4 more
  • Expanded currency rate selection
  • Human customer support chat option
  • Full mobile version functionality
  • FaceID/biometric authentication without code device requirement

Raydient

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

DNB Mobile Bank

No in-app purchases

None

Raydient

No in-app purchases

Questions

Is DNB Mobile Bank free?
DNB Mobile Bank is free to download, with no in-app purchases.
Is Raydient free?
Raydient is free to download, with no in-app purchases.
Which has better reviews, DNB Mobile Bank or Raydient?
Raydient is rated higher. DNB Mobile Bank averages 4.7 out of 5 from 810 ratings, while Raydient averages 5.0 from 1 ratings.
Do DNB Mobile Bank or Raydient have ads?
Neither DNB Mobile Bank nor Raydient shows ads.
Which is updated more often, DNB Mobile Bank or Raydient?
DNB Mobile Bank ships an update fortnightly, and Raydient every 2 months. Most recently, DNB Mobile Bank was updated on October 19, 2026 and Raydient on October 1, 2026.

Other comparisons