S vs R

S-Net Mobile, the Banque et Caisse d’Epargne de l’Etat, Luxembourg (Spuerkeess)’s free mobile banking app allows you to: • view the transactions on your accounts and credit cards, • execute payments (Eurotransferts), • send secure messages to the Spuerkeess and access your received mail and documents, • find a Spuerkeess branch or S-BANK ATM, • simulate your personal or mortgage loan. Furthermore, the PIN-login allows an even faster access to your daily banking operations.

Your account, your transaction, your customer satisfaction! R-Net Mobile app gives you access to your bank accounts from anywhere, anytime you like! Functionalities • Overview and history of current assets and liabilities • Credit card transactions • Bank transfers to your own bank accounts • Bank transfers to national and international bank accounts saved in your Raiffeisen.Net address book • Bank transfers to all national and international bank accounts that are not saved in your Raiffeisen.Net address book To use these functionalities, you need a Raiffeisen.Net contract and a LuxTrust Token. You may also find (even if you’re not a Raiffeisen customer): • Contact details, opening hours and the geographical position of the nearest Raiffeisen branch and ATMs • Useful numbers to get into contact with Raiffeisen Benefits • Accessibility • Flexibility • Security About us Raiffeisen is a cooperative bank – which makes all the difference. We are committed to supporting you and serving your best interests. As your cooperative choice, it’s only natural for us to trust those who trust us.