中国建设银行 vs 咸鱼记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国建设银行
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管钱、借钱、省钱，一部手机尽享金融服务。 #为每个人提供便捷的资金管理服务# · 全品类资产及收益数据展示更新，15年内账户明细随时可查，年/月/日多周期报告提供分析。 · 养老、住房、跨境、乡村、社保、亲子、代发等多种客群和功能专区，为不同客户打造专属服务。 · 自主研发风控大脑毫秒级风险决策，个性化简易化安全认证方式，严格安全保障和简洁使用体验两不误。 #为每个人提供丰富的财富信贷方案# ·“新手宝典”“四笔钱”“建行严选”“财富会员”“财富百宝箱”，为您提供多种类型的财富产品方案。 ·“龙钱宝”“嗖嗖攒”“轻松还”，多种创新服务满足活钱投资、边花边攒、还款管理等多样场景需求。 · 快贷、建信福贷、小微快贷、农户贷款、多种贷款产品实现线上测额、选品，一站式满足不同借钱需求。 #为每个人提供精彩的便民生活场景# · 电影购票、影视会员、智慧就餐等丰富生活场景，无论是否持有建行卡均可体验使用。 · 话、电、燃、水等民生缴费，社保、医保、公积金等便民服务，轻轻松松一站式管理。 · 任务中心开宝箱月月抽好礼，联合会员多重礼遇优惠，权益中心等级礼遇一键解锁、龙积分、优惠券好礼即用。
咸鱼记账
Effortlessly track your finances with a streamlined interface for quick entry and detailed categorization. Visualize your spending with smart charts and easily export your financial records. Securely store important card and certificate information locally.
- 1-second fast bookkeeping
- Detailed expense categorization
- Smart monthly financial charts
- One-click bill export
- Local card and certificate storage
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1秒极速记账，精致生活必备软件！ APP特点： 【极速记账】极简的操作流程，让你两步即可完成一笔记账操作 【精细分类】按日期归类整理所有账目，所有进出账一目了然 【智能图表】按月将所有账目智能归类整理，账单了如指掌 【一键导出】一键分享导出账单，总账和每一笔明细都不会错过 【卡证管家】拍摄卡证，存储在手机本地，随时随地想用就用 如果您喜欢「咸鱼记账」，请在App Store留下您的五星好评，您的一次好评，将成为我们不断进步的动力！
Screenshots
Verdict
The clearest difference is review sentiment: 咸鱼记账 at 67% against 中国建设银行's 17%. 咸鱼记账 also leads on rating (4.9 vs 4.1) and iOS requirement (11.0 vs 13.0). 中国建设银行's advantage is in-app purchases (none vs 4) and update cadence (every 2 weeks vs every 5 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 咸鱼记账 sells 4 one-off in-app purchases. 中国建设银行 asks for nothing beyond the download.
咸鱼记账 holds the better App Store score, 4.9 against 4.1. That said, the two scores are not equally well evidenced: 中国建设银行 has 2.8K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 17% of 中国建设银行's written reviews are positive against 67% of 咸鱼记账's.
中国建设银行 ships an update every 2 weeks, 咸鱼记账 every 5 months. Both last shipped on October 24, 2026.
| Parameter | 中国建设银行 | 咸鱼记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (2.8K ratings) | 4.9 (15 ratings) — better |
| Positive reviews | 17.4% of reviews | 66.7% of reviews — better |
| Number of ratings | 2.8K — better | 15 |
| Update frequency | Every 2 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 504 MB | 11 MB |
| Age rating | 17+ | 4+ |
| Developer | 中国建设银行 | 海 徐 |
Customer experience
中国建设银行
咸鱼记账
Bugs and requests
中国建设银行
Reported bugs
4 issues- Frequent crashes and freezes
- Login and account management issues
- Problems with core banking functionalities
- Compatibility problems with newer iOS versions
Requested features
5 requests- Improve login and security features
- Optimize app performance and battery life
- Simplify and streamline the user interface
- Add more language support, especially English
- Introduce biometric authentication (e.g., Touch ID/Face ID)
咸鱼记账
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中国建设银行
No in-app purchases
咸鱼记账
- 小猪记账1元打赏$0.99
- 小猪记账6元打赏$0.99
- 小猪记账18元打赏$2.99
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- 小猪记账38元打赏$4.99
