Comparison

中国建设银行 vs 我爱金

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国建设银行

Features
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管钱、借钱、省钱,一部手机尽享金融服务。 #为每个人提供便捷的资金管理服务# · 全品类资产及收益数据展示更新,15年内账户明细随时可查,年/月/日多周期报告提供分析。 · 养老、住房、跨境、乡村、社保、亲子、代发等多种客群和功能专区,为不同客户打造专属服务。 · 自主研发风控大脑毫秒级风险决策,个性化简易化安全认证方式,严格安全保障和简洁使用体验两不误。 #为每个人提供丰富的财富信贷方案# ·“新手宝典”“四笔钱”“建行严选”“财富会员”“财富百宝箱”,为您提供多种类型的财富产品方案。 ·“龙钱宝”“嗖嗖攒”“轻松还”,多种创新服务满足活钱投资、边花边攒、还款管理等多样场景需求。 · 快贷、建信福贷、小微快贷、农户贷款、多种贷款产品实现线上测额、选品,一站式满足不同借钱需求。 #为每个人提供精彩的便民生活场景# · 电影购票、影视会员、智慧就餐等丰富生活场景,无论是否持有建行卡均可体验使用。 · 话、电、燃、水等民生缴费,社保、医保、公积金等便民服务,轻轻松松一站式管理。 · 任务中心开宝箱月月抽好礼,联合会员多重礼遇优惠,权益中心等级礼遇一键解锁、龙积分、优惠券好礼即用。

About

我爱金

Features
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我爱金-中金鼎晟旗下年轻人的线上黄金服务品牌 作为中金鼎晟旗下12年品牌背书的互联网黄金服务品牌,我爱金专注线上攒黄金、定制打金饰品服务。 依托去中间化模式,在我爱金用户定制黄金饰品,平均节省20%-30%费用,金价透明、工费合理,真正实现高性价比、高品质、好服务的线上黄金消费新选择。 通过严选头部工厂,从原料到成品严格把控,每日过万款式周周更新,工艺精湛、品质可靠,完善的售后服务体系,用户购金更放心、售后有保障。 我们口号:赚钱不易!省钱容易!黄金券后买金更实惠!

Screenshots

中国建设银行4 screens
我爱金4 screens

Verdict

The call

The clearest difference is update cadence: 中国建设银行 at every 2 weeks against 我爱金's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

中国建设银行 ships an update every 2 weeks, 我爱金 every 2 months. The most recent releases landed on November 1, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 8 level
中国建设银行 versus 我爱金: the parameters behind the verdict, then further details
Parameter中国建设银行我爱金
PriceFreeFree
Rating4.1 (2.8K ratings) — better—
Positive reviews17.4% of reviews—
Number of ratings2.8K — better—
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size504 MB38 MB
Age rating17+17+
Developer中国建设银行中金鼎晟买金网

Bugs and requests

中国建设银行

Reported bugs

4 issues
  • Frequent crashes and freezes
  • Login and account management issues
  • Problems with core banking functionalities
  • Compatibility problems with newer iOS versions

Requested features

5 requests
  • Improve login and security features
  • Optimize app performance and battery life
  • Simplify and streamline the user interface
  • Add more language support, especially English
  • Introduce biometric authentication (e.g., Touch ID/Face ID)

我爱金

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中国建设银行

No in-app purchases

None

我爱金

No in-app purchases

Questions

Is 中国建设银行 free?
中国建设银行 is free to download, with no in-app purchases.
Is 我爱金 free?
我爱金 is free to download, with no in-app purchases.
Do 中国建设银行 or 我爱金 have ads?
Neither 中国建设银行 nor 我爱金 shows ads.
Which is updated more often, 中国建设银行 or 我爱金?
中国建设银行 ships an update every 2 weeks, and 我爱金 every 2 months. Most recently, 中国建设银行 was updated on November 1, 2026 and 我爱金 on October 7, 2026.

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