中国建设银行 vs 羚羊财富
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国建设银行
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管钱、借钱、省钱，一部手机尽享金融服务。 #为每个人提供便捷的资金管理服务# · 全品类资产及收益数据展示更新，15年内账户明细随时可查，年/月/日多周期报告提供分析。 · 养老、住房、跨境、乡村、社保、亲子、代发等多种客群和功能专区，为不同客户打造专属服务。 · 自主研发风控大脑毫秒级风险决策，个性化简易化安全认证方式，严格安全保障和简洁使用体验两不误。 #为每个人提供丰富的财富信贷方案# ·“新手宝典”“四笔钱”“建行严选”“财富会员”“财富百宝箱”，为您提供多种类型的财富产品方案。 ·“龙钱宝”“嗖嗖攒”“轻松还”，多种创新服务满足活钱投资、边花边攒、还款管理等多样场景需求。 · 快贷、建信福贷、小微快贷、农户贷款、多种贷款产品实现线上测额、选品，一站式满足不同借钱需求。 #为每个人提供精彩的便民生活场景# · 电影购票、影视会员、智慧就餐等丰富生活场景，无论是否持有建行卡均可体验使用。 · 话、电、燃、水等民生缴费，社保、医保、公积金等便民服务，轻轻松松一站式管理。 · 任务中心开宝箱月月抽好礼，联合会员多重礼遇优惠，权益中心等级礼遇一键解锁、龙积分、优惠券好礼即用。
羚羊财富
This platform offers a wide range of investment options, including bank deposits and fund portfolios, with low entry barriers and flexible terms. It is a publicly listed brand with extensive operational experience, aiming to provide users with secure and efficient wealth management services.
- Diverse investment options
- Low investment threshold
- Flexible terms
- Publicly listed company
- 13 years of operational experience
- Secure wealth management
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【产品特色】 1、选择丰富，满足多种投资需求 银行存款、基金组合、高端产品等，兼顾风险和收益 2、门槛低，期限灵活自由 100元起投，期限3天起，支取最快即时到账 3、上市大品牌，有实力更安心 纽交所上市，13年运营经验护航，注册资本10亿，合规经营 4、更多用户，更多信赖 10973万用户共同选择的财富平台，让您赚钱更安心 【关于羚羊财富】 美股上市公司信也科技旗下财富中介品牌，依托13年先进的金融科技优势，精选市场优质财富产品，为大众富裕人群提供一站式财富中介服务，力求帮助用户安全、简单、高效地管理钱包。涉及包含但不限于类固定收益、银行理财、基金组合等全方位财富产品与服务。 【联系我们】 客服电话：400-184-8888 微信公众号：lingyangcaifu
Screenshots
Verdict
The clearest difference is review sentiment: 羚羊财富 at 100% against 中国建设银行's 17%. 羚羊财富 also leads on rating (4.6 vs 4.2) and iOS requirement (9.0 vs 13.0). 中国建设银行's advantage is ratings volume (2.9K vs 48) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
羚羊财富 holds the better App Store score, 4.6 against 4.2. That said, the two scores are not equally well evidenced: 中国建设银行 has 2.9K ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 17% of 中国建设银行's written reviews are positive against 100% of 羚羊财富's.
中国建设银行 ships an update every 2 weeks, 羚羊财富 monthly. The most recent releases landed on November 10, 2026 and November 1, 2026 respectively.
| Parameter | 中国建设银行 | 羚羊财富 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (2.9K ratings) | 4.6 (48 ratings) — better |
| Positive reviews | 17.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.9K — better | 48 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 504 MB | 185 MB |
| Age rating | 17+ | 17+ |
| Developer | 中国建设银行 | 上海拍拍贷金融信息服务有限公司 |
Customer experience
中国建设银行
羚羊财富
Bugs and requests
中国建设银行
Reported bugs
4 issues- Frequent crashes and freezes
- Login and account management issues
- Problems with core banking functionalities
- Compatibility problems with newer iOS versions
Requested features
5 requests- Improve login and security features
- Optimize app performance and battery life
- Simplify and streamline the user interface
- Add more language support, especially English
- Introduce biometric authentication (e.g., Touch ID/Face ID)
羚羊财富
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中国建设银行
No in-app purchases
羚羊财富
No in-app purchases
