Comparison

First Bank Digital Banking vs NCFBINS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Bank Digital Banking

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

Highlights
  • View real-time account balances
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Track financial patterns
  • Add cards to mobile wallet
  • Biometric account security
Features
Read full description

First Bank Digital Banking Bank on the go The First Bank mobile banking app is your trusted place to bank anywhere, anytime securely from your Apple device. With the First Bank app, customers can view real-time account balances and recent transaction history, transfer funds, deposit checks into their First Bank accounts, and more. We have over 100 branches spreading across North Carolina and South Carolina, but with the First Bank mobile app, you can bank with us 24/7 and deposit checks on the go. Access your accounts securely and in a flash by using biometrics. So, go mobile and take care of your banking whenever and wherever you want! View a few capabilities you have when using the First Bank app: - Review account activity and balances by date and description through the mobile app or using an Apple Watch - Move funds between First Bank accounts and external accounts - Deposit checks with ease from your phone using our mobile deposit feature - Gain financial clarity with MyMoney, allowing you to view financial patterns, create custom categories for transaction history, and link accounts from other financial institutions - Add your cards to your Mobile Wallet for faster, more convenient payments - Enroll in Digital Banking directly through the mobile app - Find First Bank branches across the Carolinas and more. Secure your account with a fingerprint or face reader on supported devices. First Bank is the leading independent, full-service community bank in the Carolinas. From personal to business banking, our local team is here to help you. *Mobile connectivity and usage fees may apply. Contact your mobile phone provider for more information. Member FDIC.

About

NCFBINS

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

Highlights
  • Access policy information
  • Make payments
  • Report claims
  • View insurance cards
  • Contact agent
Features
Read full description

Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.

Screenshots

First Bank Digital Banking4 screens
NCFBINS4 screens

Verdict

The call

The clearest difference is review sentiment: First Bank Digital Banking at 86% against NCFBINS's 15%. First Bank Digital Banking also leads on rating (4.6 vs 2.4) and ratings volume (6.3K vs 80). NCFBINS's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Bank Digital Banking holds the better App Store score, 4.6 against 2.4. That said, the two scores are not equally well evidenced: First Bank Digital Banking has 6.3K ratings behind it against 80, so its average is the more settled of the two. Written reviews point the same way: 86% of First Bank Digital Banking's written reviews are positive against 15% of NCFBINS's.

UpkeepUpdate frequency

First Bank Digital Banking ships an update every 3 months, NCFBINS every 2 months. The most recent releases landed on September 22, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
First Bank Digital Banking versus NCFBINS: the parameters behind the verdict, then further details
ParameterFirst Bank Digital BankingNCFBINS
PriceFreeFree
Rating4.6 (6.3K ratings) — better2.4 (80 ratings)
Positive reviews85.6% of reviews — better14.6% of reviews
Number of ratings6.3K — better80
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size130 MB47 MB
Age rating4+4+
DeveloperFIRST BANCORPNorth Carolina Farm Bureau Mutual Insurance Company

Customer experience

First Bank Digital Banking

All ratings6,339 ratings
Positive90.3%
Neutral2.9%
Negative6.8%
Written reviews653 reviews
Positive85.6%
Neutral4.1%
Negative10.3%

NCFBINS

All ratings80 ratings
Positive28.7%
Neutral2.5%
Negative68.8%
Written reviews41 reviews
Positive14.6%
Neutral7.3%
Negative78.0%

Bugs and requests

First Bank Digital Banking

Reported bugs

3 issues
  • Mobile deposit issues
  • Inconsistent transaction posting
  • Frequent logouts

Requested features

5 requests
  • Ability to save password/login credentials
  • Improved bill pay functionality
  • Integrate credit card accounts
  • Add Zelle integration
  • Optimize for mobile use

NCFBINS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Bank Digital Banking

No in-app purchases

None

NCFBINS

No in-app purchases

Questions

Is First Bank Digital Banking free?
First Bank Digital Banking is free to download, with no in-app purchases.
Is NCFBINS free?
NCFBINS is free to download, with no in-app purchases.
Which has better reviews, First Bank Digital Banking or NCFBINS?
First Bank Digital Banking is rated higher. First Bank Digital Banking averages 4.6 out of 5 from 6.3K ratings, while NCFBINS averages 2.4 from 80 ratings.
Do First Bank Digital Banking or NCFBINS have ads?
Neither First Bank Digital Banking nor NCFBINS shows ads.
Which is updated more often, First Bank Digital Banking or NCFBINS?
First Bank Digital Banking ships an update every 3 months, and NCFBINS every 2 months. Most recently, First Bank Digital Banking was updated on September 22, 2026 and NCFBINS on September 27, 2026.

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