Comparison

Davy vs PTSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Davy

Access your investment portfolio, track stock prices, and view market research. Monitor cash balances, transaction statements, and get analysis on Irish and international markets. Receive app news and important updates.

Highlights
  • View portfolio and cash balances
  • Track up to 20 favorite shares
  • Monitor market prices and charts
  • Access equity market research
  • Receive in-app notifications
Features
Read full description

Get market prices and the latest research from Ireland's leading provider of stockbroking, wealth management and financial advisory services. My Account View your portfolio online, including cash balances as well as your transaction and income statements up to the last 24 months. Monitor the price of up to 20 of your favourite shares with our Stock Watch feature. Check out the latest share prices and charts with a 20 minute delay. Research Keep up-to-date with our analysis of the day’s key equity market stories. We cover Irish and international stocks across a range of sectors, while our economics team is a key source of critical commentary on the Irish economy and the global issues influencing it. Market Prices Track price movements on the major equity and currency markets including the ISEQ, FTSE, Dow Jones and NASDAQ. Drill down to see which stocks are driving markets. Contact Us Find out more about the services Davy offers to private investors, our office locations and how to contact us. More Receive in-app notifications from Davy about any App news and important changes. (Mobile Network or WiFI connection required)

About

PTSB

Manage your finances conveniently and securely on the go. This app allows you to check balances, transfer funds, pay bills, and manage your cards. It provides quick access to account information and offers features for loan applications and opening new accounts.

Highlights
  • Quick Balance check
  • Secure login with PAN, TouchID/FaceID
  • Account balance and transaction history
  • Apply for loans and credit cards
  • Open savings and deposit accounts
  • Card management (freeze, report lost/stolen, replace)
  • Fund transfers and bill payments
  • Add card to Apple Wallet
Features
Read full description

The PTSB app is a secure, fast and easy way to bank on the go. It offers a great range of features to make accessing your money and controlling your finances effortless, giving you the time and peace of mind to get on with your life! If you’re a PTSB customer who’s registered for Open24 Online Banking you can enjoy: Simple and easy access to your accounts: • Use Quick Balance to check your balance instantly without logging in • Log in quickly using your PAN (Personal Access Number) or TouchID / FaceID. • Quickly access the most used features. • Check your current and available account balances and other important information. • Access your recent, pending and historical transactions. • Apply for a Term Loan, Credit Card, or Overdraft. Open a Savings or Deposit Account: • Choose your daily debit card spending limit. • View eStatements. • Update Open24 desktop site password. • Freeze your Visa Debit or Credit Card. • Report your Visa Debit Card as lost/stolen and order replacement. • Replace your damaged Visa Debit Card. • View or unblock your Debit card PIN. • Quickly add your Visa Debit Card to your Apple Wallet Directly. • Block Gambling Transactions on your debit or credit card Banking on the go: • Instantly transfer between your accounts. • Transfer to your existing payees, and on tablet devices you can now add new payees. Schedule payments to be made at a future date. • Zippay: send and receive money using just a mobile number. • Send Emergency Cash to an ATM: you or a friend can collect funds from any PTSB ATM – without the need for a bank card (charges apply). • Make payments to existing bills and add new bills. Schedule bills to be paid at a future date. • Set up a standing order. • Transfer to your existing international SWIFT payees. These payees can only be set-up by visiting a PTSB branch. • Manage payments i.e. view or edit details for existing payees, bill payments, standing orders, direct debits and future dated payments. Accessing the app: • To log in to the PTSB app you’ll need to be a PTSB customer who is registered for Open24 Online Banking. To register for Open24 call us now on 0818 50 24 24 or +353 1 212 4101. • To access some features you’ll need to enter a security code which you’ll receive via SMS to your registered mobile phone number. The following country codes are excluded from this service +53 Cuba, +98 Iran, +964 Iraq, +95 Myanmar, +963 Syria, +249 Sudan, +850 North Korea. If you are not receiving your code, or to register or change your mobile number, call us now on 0818 50 24 24 or +353 1 212 4101. Terms and conditions apply. Find out more at https://www.ptsb.ie/everyday-banking/ways-to-bank/mobile-and-app-banking/ Permanent TSB plc trading as PTSB and PTSB Asset Finance is regulated by the Central Bank of Ireland. Permanent TSB plc is a public limited company incorporated in Ireland. Registered number: 222332. Registered Office: 56-59 St. Stephen’s Green, Dublin 2, D02 H489, Ireland. Permanent TSB plc is tied to Irish Life Assurance plc for life and pensions products. Irish Life Assurance plc is regulated by the Central Bank of Ireland.

Screenshots

Davy4 screens
PTSB4 screens

Verdict

The call

The clearest difference is rating: PTSB at 3.0 against Davy's 1.0. PTSB also leads on update cadence (every 3 weeks vs every 13 months) and ratings volume (43 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PTSB holds the better App Store score, 3.0 against 1.0. That said, the two scores are not equally well evidenced: PTSB has 43 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Davy's written reviews are positive against 9% of PTSB's.

UpkeepUpdate frequency

Davy ships an update every 13 months, PTSB every 3 weeks. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
Davy versus PTSB: the parameters behind the verdict, then further details
ParameterDavyPTSB
PriceFreeFree
Rating1.0 (1 ratings)3.0 (43 ratings) — better
Positive reviews0.0% of reviews9.5% of reviews — better
Number of ratings143 — better
Update frequencyEvery 13 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size38 MB170 MB
Age rating4+4+
DeveloperDavypermanent tsb

Customer experience

Davy

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

PTSB

All ratings43 ratings
Positive51.2%
Neutral0.0%
Negative48.8%
Written reviews74 reviews
Positive9.5%
Neutral6.8%
Negative83.8%

Bugs and requests

Davy

Not enough reviews yet to summarise bugs or requests.

PTSB

Reported bugs

44 issues
  • Cannot get into account
  • Verify phone number, then nothing
  • App refused to move past login screen
  • Every time I log in there are issues
  • App not working
Show 39 more
  • App stops working
  • Online on chrome gives an error
  • Can't login for 24h because of new SIM
  • Functionality issue, never access accounts
  • App has been broken for weeks
  • Cannot get access to money
  • App randomly freezes
  • App says error and will not let me login
  • App closes after loading PTSB screen
  • App literally does not work
  • Glitchiest app on phone
  • Delete and install app over and over
  • Need to open and close app multiple times to sign in
  • Unable to log in most of the time
  • Locked out of account due to no notifications
  • Not showing up in notification tab
  • App crashes as soon as I try to open it
  • App has crashed or failed to login for weeks
  • App stopped working in last couple of weeks
  • Working fine initially but not working again
  • Keeps crashing when trying to open
  • New update without testing, cannot access account
  • Registering phone keeps crashing
  • Cannot access account details
  • App opens for a few seconds then crashes
  • App keeps crashing
  • App won't run since update
  • Latest update crashes on phone
  • Crashes on opening every time
  • Literally just crashes now
  • Update was annoying
  • Sim has been swiped after update
  • App wouldn't work
  • Web based access removed
  • Impossible to access app without Irish cell
  • App not optimized or updated in years
  • App takes forever to load to actual login page
  • Login ID wiped from screen on mis-type
  • Locked out of online banking if debit card not on hand

Requested features

22 requests
  • Touch ID / Face ID / Biometric login
  • Improve transaction navigation
  • Allow viewing older transactions
  • Fix transaction filter
  • Add Face ID
Show 17 more
  • Add Touch ID
  • Enable Touch ID
  • Implement fingerprint authentication
  • Support for newer iOS versions
  • Mobile top up options
  • Show pending transactions
  • Modern app design
  • Simplify login
  • Improve usability
  • Update app periodically
  • Add live chat or electronic communication
  • Enable Touch ID Please!!
  • Show account balance on login screen
  • Clearer display of transactions
  • Faster login process
  • Add Three to mobile top up
  • Show pending transactions like website

In-app purchases

None

Davy

No in-app purchases

None

PTSB

No in-app purchases

Questions

Is Davy free?
Davy is free to download, with no in-app purchases.
Is PTSB free?
PTSB is free to download, with no in-app purchases.
Which has better reviews, Davy or PTSB?
PTSB is rated higher. Davy averages 1.0 out of 5 from 1 ratings, while PTSB averages 3.0 from 43 ratings.
Do Davy or PTSB have ads?
Neither Davy nor PTSB shows ads.
Which is updated more often, Davy or PTSB?
Davy ships an update every 13 months, and PTSB every 3 weeks. Most recently, Davy was updated on October 5, 2026 and PTSB on October 12, 2026.

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