Comparison

Mobile Banking UniCredit vs API mBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile Banking UniCredit

Manage your finances securely and conveniently from your smartphone. View accounts, make transfers, pay bills, and track expenses. You can even open a new account and use biometric login for added security.

Highlights
  • View account balances and transactions
  • Make SEPA and extra SEPA transfers
  • Pay bills and top-up cards
  • Track and organize expenses
  • Biometric login and transaction authorization
  • Find nearby ATMs and branches
  • Open new accounts via smartphone
Features
Read full description

With the UniCredit Mobile Banking App and your smartphone, making transactions is easy, fast and secure. To use the App you must have a UniCredit current account and/or a rechargeable card with IBAN, sign up for the Banca Multicanale Service, download and activate the App. You can activate the App: - by Smartphone: press "Activate", enter your Banca Multicanale Codice di Adesione and PIN and press proceed. - by Banca via Internet: enter your Codice di adesione and PIN, then a one-time password generated by your device, go to "Settings" > "Mobile" > "Smartphone Application" and press proceed. From the new Home Page you can check the relationships linked to the Multi-Channel Banking Service (current accounts, cards, mortgages and loans, securities portfolio and investments), make transactions and monitor your expenses at your convenience. In the Current Accounts section you view all your current accounts and transactions (also with the 'Search' function), share IBAN details and manage your account. In the Cards section you have control of all your UniCredit cards (Credit, Debit, Rechargeable) and can easily manage all available features. With Personal Fainancial Manager and Budget organize your expenses has never been easier. Go to your personal area to upload a new profile photo, read notices and messages from the Bank, access Online Documents, read help and F.A.Q. pages or contact the Bank by telephone or chat. There is also a dedicated Payments section for: - SEPA transfers, extra SEPA transfers, fund transfers - mobile phone and UniCredit prepaid card top-ups - Simplified F24 - pre-printed postal bills, CBILL/PagoPA, blank slips and MAV, RAV, REP payments Find out how to: - set up cash withdrawals on UniCredit ATMs with Prelievo Smart - find the nearest Branch and/or Automatic Teller Machine (ATM) and the route to reach them - generate one-time passwords with Mobile Token - book an appointment at the branch through the UBook function If your Smartphone features a biometric-based recognition technologies, you can access the App and authorise transactions with these recognition tools. For assistance and information visit www.unicredit.it or call UniCredit Customer Service at the toll-free number 800.57.57 (for customers of UniCredit Private Banking branches: 800.710.710). Not a UniCredit Customer? Call the toll-free number 800.32.32.85 or go to www.unicredit.it With the UniCredit Mobile Banking App you can apply to open a UniCredit account using your Smartphone and even identify yourself with a selfie! The UniCredit current account can be requested from Mobile only by Italian residents who are not already holders of a UniCredit current account, card with IBAN and Banca Multicanale and entail signing contracts for the account, the Banca Multicanale Service and the International Debit Card. With this app you can also access information and services at any time not only at the physical UniCredit Branch, but also at the Buddy Branch. Advertising message for promotional purposes. Info and costs in the information documents in the Transparency section at www.unicredit.it Products and Services sold by UniCredit SpA. Accessibility statement: https://unicredit.it/accessibilita-app

About

API mBank

Features
Read full description

API mBank – Jednostavno i uvek dostupno Naša mobilna aplikacija ima novo ime - API mBank! API mBank Vam je uvek dostupna 24/7, sa svih meridijana sveta! Dobro je znati da sada možete komforno, jednostavo i bezbedno da obavljate sve bankarske transakcije. Jedino što Vam je potrebno je mobilni telefon. Izdvajamo neke od funkcionalnosti i značajnih prednosti korišćenja API mBank mobilne aplikacije: • Brzo i komforno obavljanje svih finansijskih transakcija • Pregled stanja na tekućim i štednim računima • Transakcije po svim računima i to po nižim naknadama • Jednostavno konvertovanje valuta i uvid u kursne liste • Jednostavno obavljanje menjačkih poslova • Kreiranje šablona za račune koje plaćate svakog meseca • Prebacivanje finansijskih sredstava izmedju dinarskih tekućih računa u banci • Prebacivanje sredstava između deviznih računa bez konverzije valute, • Uvid u stanje po karticama Možete postati korisnik nove API mBank mobilne aplikacije posetom našim ekspoziturama: Beograd, Balkanska 2 i Novi Sad, Narodnog fronta 12 (kontakt telefon: +381 11 395 2265). API mBank – Simple and always available Our mobile application has a new name - API mBank! API mBank is available 24/7, in every corner of the world! It is good to know that you can now perform all banking transactions comfortably, simply and securely. All you need is a mobile phone. There are some of the features and benefits of using the API mBank mobile app: • Performing all financial transactions quickly and comfortably • Balance overview for current and savings accounts • Transactions on all accounts with lower fees • Simple conversion of currency and overview of conversion rate lists • Simple currency exchange • Creating templates for monthly payment of bills • Transferring funds between dinar current accounts at the bank • Transferring funds between foreign currency accounts without converting currencies, • Card balance overview You can become a user of the new API mBank mobile app by visiting us at: Belgrade, 2 Balkanska and Novi Sad, 12 Narodnog fronta (telephone number: +381 11 395 2265).

Screenshots

Mobile Banking UniCredit4 screens
API mBank4 screens

Verdict

The call

The clearest difference is update cadence: Mobile Banking UniCredit at monthly against API mBank's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mobile Banking UniCredit ships an update monthly, API mBank every 4 months. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
Mobile Banking UniCredit versus API mBank: the parameters behind the verdict, then further details
ParameterMobile Banking UniCreditAPI mBank
PriceFreeFree
Rating4.7 (3.2K ratings) — better—
Positive reviews45.4% of reviews—
Number of ratings3.2K — better—
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size381 MB56 MB
Age rating4+4+
DeveloperUniCreditAPI Bank a.d. Beograd

Bugs and requests

Mobile Banking UniCredit

Reported bugs

4 issues
  • Login and activation issues
  • Inability to update contact information
  • Incompatibility with older devices
  • Unreliable payment and transfer features

Requested features

5 requests
  • Improve app stability and reliability
  • Streamline security processes
  • Enhance UI/UX for better usability
  • Provide clear instructions on PIN usage
  • Improve customer support and communication

API mBank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mobile Banking UniCredit

No in-app purchases

None

API mBank

No in-app purchases

Questions

Is Mobile Banking UniCredit free?
Mobile Banking UniCredit is free to download, with no in-app purchases.
Is API mBank free?
API mBank is free to download, with no in-app purchases.
Do Mobile Banking UniCredit or API mBank have ads?
Neither Mobile Banking UniCredit nor API mBank shows ads.
Which is updated more often, Mobile Banking UniCredit or API mBank?
Mobile Banking UniCredit ships an update monthly, and API mBank every 4 months. Most recently, Mobile Banking UniCredit was updated on October 18, 2026 and API mBank on October 4, 2026.

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