Comparison

利嘉閣‧按揭易 vs PayMe by HSBC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

利嘉閣‧按揭易

Features
Read full description

利嘉閣‧按揭易 提供一站式按揭服務及資訊,集「按揭計算機」、按揭轉介申請及跟進於一身,助您輕鬆完成按揭流程。 提供工具及服務包括: - 按揭計算機,提供多種計算模式 (每月供款、最高負擔樓價和最短還款年期及利息等),緊貼最新政府樓按措施變化合符最新政策要求,並提供按揭保費功能。 - 免費物業估價服務 - e按揭評估(可獲悉我們按揭專員提供的「預先評估結果」) - e按揭申請

About

PayMe by HSBC

Go cashless with a mobile payment solution accepted at over 60,000 locations across Hong Kong. Easily pay businesses, friends, and family, and enjoy rewards and vouchers. Top up your wallet conveniently from your bank account or credit card.

Highlights
  • Cashless payments at 60,000+ outlets
  • Accepted at major retailers and services
  • Earn discounts, vouchers, and rewards
  • Multiple top-up options (bank account, credit card)
  • Instant payments to friends and family
  • Supports Consumption Voucher Scheme
  • Quick sign-up process
Features
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Go cashless with PayMe! Pay businesses large and small with more than 60,000 outlets already accepting PayMe across Hong Kong. Accepted at businesses across Hong Kong Check out just a few of the businesses that accept PayMe: - Taobao - HKTVmall - McDonald's - foodpanda - Wellcome - Market Place - Klook - Trip.com - IKEA - UNIQLO - 7-Eleven - SF Express - Fairwood - Genki Sushi - Sasa - Mannings And we're constantly adding new businesses all the time! Get rewarded! With PayMe's great range of offers, flash vouchers and rewards, you can earn discounts when you pay with PayMe. Top up however suits you Choose to top up from your bank account for our highest limits, or choose credit card top ups if you prefer - it's up to you! Auto top ups make sure you've always got money in your PayMe wallet, so you'll never get caught short of funds again! Pay friends instantly Split lunch bills, send laisee and never get caught short of cash when you need to pay your friends and family. Consumption Voucher Scheme As PayMe's part of the Consumption Voucher Scheme, you can receive your voucher and spend it at thousands of merchants. Sign up in minutes Get started paying friends, family and businesses in just a few minutes - all you need is your mobile number, email address and HKID. Download PayMe today! This App is designed for use in Hong Kong. The products and services represented within this App are intended for Hong Kong customers. This App is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC HK’). The Hongkong and Shanghai Banking Corporation Limited is regulated and authorised to carry out banking activities in Hong Kong S.A.R. If you are outside of the Hong Kong, we may not be authorised to offer or provide you with the products and services available through this App in the country/ region/territory you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction or country/ region/territory where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. If you're under 18, please consult your parents or guardians before you give us any information about yourself.

Screenshots

利嘉閣‧按揭易4 screens
PayMe by HSBC4 screens

Verdict

The call

The clearest difference is ads: PayMe by HSBC at none against 利嘉閣‧按揭易's shown. PayMe by HSBC also leads on update cadence (every 4 weeks vs every 2 months). 利嘉閣‧按揭易's advantage is review sentiment (54% vs 36%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

利嘉閣‧按揭易 ships an update every 2 months, PayMe by HSBC every 4 weeks. The most recent releases landed on October 3, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
利嘉閣‧按揭易 versus PayMe by HSBC: the parameters behind the verdict, then further details
Parameter利嘉閣‧按揭易PayMe by HSBC
PriceFreeFree
Rating—4.6 (2.6K ratings) — better
Positive reviews53.8% of reviews — better36.0% of reviews
Number of ratings—2.6K — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size46 MB177 MB
Age rating17+4+
DeveloperRicacorp Properties LimitedThe Hongkong and Shanghai Banking Corporation Ltd.

Customer experience

利嘉閣‧按揭易

Written reviews13 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

PayMe by HSBC

All ratings2,556 ratings
Positive91.5%
Neutral4.0%
Negative4.5%
Written reviews125 reviews
Positive36.0%
Neutral7.2%
Negative56.8%

Bugs and requests

利嘉閣‧按揭易

Not enough reviews yet to summarise bugs or requests.

PayMe by HSBC

Reported bugs

4 issues
  • Payment records disappearing after app updates
  • Inability to log in or register due to system errors
  • Inconsistent behavior when changing mobile numbers
  • Face scan and ID scanning not working properly

Requested features

4 requests
  • Add support for more payment methods
  • Improve customer support and communication
  • Allow login via email instead of just mobile number
  • Provide better privacy controls and transaction visibility

In-app purchases

None

利嘉閣‧按揭易

No in-app purchases

None

PayMe by HSBC

No in-app purchases

Questions

Is 利嘉閣‧按揭易 free?
利嘉閣‧按揭易 is free to download, with no in-app purchases.
Is PayMe by HSBC free?
PayMe by HSBC is free to download, with no in-app purchases.
Do 利嘉閣‧按揭易 or PayMe by HSBC have ads?
利嘉閣‧按揭易 shows ads; PayMe by HSBC does not.
Which is updated more often, 利嘉閣‧按揭易 or PayMe by HSBC?
利嘉閣‧按揭易 ships an update every 2 months, and PayMe by HSBC every 4 weeks. Most recently, 利嘉閣‧按揭易 was updated on October 3, 2026 and PayMe by HSBC on October 24, 2026.

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